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BALTIMORE — Dottie Morales was sick of living in an apartment, so when her Facebook friend told her about a new way to get thousands of dollars, she was intrigued."She said, 'Hi, how are you doing?' I said, 'I'm not doing too well, got the flu, how are you?' And she says, 'Great! I just got a ,000 grant and I'm able to pay off all my medical bills,' " Morales said. The acquaintance then put her in touch with Timothy Doyle, a government grant claim agent with Swift Global Grant. He said he would be able to help Morales afford a new home."I really wanted to get a nice double wide trailer that I would call my own and live there, and you know, be happy for the rest of my years on earth," Morales said. The promise of a better life was enough to cloud Morales' judgment when Doyle asked for a ,500 advanced processing fee. He said after that she would receive her grant, but it wasn't that simple."Customs stopped the money, so you must pay an additional amount of money," Doyle told Morales.Another time she was told the driver of the Fed-Ex truck was in an accident and she needed to pay more money to have the grant transferred to a new truck. Then she received a text message from someone claiming to be an FBI agent and demanding a fee or the grant would be held up at FBI Headquarters in Washington, D.C.Morales said she kept sending the man money "because he kept asking me to trust him, trust him, this wasn't scam, he's a man of God, he wouldn't lie to me."Morales was so deep into the scheme, and wanted so desperately to believe the money was on its way, she even cooked dinner for Doyle and waited for his arrival."That was when he did not show up again, and I was heartbroken," she said.Not surprisingly, the photo used by the man claiming to be Timothy Doyle was not Doyle. A quick reverse Google image search revealed the photo was actually of Bill Grant, a former Minnesota Department of Commerce official. And the photos of grant recipients posted on Swift Global Grant's website had also been modified."Copy a picture, do a little Photoshop, change the name, create a new identity, I mean they can create new financial footprints for false businesses in a matter of 15 minutes," said Jody Thomas, vice president of communications and marketing for the Better Business Bureau of Greater Maryland.Morales contacted Thomas asking for help. Thomas advised her to stop responding to Doyle's calls, emails and texts, and any unknown numbers. But instead, Morales listened when someone contacted her about getting her money back."And she bought into it," Thomas said.Morales lost thousands more. "You know that somebody's getting taken advantage of, and we're talking over the phone and all we want is to get in our car and ride down and tell her, 'Dottie, please stop communicating,' " said Thomas, who became emotionally involved in the case.Morales lost her retirement savings, maxed out two credit cards, and the financial devastation and deceit affected her confidence."Definitely, I'm very leery and cautious now every time I deal with people because I don't believe anything they say anymore," Morales said. Morales believes her Facebook friend's account was cloned. She also filed claims with Western Union, Moneygram and her credit card companies but hasn't received a dollar back from the more than ,000 she lost.WMAR tried contacting the scammer. The phone number was for a text mail subscriber. When we texted the number, someone immediately responded, but once we identified ourselves, the person did not answer.If you've been contacted about a government grant, that's the first red flag. Grant seekers pursue funds, not the other way around. Also, government grants are not meant for individuals. They're for the greater good, like nonprofits, community leaders and researchers. Grant scams continue to be a common fraud complaint.According to the Federal Trade Commission, more than 6,300 people lost .5 million to grant scams in 2018.For more information on government grant scams, 4036

Anthony Rogers is an artist in Memphis. He doesn't have a home, but he does have a best friend, a 1-year-old pitbull-Labrador mix named "Bobo."Rogers woke up August 31 only to find his furry friend was nowhere to be found. A distressed Rogers was helped by friends, who made posters for the lost dog.Two weeks passed with no sighting of Bobo — that is until Wednesday, September 11.A dog matching Bobo's description showed up at 441

As the census is about to get underway nationwide, the AARP is warning that scammers could use the census as a prime opportunity to conduct impostor scams intended to steal your personal information. According to AARP data, nearly half of Americans have been targeted by impostor scams in the past, while a majority may be susceptible to phony Census correspondence or telephone calls in the coming months. Data would suggest that people are more susceptible to impostor scams. The US Federal Trade Commission reported a 50% increase in impostor scams in 2019 compared to 2018. "We've learned that scammers are very shrewd and adept at capitalizing on current events," said Kathy Stokes, director, fraud prevention programs, AARP. "The census has been in the news, so most people are expecting to hear soon from the Census Bureau. Scammers will use that to their advantage as they aim to deceive people into sharing sensitive information or handing over money."Of concern is that 70% of Americans surveyed by AARP were incorrect or unsure on whether the US Census would email the public. The first contact from the US Census people will receive is in March via US Mail, with an in-person visit coming in May for those who do not return their census form. Also, 35% were incorrect or unsure on whether the US Census would ask for social security numbers. The US Census will not request personal information such as social security numbers. The AARP is offering tips on its 1484

Apple is making movies, TV shows and ... a credit card.CEO Tim Cook and a roster of big-name celebrities announced the company's much-anticipated entrance into the crowded video-streaming market at a press event Monday afternoon inside the underground Steve Jobs theatre at its Cupertino, California, headquarters.The company is producing its own lineup of films and TV shows that will be available via an updated version of the company's TV app on Apple devices. It is working with a number of existing streaming services, such as HBO, Starz and Showtime, to flesh out what's available there. The company also announced its own mostly-digital credit card and a subscription magazine option for its news app.Apple TV+Apple had former Sony executives Jamie Erlicht and Zack Van Amburg, whom Apple hired away two years ago, on stage to announce the company's original content investment. Then the stars showed up after a dramatic black and white video featuring Ron Howard, Octavia Spencer, Reese Witherspoon, J.J. Abrams, M. Night Shyamalan, Sofia Coppola, Steven Spielberg and Hailee Steinfeld discussed the process of making movies and TV.Steven Spielberg appeared on stage, followed by Reese Witherspoon, Steve Carell and Jennifer Aniston who were promoting their new Apple series, "The Morning Show." (Full disclosure: CNN's Brian Stelter is a consultant on "The Morning Show.") Meanwhile, actors Jason Momoa and Alfre Woodard announced a show called See about a world where everyone is blind after an apocalypse.Apple is reportedly spending billion a year on shows and movies from the Hollywood heavyweights.Apple TV ChannelsApple is updating its TV app and adding access to various cable and streaming subscription services in one place.The Apple TV app has been redesigned to look similar to other popular streaming services like Netflix with vertical carousels of content and recommended things to watch next. There are tabs on the top for Watch Now, Movies, TV shows, Sports, Family and Library. Shows from each service you subscribe to -- including Hulu and Prime Video, but notably not Netflix — will appear as if they're all part of the same service, side by side.The new version will roll out as a software update in May and as a new app on Macs in the fall.Apple News+Apple also announced it was overhauling its news app, which Cook said is the number one news app in the world. He did not clarify if that number relates to readers or downloads. Now called Apple News+, the app is adding more than 300 magazine subscriptions for a monthly subscription price of .99. Cook touted the news app's human editors and tightly-controlled selection of news outlets as something that sets it apart from other online news sources — a pointed comment during a time when other tech companies have been criticized for helping spread misinformation. Apple also said the app would not allow advertisers to track readers.Apple CardApple is partnering with Goldman Sachs to make its own credit card due out this summer — no plastic required. Apple Card will be available on all iOS devices in the Wallet app. It has a rewards system that adds 2% of any Apple Pay purchase amount directly back to the Apple wallet as cash. The deposits are made daily, and the reward goes up to 3% for purchases of Apple products and down to 1% for purchases made with the physical card.Every purchase needs a fingerprint or face-identification confirmation. For privacy reasons, Apple said it doesn't track where payments are made or for how much. The budgeting features are done on device, and Apple said it will not sell user information to third-parties.An optional physical card is available, but in typical Apple fashion, it's a laser-etched titanium rectangle. Apple likes to be minimalistic when it comes to design, so there is no expiration date, card number or security code on the card — only in the app. Cook said he believed the card would be "the most significant change in the credit card experience in 50 years."Apple ArcadeApple will offer a new ad-free subscription gaming service called Apple Arcade, which lets users access more than 100 games exclusive or new to Apple. The service will be available this fall in 150 countries. The company did not announce any pricing. The games will need to be downloaded, but users will be able to stop a game on one device and pick it up at the same spot on another.The-CNN-Wire? & ? 2019 Cable News Network, Inc., a Time Warner Company. All rights reserved. 4514

Apple unveiled its latest slate of iPhones on Tuesday at a widely-covered media event at its campus in Cupertino, California.The new lineup includes the iPhone 11, an entry-level device, as well as the higher-end iPhone 11 Pro and 11 Pro Max, which have four-figure price tags.The company's iPhone sales have slumped in recent quarters in part because consumers are waiting longer to upgrade their smartphones. So, is it actually worth it to upgrade to these new models?The short answer: It depends how much you care about better cameras and improved battery life.Here's a look at the key differences between the iPhone 11 and iPhone 11 Pro and two comparable models from the previous year: the iPhone XR, which was the low-end model released in 2018, and the iPhone XS, the higher-end model that year.PriceiPhone 11: Starts at 9iPhone XR: Starts at 9 (originally 9)iPhone 11 Pro: Starts at 9iPhone XS: Like the 11 Pro, the XS originally started at 9. Following the event Tuesday, however, Apple removed this model from its online storeBattery LifeiPhone 11: Up to 1092