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As the pandemic hits the economy hard, lenders and credit card issuers are offering payment modification programs such as forbearance and deferrals.The coronavirus relief package enacted March 27 requires that accounts that were in good standing before modification be reported as current as long as the consumer abides by the agreement.But for many consumers with federal student loans, relief over a 6-month automatic pause on payments turned into dismay as credit scores plummeted. Consumers complained on social media that their accounts were wrongly reported as delinquent or in non-payment status.That’s not how it was supposed to work, says credit expert John Ulzheimer, who has worked for credit bureau Equifax and scoring company FICO. He says student loan servicers are working to address problems, and he hasn’t heard of similar issues involving other types of lenders or credit card issuers.If your credit score drops, here’s how to diagnose what’s going on and what to do next.First, check your credit reportsWhether you have payment modifications or not, it’s a good idea to regularly check that your credit activity is being reported correctly.Through April 2021, consumers can access free credit reports weekly from each of the three major credit bureaus — Equifax, Experian and TransUnion — by 1323

Authorities investigating the disappearances of an Austin, Texas, mother Heidi Broussard and her infant daughter found a woman's body at a Houston home on Thursday, the Austin Police Department said in a statement.A baby girl was also found alive and healthy at the home, the statement said. She is in the custody of Texas Child Protective Services and DNA testing will determine whether the baby is Broussard's daughter, Margot Carey. An autopsy is underway to determine the woman's identity.One person was arrested at the scene and faces two charges of kidnapping and one charge of tampering with a corpse, the Austin police said.Broussard and her newborn daughter were last seen around 7:30 a.m. on December 12, dropping another child off at an elementary school, police previously said. Authorities believed she returned home with the baby before disappearing. They were 887

Brian Thomas just bought a new washing machine after spending time looking for a good deal."I found it a little stressful," he said. But he found a great deal.That stress he was enduring is happening to other consumers as tariffs have already led to price increases. It’s sticker shock. "It's increased, absolutely — you see 0-0 increase at least in what I looked at,” Thomas said.Appliances in particular have price increases from tariffs. Mexico exported billion worth of appliances just to the United States last year. At that time, the Trump administration hit the country with a 25 percent tariff on all imported goods.While the two countries play economic hardball, it’s the consumer who ends up paying more for everyday items coming from overseas.Metro University Associate Economics Professor Alexandre Padilla said there is debate on how tariffs will impact all. "The people that mostly are hurt or harmed by those tariffs are actually on the lower side of income,” Padilla said.People in favor of the tariffs say they keep jobs in the U.S."Should we penalize 10 million people to save a hundred thousand jobs? That's the question,” Padilla said.While Mexico tariffs are currently not in place, China's are. In May, tariffs increased on 0 billion worth of Chinese goods. 1305

Are you a dad with common, difficult, and embarrassing baby questions? Baby formula maker Enfamil is here to help as it will launch the ENfo for Dad Hotline starting June 16 and will remain active through June 29. According to a statement by Enfamil, the hotline will provide dads with on-demand access to Enfamil experts. They can help them navigate the most common, difficult, and embarrassing baby questions dads may have, Enfamil said. "As a father of four, I understand what it's like to be a new parent – overwhelmed, excited, and unsure of whether you're making the 'right' decisions," says Patrick Sly, Vice President & General Manager of Infant Formula and Child Nutrition at RB, Enfamil's parent company. "Enfamil decided to launch the hotline to help both new and seasoned dads get answers to a variety of questions to ensure that they can navigate their way through the many stages of fatherhood, stress-free, providing their babies with the best care."Enfamil said dads can reach the hotline by calling 1-800-BABY123 and following the prompt for ENfo for Dad. Enfamil said experts will be available on Sunday, June 16 from 9 a.m. to 5:30 p.m. ET; Monday - Friday: 8 a.m. to 8 p.m. ET; and Saturday: 9 a.m. to 5:30 p.m. ET. 1252

California Governor Gavin Newsom did away Wednesday with a law that made it a crime to refuse to help a police officer.The law dates back nearly 150 years to California's Wild West days, when cowboys and outlaws roamed the state.The California Posse Comitatus Act of 1872 made it a misdemeanor for "an able-bodied person 18 years of age or older" to refuse a request for assistance from a police officer "in making an arrest, retaking into custody a person who has escaped from arrest or imprisonment, or preventing a breach of the peace or the commission of any criminal offense."It was widely used by authorities to legally form posses to hunt outlaws.State Senate Bill 192, which repeals the law, was first introduced on January 30, and it was sponsored by Senator Bob Hertzberg. Hertzberg originally tasked his interns with identifying outdated laws when they discovered it."Thank you to my interns for finding a law that belongs in the history books, not the law books," Senator Hertzberg said.Cory M. Salzillo, legislative director or the California State Sheriffs' Association, told CNN that the bill sends a message that discourages cooperation or giving assistance to law enforcement, and that it creates this notion that you shouldn't help law enforcement."We are unfamiliar with concerns with this statute other than it was enacted many years ago and carries a fine for a person who disobeys it," the CSSA said in a statement in June. "There are situations in which a peace officer might look to private persons for assistance in matters of emergency or risks to public safety and we are unconvinced that this statute should be repealed." 1661