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It’s now the time of year when you choose your healthcare insurance options during open enrollments. There is a large question looming, though. Has coronavirus affected health insurance?Here’s where your insurance stands today, the effects of COVID-19, and the mistakes you make when signing up for coverage.“I couldn’t live without insurance. I’m a diabetic and without insurance, I don’t know what I would do,” said Jon Gill from Solon. As usual, he will soon enroll in his company’s health insurance plan. However, this year has been unusual in the U.S; 8 million Americans have had coronavirus and that care costs.“I would think that COVID is going to make (rates) go up. I would assume,” said Gill.Dr. JB Silvers from Case Western Reserve University says probably not.“It looks like rates are going to be pretty stable,” he told us.Dr. Silvers has been studying healthcare and insurance for the past 40 years. He told us because people were not allowed to get some procedures earlier this year or they have been afraid to go to the doctor, that means insurance companies have done well financially.“The premiums keep coming in and the costs are low,” said Dr. Silvers.Here’s where the costs could catch up with you: if you’ve put off important, needed medical care.“Did you defer things that really should have been taken care of? In which case, you’re going to pay me later rather than paying me now. That’s the problem,” said Dr. Silvers.Liz Westin is an author and Finance Columnist with NerdWallet.com. She said just going with the same thing you did 12 months ago might not be wise. “(People) wind up spending about ,000 more a year than necessary because they aren’t paying attention to how their plans have changed,” Westin told us.Other mistakes people make during open enrollment is the temptation to just select the cheapest coverage, but that comes with much larger deductibles.“These high-deductible plans have really taken hold,” said Westin. “That’s fine if you have the cash set aside to pay for the care that you’re going to have to pay for out of pocket, but a lot of people don’t have that cash.”That applies especially to people who’ve lost their jobs because of COVID and lost their healthcare insurance with them. That could force Americans into "Obamacare" coverage under the Affordable Care Act. If that’s you, make sure to apply for financial tax help available that will lower your premium.“And that’s the route, I think — especially if you’ve lost your job — that most people are going to want to take,” Westin told us.If you already have coverage through the Affordable Care Act, Dr. Silvers told us in the fine print it says you have to spend at least (depending on the kind of plan) 80%-85% on pure medical costs. If you haven’t done that this year because of COVID restrictions or fear, you will get some money back.“Already this year, companies are giving rebates back for 2019, but they’re pretty small. Next year they’re going to be really big,” said Dr. Silvers.Both experts we talked to said in the upcoming year, you should take advantage of telemedicine where you meet with doctors over a video chat. That could help with your overall care at lower costs and it avoids putting off important visits.This story was first reported by Jonathan Walsh at WEWS in Cincinnati, Ohio. 3326
INDIANAPOLIS -- If you believe the latest conspiracy theory you should probably take the next couple of days to finish your bucket list because the end of the world is coming this weekend.That said, we wouldn't suggest skipping work just yet.The latest theory suggests that on Saturday, September 23, “Planet X” will crash into Earth causing the apocalypse.The man behind that theory, David Meade, even authored a book called “Planet X – The 2017 Arrival.” His original theory suggested that the world would end a few days earlier, but it was adjusted based on the date of the most recent solar eclipse.Meade says his claims are rooted in Christianity – and that the date coincides with biblical history, falling 33 days after the total solar eclipse. "Jesus lived for 33 years. The name Elohim, which is the name of God to the Jews, was mentioned 33 times (in the Bible)," he told the Washington Post. "It's a very biblically significant, numerologically significant number."Meade’s attempt to predict the end of the world is not the first one to go viral, and not even the first to claim the fictional planet, Niburu, would cause the end to come.NASA debunked claims of Nibiru’s existence years ago and dedicated an entire page to the December 21, 2012, apocalypse predictions, even creating a question and answer and a video titled “Beyond 2012: Why the World Didn’t End.”They have since updated that page in reference to the most recent “prediction.”“The planet in question, Nibiru, doesn’t exist,” said NASA. “There will be no collision.”The story of Nibiru has been around for years and has been recycled into numerous apocalyptic fables over time, this is just the latest one to surface - according to NASA – and it likely won’t be the last. 1772

It started in New York, but today the group "Survivor Corps" is reaching thousands across the country.Long Island resident Diana Berrent created the group after testing positive for COVID-19 back in March."I wasn't the very first person to get COVID in my county, but I was among the first and at a point where we knew very little about the virus," said Berrent. "And with that came both a responsibility and this incredible opportunity to really change the shape of the future of science and the understanding of this virus through us, through survivors who have antibodies in our blood."On the Survivor Corps website, COVID-19 survivors can connect with research institutions across the country so their blood or convalescent plasma can be used to find a vaccine or treatment."I have now donated eight times, which is the full allotted times I was allowed to at the New York Blood Center," Barrent said. "But every one of those donations can save three to four lives."Her experience has inspired thousands on the Survivor Corps Facebook page to do the same. Like Tracy Eisen, a nurse living in North Phoenix who tested positive for the virus in April. She first joined the group to find support."It did feel at the time that there was a stigma. A lot of people were testing positive but we weren't seeing the numbers in Arizona that we're seeing now," Eisen said. "I went in and immediately posted and got so much support. Strangers really came to my aid."Now that she has recovered, Eisen said she has donated plasma once a week since May."My hope is that I'm helping to save some lives," she said.But many in the group, like Glendale resident Lotus Moreno, are still fighting."I was shocked to hear about how many people who have had it early on and are dealing with what everyone's basically been calling a relapse, because we really don't know what it is," she said.Moreno said she had COVID-like symptoms in February but tests weren't available at the time. She said she tested positive for the antibodies in April, which according to the Centers for Disease Control, indicates she was likely infected with the virus that causes COVID-19 at some point in the past.But three weeks ago, she says her COVID-like symptoms returned. She tested negative for the virus, but says her doctor believes it may be a false negative or post-COVID issues.She says the group is filled with people across the country who share similar stories."To be able to go in and talk to people who are going through it, just a complete mindset change to where you don't feel so isolated and you feel validated because that's very easy to be dismissed," Moreno said.Berrent says they are not medical professionals, but they have been bringing in professionals to join them on Facebook Live videos as an educational tool for members to learn and ask questions."We serve as a great resource for them to come lurk and let them see what people are talking about so they know what their studies should involve," Berrent said. "Because they are the ones who are going to be treating us for the next decade from the lasting impact of this virus."This story was originally published by Jamie Warren at KNXV. 3185
INDIANAPOLIS -- Two men have been arrested in connection with the death of a 1-year-old Indianapolis girl.The Indianapolis Metropolitan Police Department tweeted the news about the arrest Wednesday morning. Darrin Banks, 27, and Brian Palmer, 29, were arrested for their involvement in the shooting. Malaysia Robson was killed when gunfire struck her home on the 3500 block of Wittfield Avenue on March 30. 445
In the shadow of the Capitol dome Tuesday was a sobering display of thousands of pairs of shoes, organized neatly across the grass said to represent children who have died in the US from gunshot wounds since the Newtown elementary school massacre in 2012.The global advocacy group Avaaz has been collecting donated pairs of shoes for two weeks and early Tuesday morning lined them up one by one, 18 inches apart, in roughly 80 rows on the Capitol lawn, as Congress continues to sort through a debate over gun violence and school safety."Shoes are individual. They're so personal. There are ballet slippers here and roller skates. These are kids," said Nell Greenberg, the campaign director for Avaaz.The display feature 7,000 pairs of shoes. To arrive at that figure, the group cited a 2017 report from the American Academy of Pediatrics using data from the Centers for Disease Control and Prevention that found nearly 1,300 children die from gunshot wounds in the US every year. Avaaz then tallied up the estimated number since the December 2012 shooting at Sandy Hook Elementary School.Organizers say shoes were donated from across the country and stored in a Washington, DC, warehouse until Tuesday. Among those who donated were family members who've lost loved ones to gun violence, such as Tom Mauser, who lost his son in the Columbine school shooting and traveled from Colorado to hand deliver his son's shoes for the display."My son wore the same size shoes as me. I discovered that after he died and that became a big symbol for me, that I could walk in his shoes," said Mauser, who has since become an advocate for stricter gun control.Mauser came to Washington with two pairs of his son's size 10.5 shoes. He placed one pair in the display and wore the other pair -- some gray and black Vans that Daniel was wearing the day he was killed. "That's usually what I wear," Tom Mauser said.Shoes from celebrities like actress Bette Midler and comedian Chelsea Handler were also seen on the grass.The display comes nearly one month after a gunman killed 17 people at a Parkland, Florida, high school, triggering a vocal movement led by student activists demanding more gun control and school safety.The House of Representatives votes Wednesday on a bill to increase security at school, and while it's expected to pass, many Democrats are upset the package doesn't include gun control measures. Also on the Capitol lawn Tuesday, six senators gathered for a news conference to support the Senate version of the House bill, also known as the STOP School Violence Act. The Senate version does not contain gun measures."This is about schools but it's not just about schools," Republican Sen. Marco Rubio of Florida, who is a co-sponsor of the Senate bill, told reporters. "When someone is determined that they're going to commit an act of violence, it could be in a school, it could be in a mall, it could be in a movie theater, it could be in an airport, it could be at a stadium. So, what we're really focused on here more than anything else is identifying the people that are going to commit a violent act irrespective of where they're going to commit it and stopping them before they do it."The Senate Judiciary Committee will hold a hearing Wednesday on the Parkland shooting and failures by FBI and law enforcement to recognize warning signs exhibited by the gunman before the massacre. The hearing is also expected to focus on a spate of recent gun control legislation that's been introduced by members on both sides of the aisle.Gabrielle Weiss, a 24-year-old volunteer who helped lay out the shoes Tuesday morning, said she wanted to help keep the issue of gun violence alive in the news cycle after seeing it fade after past shootings."I was happy that we were doing this a while after (the Florida shooting) just to keep beating the drum," said Weiss. "These kids that were lost in Florida, they aren't just headlines. They're real people that could have been standing there today." 4010
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