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Money might be tight this holiday with many working less hours or losing their jobs due to the pandemic, but it's not too late to budget and feel good about the season.November through December is a time when more cash is flowing and cards are swiping at stores.“The average that people spend across the country is about ,000 per holiday season,” said Ryan Freitag, a financial adviser with Edward Jones.Freitag said budgeting is key to preparing for the expected, such as gift buying around the holidays, and unexpected, like financial losses during a pandemic.He said people should simplify expenses and look at spending on a monthly basis to understand how much is needed for necessities, savings and the extras.The same rule of thumb applies to holiday spending. Freitag said people should plan how much can be allotted for gifts and set spending limits before hitting the holiday deals.“Whether it's 0 or ,000, take that money out of a checking or a savings account and even use a prepaid debit card," Freitag said. "That will allow them to keep their spending in check.”Experts typically recommend putting 10% of monthly income toward "fun spending." That number might change during the holidays.To manage the increase, Freitag recommends starting a holiday club savings account as soon as January to start budgeting for this time of year early. He said even putting in a month can be beneficial.“That way by the time holiday season comes you have a block of money that you’ve already designated toward your goal," Freitag said. "I feel like that takes the emotion, and overwhelming part of holiday spending out of it and the money is available.”Caitlin Carmody, an outpatient psycotherapist with Spectrum Behavioral Health LLC, said they see more people struggle with anxiety and depression around this time of year. She said some might feel an extra emotional burden from not being able to buy as many gifts for loved ones.But there are other options for showing loved ones they care.“There’s so many different ways we can show people love and affection. It doesn’t have to cost money," Carmody said.Instead of buying presents, Carmody suggested making gifts with family. She said the act of creating can help combat anxiety and depression, and even build self esteem in kids.Carmody said quality time is important. The gift of time can be just as meaningful, even if it's done virtually.“You’re growing new memories. You’re making new traditions," Carmody said. "So if we can re-frame it as not something that we’re losing, but maybe as a time of growth, or an opportunity to make new traditions and new memories.”For some, it's the gifts that can't be bought that mean the most.“We don’t need to put a dollar figure to a phone call," Freitag said. "There are a lot of people right now that are alone and isolated. I truly see that as more important than the money that somebody spends right now.”If people are feeling anxious or depressed, Carmody suggests practicing mindfulness, breathing exercises and keeping a routine. She said it's also important to stay present in the moment and not worry about things that are out of one's control.For those struggling with mental health, Carmody said they should reach out to a mental health professional for help.This story was originally published by Kelsey Dickeson at WGBA. 3349

NASHVILLE, Tenn. — NewsChannel 5 has partnered with the Community Foundation of Middle Tennessee (CFMT) to establish the “Nashville Neighbors Fund” to support downtown residents and businesses affected by the Christmas Day explosion along the riverfront. The explosion, which was felt across much of Middle Tennessee, injured at least three and caused extensive damage to multiple buildings.The CFMT said grants from the Nashville Neighbors Fund will be made to nonprofits providing services for both the immediate and long-term needs arising from the explosion.“Our work helps free nonprofits up to concentrate on delivering vital services while we 'connect generosity with need' and our community sets out to rebuild. We know when disasters strike, there are no quick fixes,” said Ellen Lehman, president of The Community Foundation of Middle Tennessee.Gifts can be made to the Nashville Neighbors Fund at www.CFMT.org/neighbors. or by calling The Community Foundation at (615) 321-4939. This story was originally published by Laken Bowles at WTVF in Nashville, Tennessee. 1082

NASHVILLE, Tenn. — A spokesman with Metro Nashville Police Department (MNPD) says unless changes are made to the city’s pandemic plan, there’s very little officers can do to enforce mandates at a private residence.The party, which caught the attention of Chad Boseman and his friend Andy, happened across the street from their house on Fern Ave. in East Nashville Saturday evening.“There was just tons of everything. Whatever you can think of a party, just times 20,” Andy said.They weren’t sure what they were seeing at first when people began lining up at the door. All they knew was they wanted to see for themselves. They walked over to find a party with what they say was easily more than 200 people.“I’m still recovering from this night,” Andy said.Promoted as the big unveiling for The Fashion House intended for photoshoots, people showed up to snap pics and even get tattoos.Boseman and company say they were there from 11 P.M. to 3 A.M. before MNPD officers arrived. Boseman says once people noticed cars were being towed, people began to leave.When approached by reporters, one of the homeowners declined to comment.Later in the day, one person claiming to be a homeowner posted a Facebook message saying he contacted police beforehand, and there were no violations. The homeowner ended the statement with “nothing illegal was done or the police would have stopped it.”MNPD said officers wrote citations for those parked illegally in neighboring driveways, but they did not write any citations related to the coronavirus mask mandate.Metro Nashville Public Health says it is investigating but won’t say what rules may have been broken.Not that any of the neighbors we talked to were too concerned. For them, it was something they couldn’t miss and likely won’t forget any time soon.“I mean there’s the usual risk that you take when you’re around a group of people, just like getting trampled or something. But I didn’t see any concerns really. I was just there to have a good time,” Andy said.This story was originally published by Levi Ismail on WTVF in Nashville. 2084

Nearly 150,000 half-gallon cartons of almond milk have been recalled because the product may contain real cow's milk, which could pose a dangerous situation for those with allergies.The recall, voluntarily issued by HP Hood, covers certain containers of Vanilla Almond Breeze almond milk. The cartons were sold in Alabama, Arkansas, Connecticut, Florida, Georgia, Iowa, Illinois, Kentucky, Louisiana, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, North Carolina, Nebraska, New Jersey, New York, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, Virginia and Wisconsin. The recall notes that the product is safe to drink for those not allergic to cow's milk.Affected products have a UPC barcode reading "41570 05621" and are labeled with the following "use by" dates: USE BY: SEP 02 18 (07:36 – 20:48) H5 L1 51-4109 861

MINNEAPOLIS — A truck driver who drove into a large crowd of protesters on a bridge in Minneapolis following the killing of George Floyd has been charged with two criminal counts.Prosecutors charged 35-year-old Bogdan Vechirko, of Otsego, Minnesota, on Thursday with making threats of violence and criminal vehicular operation.On May 31, Vechirko drove his fuel tanker truck through a crowd of protesters who had shut down a bridge on I-35 in Minneapolis. Even though thousands of pedestrians were on the bridge, Vechirko continued to pull forward.Video from the incident shows that one protester stumbled near the truck, and that's when Vechirko says stopped out of caution. Protesters then attacked him and vandalized his truck.The Star Tribune reports that the charges allege he sought to "scare" protesters out of his path. In addition, the charges also allege a re-enactment with a similar truck showed he would have had plenty of time to stop after seeing the crowd on the highway.Vechirko claimed he was returning from a fuel delivery south of the city and didn't mean to drive through the protests. He also claims that he wouldn't have been able to immediately stop the truck ahead of the crowd without the use of a handbrake that could have caused it to jackknife and cause further injuries. 1308

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