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OZAUKEE COUNTY, Wis. (WTMJ) -- A Wisconsin woman has been charged with second degree recklessly endangering safety after she allegedly had her 9-year-old son ride on top of her minivan to hold down a plastic pool.According to the criminal complaint, it happened around 3 p.m. local time on Sept. 9, when officers responded to reports of a child riding on top of a minivan.A 911 caller followed Amber Schmunk, 28, of Fredonia, until she pulled over and took her child and the pool off the vehicle's roof. Schmunk then continued driving down the road and stopped at her sister’s house where police caught up with her.Schmunk told police picked up the pool at a residence but did not have enough room inside the minivan. She said she “decided to put the pool on top of the minivan, but had no way to strap it down, so she had her child climb on the roof and hold it down while she drove.”Schmunk admitted to police she had her oldest son ride on top of the minivan, “but only for a short time, maybe 20-30 seconds.” Schmunk later stated it was safe because she used a strap to tie the child down on top of the pool.She also told the officer that she believed it was “ok” as her father let her do things like that when she was that age.Schmunk will be back in court on Nov. 14. If convicted, she faces up to ten years in prison and up to a ,000 fine. 1417

People understandably fear tax audits, but audits actually aren’t that common: Of all the tax returns filed in 2015, the IRS examined just 0.7% the following fiscal year. Nonetheless, we’ve all had “what-are-the-odds” experiences in life. So if you’re worrying about an audit, here are a few things that tend to get the IRS’ attention, according to tax pros. 371

Outdoor equipment retailer REI announced they are looking to sell their brand new corporate headquarters in Washington, as they embrace working from home and remote work options.“The dramatic events of 2020 have challenged us to reexamine and rethink every aspect of our business and many of the assumptions of the past. That includes where and how we work,” said REI President and CEO Eric Artz, in a video call with employees Wednesday. “As a result, our new experience of 'headquarters' will be very different than the one we imagined more than four years ago.”The company’s headquarters is being built in the Seattle area, in Bellevue, and is roughly 400,000 square feet and sits on eight acres of land. Corporate staff was planning on moving in to the newly-completed building this summer, according to the Seattle Times. REI transitioned to nearly 100 percent remote work in early March for corporate staff. Washington reported some of the earliest cases of coronavirus in the country.Retail stores closed in March across the country and recently reopened.The company admits the sale will also benefit them financially. They cite safety and preventative measures retail stores and the company have taken during the pandemic, in addition to slower sales with the temporary closure of stores.Artz and the board of directors have taken paycuts and in July, REI announced a 5 percent reduction in staff.REI says they will embrace remote work as an “engrained, supported, and normalized model for headquarters employees, offering flexibility for more employees to live and work outside of the Puget Sound region and shrinking the co-op’s carbon footprint.” 1665

PHILADELPHIA — A federal appeals court in Philadelphia has rejected President Donald Trump’s latest effort to challenge the election results in a case expected to reach the U.S. Supreme Court if Trump appeals. The 3rd U.S. Circuit Court of Appeals echoed a string of other courts in finding his campaign offered no evidence of any election fraud. Instead, the court said “the campaign's claims have no merit.” Trump lawyer Rudy Giuliani called the election process fraudulent during oral arguments in a lower court last week, but offered no proof. Circuit Judge Stephanos Bibas, a Trump appointee, wrote Friday that “calling an election unfair does not make it so.” 673

Pawn shops offer a way for people to get fast cash for loaned items, or for them to shop for items at a discount.When the pandemic hit, pawn shops were deemed essential and stayed open, but the reasons people came in were different than what was expected.“This is how we test diamonds, it’s a diamond tester” Michael Mack, owner of Max Pawn, said while explaining how pawn shops figure out the worth of a ring. “And then we weigh.”This is part of the process at a pawn shop, customers bring an item in and an employee assesses it. They make an offer based on value. If you say yes, you walk out the door with cash. You either keep the money and the shop eventually puts your stuff up for sale, or you bring the money back and reclaim your items.Like all industries, COVID-19 has caused some change.“Business is difficult,” Mack said. “All of these businesses are not able to do business the way they used to, and pawn shops are no different.”However, pawn shops were deemed essential. “We’re a financial institution. We remained open this entire time,” said Andy Zimmerman, CFO at Gold & Silver Pawn Shop.There to provide loans for people in need of fast cash, sometimes to those who don’t have access to a bank.“Unbanked and underbanked, they typically refer to a consumer that finds your typical bank branch not really meet their needs,” said Jonathan Polter, CEO of the app PawnGuru. The app connects customers with pawn shops, without having to go into a store first.“Traditional banks make money off a variety of transactions and because of the financial situation of the unbanked and underbanked consumer, they’re typically not credit-worthy of many of those other products,” Polter said. This was important during the last recession.“When 2008 hit, pawn shops became more prevalent because banks were giving less money to everyone. Before, pawn shops catered to a lower class middle class,” Mack explained. “We had people come in and get a loan on a Ferrari to pay their private school bill.”That’s what shop owners said they expected when the economy took a hit in March.“The anticipation was that the loan balances or the pawns would increase but, in fact, it’s worked the other way, with the federal stimulus, it seems that a lot of the customers typical of a pawn shop have in essence received a raise,” Zimmerman said. Zimmerman works at the Gold & Silver Pawn Shop in Las Vegas, a popular shop and tourist destination.“The outflow of goods versus the inflow of goods has been a surprise to everyone in the industry,” he said.Pawn shops can’t even keep certain items in stock, such as electronics, guns, and jewelry.“We were just selling through thousands of ounces of silver,” Zimmerman said. “The stimulus really had an impact on people’s behavior.”“Also bicycles, everyone wanted to ride a bicycle, so bikes are gone,” Mack said. This left many shops with low inventory, and lots of cash.“Right now, I don’t know that the industry has ever seen this before,” Polter explained. “Their industry is dried up and at the same time, they haven’t really had the time to replenish it.”“Pawn shops are not built to sit on cash,” Polter said. “They’re built to put cash into consumers pockets and that’s how they make money.”Mack’s shop is working with customers like many pawn shops are, offering curbside pickup or lowering loan interest rates for a while. “The asset is the customer,” he said.But without more loans coming in and a low inventory of items, pawn shop owners said there could be trouble further down the line.“We've been affected and if you drive to any other pawn shops there's nothing in their stores at all. So for that to come back we need a normal economy to really get loans and sell things,” Mack said. 3747

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