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TEMPE, Ariz. — An Arizona woman said a man posing as a Lyft driver tried luring her into his car. Around 9 p.m. Saturday, Bradie Trippi was waiting to be picked up in a parking lot in Tempe, Arizona. The Lyft app showed her driver was a minute away when a man in a gold Infiniti sedan pulled up next to her, she said. “He says, ‘I’m your Lyft’ and then took a phone, flashed it in my face,” Trippi told KNXV. She said the man showed her the passenger app — not the driver app — and the letter “f” of the “Lyft” emblem on his car was backward. Given the fact the man did not match the photo of her driver or description of her driver’s car, Trippi declined to get in the car. “He got aggressive,” she said. “Told me to get in the car, he’s gonna kill me, called me the ‘b word’, started yelling the ‘f word’ at me — I got kind of scared.”When her actual Lyft driver arrived, Trippi said the man sped off. Lyft and Uber spokespeople told KNXV that passengers should always check to make sure the photo of their driver, description of the vehicle and license plate match up before getting inside. Passengers should ask open-ended questions to their driver, like “who are you here to pick up?” Instead of “Are you here to pick up [name]?”Trippi and her actual Lyft driver described the imposter driver as a bald, African-American man with an accent. Tempe police said there have been no other recent reports matching that description.  1479

Stark similarities between a San Francisco brewery's beer can and the iconic soft drink cups used at In-N-Out prompted the burger chain to issue a cease and desist letter, though not without some light-hearted humor.Seven Stills Brewing recently crafted a new Neapolitan-style beer called "In-N-Stout," wrapped in a design resembling the much-loved burger chain's cup featuring palm trees and its signature yellow arrow.The resemblance is uncanny. So much so that it forced the burger chain to respond with a letter, politely asking the brewery to ditch the can.The brewery posted the pun-laden letter on Instagram, with the caption, "We count 9. Can you find them all?""Based on your use of our marks, we felt obligated to hop to action in order to prevent further issues from brewing," In-N-Out wrote. "We hope you appreciate, however, that we are attempting to clearly distill our rights by crafting an amicable approach with you, rather than barrel through this."We look forward to resolving this in good spirits," the letter ends.It's not the first time the brewery has taken inspiration from a popular brand. Seven Stills also brews a beer called "Rod and Reel," with a can featuring little fish resemble a "Swedish Fish" gummy candy wrapper.It's also not the first time in recent months In-N-Out has been forced to take action for its brand. The chain brought a lawsuit against Australian restaurant "Down N' Out" in April, claiming the restaurant misleads customers by passing off its product as similar to In-N-Out. 1552

TAMPA, Fla. — A creation to help combat the coronavirus from USF Health and Tampa General Hospital is now helping people across the world.When the COVID-19 pandemic started, researchers worked to fill in gaps from the shortages that came with it, including nasal testing swabs.“Unfortunately that component of the test kit was missing because it actually comes from overseas and actually it’s manufactured in northern Italy and if we recall back to March that is where everything was shut down and so that directly impacted our ability to be able to start testing for COVID in the U.S.,” said Summer Decker, Ph.D., the director of 3D clinical applications at USF radiology and TGH.So a team used technology in their lab to create a 3D nasal swab.“We worked with our colleagues here and the department of infectious disease and emergency medicine to be able to come up with an alternative to that swab that was in the test kit that actually was patient safe, comfortable and actually was able to capture that viral test that we needed so badly to do,” said Decker.Quickly, they moved from design to clinical research, partnering with Northwell Health in addition to TGH.“So suddenly we were getting bags and bags of these test kits thousands a week and it’s what saved us and I think in some ways it saved the Tampa Bay area because it allowed our hospital to really keep up this high volume testing,” said Dr. Jason Wilson, the associate medical director of TGH’s emergency department.That clinical trial is now completed.“What we found was pretty amazing. They performed as well and in some cases even better than the traditional swab,” Decker said. “That clinical trial has now come out it’s been published in a top journal for infectious disease.”Wilson said the hospital still uses them when there’s not enough standard of care swabs.The team also shared the information with the swab for other hospitals and agencies facing shortages, so they could create them. Since then, Decker said tens of millions are being used in more than two dozen countries.“It’s pretty incredible to us. We all kind of keep pinching ourselves,” Decker said.She says to her, the swab represents collaboration.“It’s not just a COVID thing. This is something that we can look at using long-term and beyond this COVID situation,” she said.This story was first published by Haley Bull at WFTS in Tampa Bay, Florida. 2401

Tens of thousands of people turn to Google every month to see if now is the time to invest. It’s a loaded question, especially this year: In late February 2020, the S&P 500 began a monthlong decline, finding what investors hope was the pandemic floor on March 23.Historically, it has taken an average of about two years for the market to recover from a crash; this time, it bounced back in just 149 days. By the end of August, the index was once again hitting record highs.Stranger still, this unprecedented recovery came amid dour headlines, with U.S. unemployment hitting an all-time high in April and remaining above 10% through July.Between the stock market’s erratic behavior and economic uncertainty across the globe, investors are understandably wary. But that shouldn’t mean sitting out of the market.Understanding the Main Street-Wall Street disparityThe market’s recovery is clearly at odds with the U.S. economy. But a closer look shows this imbalance may not be as perplexing as it seems.The stock market reflects investor sentiment about the future, not what’s happening right now. While retail investors may be more inclined to buy and sell based on daily headlines, institutional investors are looking far ahead. And given the rapid market recovery (and the expectation of continued help from the Federal Reserve), it appears Wall Street isn’t spooked.The S&P 500 is also market cap-weighted, meaning larger companies will have a bigger impact on its performance (see how the S&P 500 works to learn more about this). The five largest companies in the index (Apple, Microsoft, Amazon, Facebook and Google’s parent company Alphabet) are in tech, an industry that hasn’t been hit as hard by COVID-19. The tech-driven recovery helped push the S&P 500 to its record high, despite the ongoing economic issues caused by the pandemic.And then there are the high hopes for an eventual vaccine. According to Robert M. Wyrick Jr., managing member and chief investment officer of Post Oak Private Wealth Advisors in Houston, investors may be betting on the belief that a coronavirus vaccine will be produced sooner rather than later. If and when a viable vaccine is broadly available, it’s likely to be a big driver of continued growth in the markets.“While this is likely already priced into the market to some degree, I would prefer not to be on the sidelines when this ultimately happens,” says Wyrick, whose firm specializes in advanced risk-managed investing.Timing the market vs. time in the marketAccording to Marguerita Cheng, a certified financial planner and CEO of Blue Ocean Global Wealth in Gaithersburg, Maryland, when you start investing isn’t as important as how long you stay invested. And that’s a maxim to remember in a pandemic, too.“The best way to build wealth is to stay invested, but I know that can be challenging,” Cheng says in an email interview.It’s easier if you invest only for long-term goals. Don’t invest money you may need in the next five years, as it’s highly possible the stock or mutual fund you purchase will drop in value in the short term. If you need those funds for a large purchase or emergency, you may have to sell your investment before it has a chance to bounce back, resulting in a loss.But if you’re investing for the long term, those short-term drops aren’t of much concern to you. It’s the compounding gains over time that will help you hit your retirement or long-term financial goals. (See how compounding gains work with this investment calculator.)The water’s fine, but wade in slowlyOne of the best strategies to remain calm and stay invested during periods of volatility is a technique known as dollar-cost averaging.Through this approach, you invest a specific dollar amount at regular intervals, say once or twice a month, rather than trying to time the market. In doing so, you’re buying in at various prices that, in theory, average out over time.Wyrick notes this is also an excellent strategy for first-time investors looking to enter the market during times of uncertainty.“It’s very difficult to time when to get into the market, and so there’s no time like the present,” Wyrick says. “I wouldn’t go all-in at once, but I think waiting around to see what happens to the economy or what happens to the market in the next three, six or nine months in most cases ends up being a fool’s errand.”So how, exactly, do you start dollar-cost averaging into the market? A common strategy is to pair this with stock funds, such as exchange-traded funds. ETFs bundle many different stocks together, letting you get exposure to all of them through a single investment. For example, if you were to invest in an S&P 500 ETF, you would have a stake in every company listed in the index. Rather than investing all your money in a few individual stocks, ETFs help you quickly build a well-diversified portfolio.To dollar-cost average you could set up automatic monthly (or weekly, or biweekly) investments into an ETF through your online brokerage account or retirement account. Through this approach, you would achieve the benefits of dollar-cost averaging and diversification, all through a hands-off strategy designed for building long-term wealth.More From NerdWallet5 Things to Know About Gold’s Record-Breaking RunNew Investors: Quit Stock-Picking and Do This, Expert Says6 Ways Your Investments Can Fund Racial JusticeChris Davis is a writer at NerdWallet. Email: cdavis@nerdwallet.com.The article In a Year of Uncertainty, Should You Still Buy Stocks? originally appeared on NerdWallet. 5570

Tax benefits, hassle-free saving and a possible 100% match on money invested: Workers are saying no, no and no to these things when they ignore their company’s 401(k) retirement plan.These days it takes a pretty strong will — or a really good excuse — not to fall for the 401(k) pitch. And as employer-sponsored retirement plans have improved, these common reasons for skipping the workplace savings plans have gotten weaker. 433

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