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As many people are still struggling to reclaim their financial footing, experts say easing the burden on your future entails putting a financial plan into place right now.So where do you start?WXYZ spoke to Robin Thompson of metro Detroit's MoneyWise Consulting for the top five financial things you need to do as you get ready for the new year.#1) Review your spending planNow is a good time to evaluate your expenses. Figure out where you can cut temporarily. Good places to look include anywhere you’re sending an automatic payment. Think about any unused streaming service subscriptions or gym memberships."You really have to get clear on what’s a need," said Thompson. "What’s a want? What is truly essential?"#2) Make a plan to get out of debtYou want to list all of your creditors, all of your corresponding interest rates, and then really laser focus on the debts with the highest interest rates.People should be allocating a minimum amount total of three months of essential living expenses for their emergency fund.#3) Start building an emergency fund"If you only have the ability to set aside a week, don’t get hung up on the amount," said Thompson. "The habit is more important than the amount."#4) Prepare for recoveryMortgage-holding homeowners and students should take advantage of loan forbearance right now."Now is the time to pick up the phone and talk with your lender on how’re we gonna handle this?"#5) Re-evaluate your retirement plan"How did COVID impact your retirement savings," said Thompson. "You want to revisit your investment mix, just to make sure you’re on target for your goals."So here’s the top 5 Rebound rundown: create a new spending plan, manage your credit and debt, build out at least a three-month emergency fund, prepare for the end of loan forbearance, and review your retirement strategy. 1844
At least one person in southwestern Kentucky was killed Saturday night when severe thunderstorms blew through the state, the Logan County Sheriff's Department said.A 79-year-old woman died in her home, the agency said.The county's emergency management office said some structures, including barns and grain bins, were damaged.Robertson County, on the other side of the border with Tennessee, also had reports of damage.The National Weather Service has issued a tornado watch for parts of Arkansas, Illinois, Kentucky, Mississippi, Missouri and Tennessee until 9 p.m. CT (10 p.m. ET). 591
Aspiring British actress Kadian Noble can move forward with her sex trafficking lawsuit against disgraced media mogul Harvey Weinstein, a federal judge in New York ruled Tuesday.Noble accuses Weinstein of sexually assaulting her in a hotel bathroom in Cannes, France, in 2014 and says Weinstein coerced her with talk of a potential movie role for her.Noble filed suit in November against Harvey Weinstein, his brother and then-business partner Bob Weinstein, The Weinstein Company LLC and Weinstein Company Holdings LLC.On Monday, US District Court Judge Robert W. Sweet granted Bob Weinstein's motion for dismissal but denied one from Harvey Weinstein.The judge wrote it would be the first instance in which a plaintiff asked for the Trafficking Victims Protections Act to be applied to conduct like that alleged in the lawsuit. 837
Back in theatres for a LIMITED TIME, watch Chadwick Boseman as Jackie Robinson in 42. Tickets: https://t.co/xw3qukokfp pic.twitter.com/jYiU4VVfLv— Cinemark Theatres (@Cinemark) September 2, 2020 202
Attorney General Jeff Sessions revealed Thursday that Utah's top federal prosecutor, John Huber, has been examining a cluster of Republican-driven accusations against the FBI and has decided that no second special counsel is needed -- at least for now.Huber has been looking into allegations that the FBI abused its powers in surveilling a former Trump campaign adviser, and more should have been done to investigate Hillary Clinton's ties to a Russian nuclear energy agency, but his identity had remained a secret.But Sessions' decision to stop short of formally appointing a special counsel like Robert Mueller, detailed in a lengthy written response to threeRepublican chairmen on Capitol Hill, will likely anger those in the GOP who have recently ramped up calls to investigate claims of political bias at the nation's top law enforcement agencies.It also comes one day after the Justice Department's internal watchdog office confirmed?it would review how the FBI obtained a warrant to monitor Trump foreign policy aide Carter Page, as well as the bureau's relationship with Christopher Steele, the author of the Trump dossier.Huber, who currently serves as the US attorney in Utah, may now find himself thrust into the middle of a fierce partisan struggle -- with Republicans arguing anything short of a special counsel is insufficient because the Justice Department cannot investigate its own people, and Democrats maintaining that any allegations of bias are an unfounded ploy to distract from Mueller's investigation into possible coordination between Trump campaign associates and Russian officials.Originally appointed by President Barack Obama in 2015, Huber, along with many other US attorneys, resigned after President Donald Trump took office early last year, but was reappointed by Trump shortly thereafter. 1845