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REI, a retailer that sells outdoor apparel and supplies, is stopping its relationship with Vista Outdoor after the company failed to issue a statement following a mass shooting in Florida."This morning we learned that Vista does not plan to make a public statement that outlines a clear plan of action," the company said Thursday. "As a result, we have decided to place a hold on future orders of products that Vista sells through REI while we assess how Vista proceeds."  485

Republican and Democratic Senate leaders reached a broad deal Thursday to confirm a package of 15 judges that will allow the senators to depart Washington until after Election Day.Senate Majority Leader Mitch McConnell made the agreement public when he announced votes on three circuit court judges and 12 district court judges.The deal is a significant victory for McConnell, who has made clearing a long list of President Donald Trump's nominees, especially judges, a top priority this year.It is also a boon for senators seeking re-election, especially those 10 Democrats running in states won by Trump in 2016, because they will be free finally to leave DC and focus more fully for the next month on their campaigns.Republican leaders made clear throughout the year they had no qualms about keeping senators in Washington until very close to Election Day. That's because the GOP is defending only eight Senate seats in November, only two of which are somewhat close.But Democrats are defending 25 seats, so being back home is more consequential for them. Polls show that most of the red state Democrats are in competitive races.Sen. Heidi Heitkamp was back in North Dakota?before the deal was reached. She may be the most vulnerable Democrats running. She voted Wednesday on a health care bill that was a top priority for Democrats but wasn't around for votes later Wednesday or Thursday on Trump nominees.Asked about Heitkamp missing votes to campaign, her spokeswoman Abigail McDonough took a shot at the House, where her GOP opponent, Rep. Kevin Cramer, serves."Senator Heitkamp is back in North Dakota meeting with workers and families across her state," McDonough said. "Unfortunately, the House has only been in session for 10 days since the beginning of August, while the Senate has been working hard -- a telling statistic about the politics and work ethic in the House this year."As he walked on the Senate floor before the deal was announced, Democratic Sen. Jon Tester of Montana, a state Trump won by more than 20 points, was asked if he thought McConnell was playing hardball with the nominations to keep him in DC.He laughed loudly and said the answer was so obvious that even political reporters could determine on their own that it was true."Honest to God, I would answer that question, but I'm going to let you guys do that assessment," he said.Sen. John Cornyn of Texas, the second-ranking GOP leader, said McConnell had offered Senate Minority Leader Chuck Schumer "a list of nominations that are not particularly controversial, and if they will agree to dispose of them, then they'll be able to go back home" to "raise money and campaign."But Sen. Dick Durbin, the No. 2 Democrat, said some of the nominees "are clearly controversial," meaning Democratic leaders had to balance their desire to get their candidates home with essentially allowing judges they oppose to advance.Democratic leaders also recognized the risk that a deal that put more conservatives on the bench could anger and dispirit their base voters.Sen. Mazie Hirono, a Hawaii Democrat who become a hero to many progressives?for her handling of the contentious Brett Kavanaugh Supreme Court confirmation, said she wanted Schumer to cut a deal and get people home."Elections matter and I would like my colleagues to be able to go home," she said. "Every day that goes by when they're not touching base with their constituents is not a good thing"Hirono said she was not concerned about a backlash from Democratic voters if the deal appears favorable to Republicans."I hope that our supporters understand that, but we need to be focusing on is the outcome of the 2018 elections," she said adding that if Democrats control the Senate next year they will be able to block Trump's nominees they oppose. "Right now, we do not have those votes and I think they understand that."Sen. Joe Manchin, a Democrat running in West Virginia, which Trump won by 46 points, said he expected McConnell would demand a lot in return for letting Democrats go."Mitch is going to do what Mitch is going to do," he said. "I don't think you can make any deal with Mitch if he thinks he's going to get you."He also acknowledged he'd like to get home."It's always a good thing if we can be home campaigning," Manchin said. "We need to do that."Republican Sen. John Kennedy agreed that McConnell was dead set on getting a good deal for Republicans."He is mad as a mama wasp and he is determined to get the nominations through, and I don't think he's bluffing," Kennedy said. 4559

Record unemployment rocked the real estate market. Now, interest rates are at record lows, giving many people a new way to save money by refinancing their current mortgage.Matthew Garcia, a senior loan officer with Supreme Lending, says now is a good time to refinance your home. "Absolutely. I mean, you’re looking at interest rates being at the most historic rates they’ve ever been. Rates have been in the 3% ranges before but now you’re seeing 30-year loans getting into the upper twos and middle twos, which is completely insane," said Garcia.Garcia says the industry is going through a refinancing boom that it hasn't seen since a few years after the Great Recession. Refinancing your mortgage, or essentially restructuring your current home loan under a new, lower interest rate, can be done for a couple different reasons."There’s two main types of refinancing you can do. There’s what’s called rate term refinance which means I’m simply refinancing the balance from any closing costs I might have and dropping the interest rates. That’s what called Rate Term, taking no additional cash out. Then there’s also cash out. Cash out refinances tend to be a bit more expensive. When I say more expensive, I mean the rates are slightly higher, more expensive in cost structure," said Garcia.For cash out refinancing, home owners who have likely owned their property for at least four or five years, are refinancing to take the extra cash from the increased equity in the home, and invest it in renovations or elsewhere."Where people can get into more danger is, they're taking out money because they want to go out and invest in other investment properties, go use that money to go out and buy other homes, speculate. That’s where it gets a bit dangerous. A lot of folks start watching their HGTV and think they're the expert and they're going to tap into this equity and go and do these things. There’s a lot more to it," said Garcia.Garcia says the last thing people want is to end up with two failed mortgages. He says the best reasons to refinance is debt consolidation or if it will save money in the long run.Josh Stech, CEO and co-founder of Sundae, a company that helps people with homes in bad condition get their properties sold, also says it's a good time to refinance because of how great the real estate market was doing before the COVID-19 pandemic."Rates are really low but also equity in homes was really high. We hit historic highs heading into the pandemic in terms of the amount of equity that homeowners have in their homes. Basically, the value versus the mortgage that they owe," said Stech. As for how long interest rates will last, Federal Reserve Chairman Jerome Powell has said they could be around for years. Sheck says, there's a chance interest rates could go even lower but there's already so much demand to refinance and banks can only process so many."I think as the fed is targeting a longer term near-zero interest rate environment, I think actually if you maybe wait a little bit you might play the game and win and get a lower interest rate because of the supply and demand I mentioned. I think it's a great time. It's hard to argue with record lows you haven't seen since 1971," said Stech.Experts recommend people who are considering refinancing to talk to a loan officer or financial advisor to make the best decision for their situation. But, if it's something they're interested in doing, to look into it while the rates are as low as they are. 3495

RAMONA, Calif. (KGTV) – It was a nightly ritual. Steve Faught would put his dog, Riley, in his old Ford pickup and take him to a nearby baseball field to play fetch.  On his way Thursday night, he stopped by Stage Stop Liquor and Gas to pick up a six-pack of beer. But he never made it to the field. Faught was found at the gas station with a major injury to his neck, according to the San Diego Sheriff’s Department. He was airlifted to a hospital for surgery but did not survive. His older brother, Jerry Faught, described him as funny, with a warm personality. “To him, life was a good place,” he said. “He was just the kind of person you’d like to know.” Faught heard the news from Steve’s wife, who called him at his home in Portland. His older brother instincts kicked in. “I couldn’t help him. I couldn’t save him. That’s hard,” he said. Homicide detectives are trying to piece together what happened and what led up to the altercation, but as of Friday morning they had not been able to locate any witnesses or surveillance video. The suspect, 26-year old Jarrett Wishnick, has been arrested for murder. 1169

Researchers at University of Michigan have developed a fake news detector to help fight against misinformation. The technology is "an algorithm-based system that identifies telltale linguistic cues in fake news stories." The team says the system is "comparable to and sometimes better than humans at correctly identifying fake news stories."According to their study, linguistic analysis tracks things like grammatical structure, word choice, punctuation and complexity. But there are challenges to making sure the system properly deciphers stories. Researchers say the difficulty in building a fake news detectors is not in developing the algorithm itself, "but in finding the right data with which to train that algorithm."The system is still in its beta stage. Details of the fake news detector system will be presented on August 24 at the International Conference on Computational Linguistics in Santa Fe. Read the full study here. 962

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