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SACRAMENTO, Calif. (AP) — Californians who lost their home insurance because of the threat of wildfires will be able to buy comprehensive policies next year through a state-mandated plan under an order issued Thursday by the state insurance commissioner.As wildfires threaten the state, insurance companies have been dropping many homeowners who live in fire-prone areas.Most of those people turn to the California Fair Access to Insurance Requirements Plan, an insurance pool mandated by state law that is required to issue policies to people who can’t buy them through no fault of their own.But FAIR Plan policies are limited, offering coverage for fires, explosions and limited smoke damage.California Insurance Commissioner Ricardo Lara on Thursday ordered the plan to begin selling comprehensive policies by June 1 to cover lots of other problems, including theft, water damage, falling objects and liability.Lara also ordered the plan to double homeowners’ coverage limits to million by April 1.“You have people that now are being sent to the FAIR Plan and they have no other alternative. They won’t even get a call back from an insurance company to offer them a quote,” Lara said.The FAIR Plan has been around since 1968. It is not funded by tax dollars. Instead, all property and casualty insurance companies doing business in California must contribute to the plan.Known as the “insurer of last resort,” the plan has been growing in recent years as wildfires have become bigger and more frequent because of climate change. FAIR Plan policies in fire-prone areas have grown an average of nearly 8% each year since 2016, according to the Department of Insurance.Likewise, since 2015 insurance companies have declined to renew nearly 350,000 policies in areas at high risk for wildfires. That data comes from the state, and it does not include information on how many people were able to find coverage elsewhere or at what price.The FAIR Plan is governed by a board of directors appointed by various government officials. Lara says he has the authority to reject its operating plan. On Thursday, he ordered it to submit a new plan within 30 days that includes an option for comprehensive policies and other changes.California FAIR Plan Association President Anneliese Jivan did not respond to an email seeking comment.It’s unknown how much the plan’s new policies will cost. But rates for FAIR Plan policies are supposed to break even. The insurance industry must cover any losses. And if the plan generates a profit, that money is given back to insurance companies.FAIR Plan policies have been limited because, in general, the insurance industry doesn’t want state-mandated plans to compete with private insurance plans. But Amy Bach, executive director of United Policyholders — a nonprofit advocating for consumers in the insurance industry — says her group is “hearing from panicked consumers daily.”“If (insurance companies) don’t like it, the solution really is to start doing their job and selling insurance again,” she said. “This is an untenable situation.” 3083

Russia's Foreign Ministry ordered the expulsion of 23 British diplomats from Russia on Saturday in a tit-for-tat response to Britain's decision to expel Russian envoys in connection with the poisoning of a former Russian double agent and his daughter on British soil.The ministry also declared it was closing the British Consulate General in St. Petersburg and the British Council in Russia, in a step beyond the measures taken by Britain. The British Council is a cultural institute with artistic, language and educational programs. 541

SACRAMENTO, Calif. (AP) — California Gov. Gavin Newsom on Monday asked President Donald Trump to approve more housing vouchers as Trump's administration weighs in on the most populous state's massive homelessness problem.Members of the administration visited Los Angeles last week to view the city's sprawling homeless encampments after Trump told his staff to develop policy options to address the national crisis of people living on the streets.The Democratic governor and officials representing California cities and counties sent the Republican president a letter asserting that "shelter solves sleep, but only housing solves homelessness."Their letter asks Trump to provide 50,000 more housing vouchers through two existing programs and to increase the value of the vouchers to account for high rents. That would help "a significant proportion of our unsheltered population," including thousands of military veterans, they wrote.Los Angeles Mayor Eric Garcetti, a Democrat, invited Trump in July to tour the city's streets. Garcetti estimated that 36,000 people in the city are homeless on any given night, while thousands sleep on streets in other California cities.Newsom's office could not immediately say how much more the voucher proposal would cost.U.S. Housing and Urban Development officials did not immediately comment.The California officials also asked Trump to create a program to encourage landlords to work better with voucher holders."Pairing more vouchers with an increase in the fair market rent value of the vouchers, you have the ability to make a meaningful difference in the lives of so many who suffer on our streets," the officials wrote.They defended California's attempts to deal with poverty while contrasting the administration's "significant cuts" to public housing and community grant programs. They asked Trump to also work with Congress to increase funding for 300,000 new housing vouchers nationwide. 1945

Robots are the latest in technology working to reduce the risk of COVID-19 at airports.A robot, called the "Breezy One," just started working at the Albuquerque International Sunport. It operates autonomously and can decontaminate a 100,000 square foot space in about 90 minutes.“We're working closely with chemical manufacturers who have created very effective and very safe chemicals that have been rigorously tested,” said Kimberly Corbitt from Build with Robots.“It's providing even a protective layer throughout the day, which is pretty exciting when you think about the robot leaving behind a protective layer that really helps people stay safe in these environments,” said Melonee Wise with Fetch Robotics.The robot's creators say the disinfectant it uses is registered by the Environmental Protection Agency, and has been tested and approved by multiple government agencies.The City of Albuquerque’s Director of Aviation, Nyika Allen, hopes the robots eases some concerns about flying.“Here with robots, we actually have the whole facility mapped out and we can see what it’s done, what it hasn't done, how long it took the robot and so we're actually able to guarantee the customer and the passenger that these spaces that they're touching in the airport are getting disinfected on a nightly basis,” said Allen.Allen says the custodians have been part of the process of bringing on the robot, and that it's not replacing any of them. Instead, it's making their job safer and letting them focus on other tasks.The robot's creators are in talks now to place them inside a large factory in the U.S. that's currently disinfecting there by hand.The Pittsburgh International Airport is another airport that recently started using a robot to clean. It's also autonomous but utilizes UV lights retrofitted on the airport's existing floor scrubbers.And in Grand Rapids, an autonomous robot that sprays FDA approved disinfectant is joining the airport there.Something else we're seeing more of now with the mask requirements for air travelers are vending machines for personal protective equipment in the airport. The machines were recently added in the Denver and Las Vegas airports.The future of travel is also expected to be more touchless. So, expect to see more solutions going forward where you don't have to physically exchange anything at the airport. 2366

SACRAMENTO, Calif. (AP) — A former Democratic California lawmaker was fined 0,000 Thursday after an audit found he spent political contributions on a vacation in Asia, personal plane tickets and remodeling his vacation home in Hawaii.The Mercury News of San Jose reports that the Fair Political Practices Commission found Joe Canciamilla violated campaign finance laws at least 30 times, used 0,529 in campaign funds from 2011 to 2015, and falsified state filings to cover it up.Canciamilla, 64, resigned as Contra Costa elections chief last month. He was the youngest public official in state history when he was elected at age 17 to the Pittsburg school board. He later served on the Pittsburg City Council and Contra Costa County Board of Supervisors before winning three terms in the state Assembly as Democrat in 2000.He opened a campaign account for a county judge seat in 2011 but ultimately did not run. He was appointed clerk-recorder in 2013 and won election to the office twice.An investigation by the commission’s enforcement staff found that Canciamilla repeatedly mixed campaign contributions with his personal funds starting in 2011. He spent ,000 from campaign funds on a vacation to Asia and bought plane tickets for a trip to London and Washington, D.C. for him and his spouse and used campaign money to pay off credit card charges incurred from remodeling his house in Hawaii.The commission’s enforcement staff recommended a maximum fine of ,000 per count, or a total of 0,000 for 30 counts. Canciamilla agreed to the settlement earlier this month, which the commission formally approved Thursday.Canciamilla’s lawyer Andy Rockas said in a statement that Canciamilla has paid back the disputed amounts and the fine, takes full responsibility for his actions and hopes the fines won’t severely overshadow his 46 years of public service.The commission has also referred the matter to the county district attorney’s office, which is conducting a review and could bring criminal charges. 2024