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Americans are trying to form better financial habits in light of the recession, building emergency savings and paying down debt.However, many are finding savings accounts are now returning next to nothing in interest. That's because of the Federal Reserve's decision to keep interest rates low.Rates that were over 2.5% a year ago are down to under 1% now. But there are some other accounts that can get you a better return.“Something known as a rewards checking account might be a better option,” said Greg McBride, Chief Financial Analyst at Bankrate.com. “These are accounts that typically pay higher yields, higher than even online savings accounts, you might find 1.5, 2, 2.5%, but you have to meet certain qualifications each month to earn that deal.”Rewards checking accounts typically are offered by smaller community banks and credit unions. They usually come with monthly requirements though, like direct deposit, online bill pay, enrolling in e-statements, and using your debit card a certain amount of times. But those are things many people already use.In terms of saving versus paying down debt now, experts say to save.“That's really critical. No one knows what’s going to happen down the road in terms of jobs or income, so having some money put away will help you sleep at night,” said McBride.Just to give you an idea, you could make by saving around ,000 a year at 3% interest rate, which a rewards account might pay.That’s compared to just 60 cents in an average savings account, which only has about a .06% interest rate. 1556

Arming teachers may be a "terrible" or even a "ridiculous" idea to critics, but some teachers across the country already bring guns to school.In the wake of the Florida school shooting, the debate over whether teachers should carry guns in class has intensified. President Donald Trump is proposing bonuses for educators who undergo gun training. State lawmakers are beginning to consider legislation while school officials are pushing for an increase in classroom resources but not guns.State laws related to guns in schools vary by state and although many only apply to college campuses, some states give teachers with concealed carry permits the ability to have guns on the grounds of K-12 schools, according to the Giffords Law Center to Prevent Gun Violence.Here's a look at some of the states where teachers and other school staff are willing to carry their weapons.  886

An officer has been dismissed following the shooting of an unarmed Black man in Columbus, Ohio, on Tuesday.Columbus Police said that the man was 47 years old, and that the man was holding a cell phone at the time of his death, based on a review of one of the responding officer's body-worn camera footage. Police said the man walked toward the officer with a cell phone in his left hand while his right hand was not visible. Officers were called to the area for a report of a man sitting in an SUV, continually turning on and off the vehicle. Officials have not released the name of the person killed, as of Tuesday afternoon. WCMH-TV reported that the officer who fired the fatal shot was Adam Coy, an 18-year veteran of the Columbus Police. According to the Columbus Dispatch, Coy was involved in an excessive force complaint that resulted in the City of Columbus paying a ,000 payout. Coy was suspended for 160 hours for the 2012 incident, but kept his job. The shooting was the second time a citizen was killed by law enforcement within the city. Three weeks ago, Casey Goodson Jr. was shot and killed by Franklin County Sheriff Deputy Jason Meade. Authorities said that investigators recovered a weapon on the scene, but a family attorney told CNN that Goodson was holding a sandwich at the time of the shooting. No charges have been filed in that case, and investigation is still ongoing.“We are still raw from the killings of George Floyd, Breonna Taylor and less than 3 weeks ago, Casey Goodson Jr. Early this morning we learned of the killing of another African American at the hands of law enforcement,” Columbus Mayor Andrew Ginther said in a news conference on Tuesday.During the shooting death of Goodson, deputies were not wearing body-worn cameras. During Tuesday’s shooting, Ginther said that officers did not turn on their body-worn cameras until after the shooting occurred.Ginther said that the body-worn cameras worn by Columbus Police have a 60-second “lookback” feature that captured video of the shooting. The lookback feature does not capture the audio."The Division invested millions of dollars in these cameras for the express purpose of creating a video and audio record of these kinds of encounters. They provide transparency and accountability, and protect the public, as well as officers, when the facts are in question," Police Chief Thomas Quinlan said. WBNS reported that the cruiser’s dash camera was not activated as police were responding to a non-emergency call that did not require lights and sirens.“Our community is exhausted,” Ginther added. “While it is very early in the investigation, there is one fact that disturbs me greatly. The officer involved did not turn on their body-worn camera until after the shooting.”Ginther said that the officer’s badge and gun has been turned in, but would continue getting paid during the investigation due to contractual obligations.The family of the man killed on Tuesday will be shown the body-worn camera footage before it is released to the public. Ginther estimates the video will be made public by Wednesday. 3105

ANTIOCH, Ill. — An Illinois teen has been arrested in connection to the deadly shooting of two people at a Kenosha, Wisconsin protest Tuesday night.BELOW: Law enforcement provides update on unrestThe juvenile, 17, was arrested in Antioch, Illinois on Wednesday. He is accused of shooting and killing two people at a Kenosha protest, the third night in-a-row of unrest in the town. A third person was injured in the shooting and taken to the hospital.The Village of Antioch Police Department said the teen was arrested Wednesday morning.The teen will be charged with first-degree intentional homicide and is waiting for extradition to Wisconsin.The shooting happened just before midnight in an area where police said demonstrations were happening.Police fired tear gas in an attempt to disperse protesters during a third night of unrest in Wisconsin following the shooting of a Jacob Blake, who is now paralyzed.Attorney Ben Crump spoke Tuesday alongside family members of Blake. He said it would “take a miracle” for Blake to walk again.“I am asking everyone, take a moment and examine your heart. Citizens, police officers, firemen, clergy, politicians. Do Jacob justice on this level, and examine your hearts. We need healing,” Blake’s mother, Julia Jackson said at Tuesday's press conference.This story originally reported by Mayra Monroy on TMJ4.com. 1362

An independent news organization has researched reports regarding the size of airplane seating, and its findings led it to call coach-class seating a "death trap."The Daily Beast says dense, shrunken seat space does not do a safe enough job of allowing passengers to move quickly in the event of emergencies. DB's investigation found the FAA nor Boeing is disclosing evacuation test data "for the newest (and most densely seated) versions of the most widely used jet, the Boeing 737."It also found tests to ensure all passengers may safely leave a cabin are "dangerously outdated." They do not reflect how densely packed coach class seating has become, the report says."No coach class seat meets the Department of Transportation's own standard for space required to make a flight attendant's seat safe in an emergency," the DB reports. And a judge in a case brought by the Flyers Rights activist organization said there is "plausible life-and-death safety concern" about the "densification" of coach seating.The Daily Beast's report says that court "complained that the FAA had used outdated studies to argue that no change was needed" for how tests are performed, and it refused to release results of tests.The DB looked at 900 pages of Department of Transportation documents; go here to see its full report. 1327

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