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BALTIMORE — Scammers are using the COVID-19 pandemic and financial crisis to take advantage of unemployed workers.Like millions of others, Daniel Martin recently lost his job, but he caught a break with a new company.“I was really excited. It sounded like a really good position with a lot of possibilities of growth within the company. It just seemed like something I was looking for,” said Martin.He received a contract and was assigned a project. The company, Gap Systems LLC, was moving their offices to Baltimore and needed him to procure new equipment. Since he wasn’t full-time just yet, he’d have to purchase the laptops with his credit card and the company would reimburse him.“The next two weeks, I completed a total of three purchase orders and all of the payments were posting perfectly fine,” Martin said.A few weeks later, the charges suddenly reversed and Martin’s credit card balance exceeded ,000.After speaking with a bank representative, he learned the account owner had reported the charges as fraudulent.“They probably in some other way scammed someone else to get their account and routing number and then they gave me that information to pay my credit card,” said Martin.Martin feels he should’ve known better, but his excitement clouded his judgment. And this is happening to job hunters around the country. According to the Federal Trade Commission, consumers reported losing 0 million to these scams in the first nine months of 2020.This week, the FTC along with 19 federal, state, and local law enforcement partners, announced a crackdown on scams targeting consumers with fake promises of income and financial independence.More than 50 enforcement actions were taken against operators of work-from-home and employment scams, pyramid schemes, investment scams, bogus coaching courses, and other schemes.“If at any point during any part of the process they ask you to buy anything, just don’t,” said Martin.Especially with checks. It’ll likely bounce then you’re on the hook for that money.And if someone contacts you about a j
Attention homeowners: if you haven't refinanced in the past year, you may want to think about it.Mortgage rates have dipped to a new low for the 11th time this year.This time, they're at the lowest point they've been since Freddie Mac started tracking rates almost 50 years ago.The national average for a fixed 30-year mortgage is 2.8%, and 2.33% for a 15-year mortgage.That's great news for people who are already in homes and want to stay there, but it won't help most buyers.Home prices are up an average of 15% over last year, as the inventory of available homes continues to fall. 593

As Starbucks prepares to close its stores later this month for mandatory racial-bias training, an incident in suburban Los Angeles is showing why that training is needed.A barista at a Starbucks in La Ca?ada Flintridge is accused of printing a racial slur on a Latino customer's drinks on Tuesday.Priscilla Hernandez told CNN that a co-worker at the restaurant where she works went to the nearby Starbucks and bought drinks. It's a coffee run they make just about every day.The co-worker ordered a white chocolate mocha and an iced caramel macchiato and told the barista his name is Pedro, Hernandez said.But she said that when he brought back the drinks, she noticed that "beaner" was written on her drink instead of Pedro. "Beaner" is a derogatory term for Mexicans in the US."I asked him if he realized what they had put on his cup. He said no. So I was really upset about it, because that isn't OK," she said.Hernandez said she called the store and they told her their employee couldn't understand what Pedro had told them. They also offered a gift card."Out of all the names they could've put on his coffees for 'misunderstanding' him they decide to put 'beaner,'" she said, noting that the Starbucks employees apparently understood Pedro well enough to get his drink orders right.Hernandez followed up with a complaint to Starbucks on Twitter. The company soon responded."Thank you for letting us know, Priscilla. This is not the welcoming experience we aim to provide, and we have reached out to this customer to apologize and make this right," Starbucks said on Twitter.Hernandez said she and Pedro met with the chain's district manager Thursday morning. She said the manager was very apologetic and promised to investigate the incident.Hernandez told CNN that Pedro declined to comment for this story. Starbucks has not responded to multiple requests for additional comment.The coffee chain is planning to close all 8,000 of its company-owned stores on the afternoon of May 29 so it can provide racial-bias training to its 175,000 employees.The training was announced in response to the arrest of two African-American men last month at a Philadelphia Starbucks while waiting for a business meeting. As part of a settlement with the men, Starbucks and the city agreed to support a 0,000 initiative to encourage young entrepreneurs. 2384
AURORA, Colo. — An Aurora police officer has been suspended for one week following a well-publicized incident in which the white officer pulled a gun on an Indian American doctor who was trying to park at a refugee center the doctor operates.The Sentinel reports that Officer Justin Henderson with the Aurora Police Department was suspended for 40 hours without pay and ordered to attend de-escalation training for his March 1 confrontation with Dr. P.J. Parmar.Parmar, who is Indian American, says he's disappointed with the punishment and that he believes his race affected how Henderson treated him.His attorney has said he plans to file a federal lawsuit against the city.In a June interview, Parmar told Scripps station KMGH in Denver that he wants to see reforms made in the Aurora Police Department.He said on March 1 that he was moving Boy Scout gear from the Mango House — a shared space for refugees and asylees — to another property, when he noticed a police car parked in his ground-level garage, partially blocking the exit. Pamar said he honked his car.Pamar then claims the officer jumped out of the vehicle, swore at him and pulled out a gun as he ran toward the car.Pamar then started recording the interaction on his phone. It shows Pamar asking Henderson to leave his property."No, I'm going to figure out whose property this is first," Henderson said.At one point, Parmar said Henderson pointed a gun at his face."The gun pointed at me — it was scary, but it's not what hurt the most," Parmar said in June. "What hurt the most was him questioning whether or not I owned that property."Parmar said what happened to him speaks to generations of trauma that people of color have faced in the U.S.See KMGH's report on the incident from June below. APD launches internal investigation of officer who drew gun on local doctor entering own property This story was originally published by The Associated Press and Stephanie Butzer on KMGH in Denver. 2011
As survivors describe the terror-filled moments after a student opened fire at Santa Fe High School, killing 10 people, stories of heroism are coming to light.One of them is about Christian "Riley" Garcia, a student who showed remarkable courage and selflessness during the shooting.Garcia, 15, died Friday while blocking an art classroom door to keep other students safe from the gunshots, said the family's pastor, Keenan Smith."He was holding the door shut when the shooter was trying to gain access into that art room ... the shooter shot through the door, taking his (Garcia's) life," Smith told CNN. But Garcia succeeded in holding the shooter back long enough to allow other students to escape out a back exit to safety.The pastor said he was with Garcia's family Friday night when other students told officials that the teen had saved their lives."He was against the door trying to help his teacher, trying to help another student, and trying to shield the others there," Smith said."That's not what's supposed to happen to a 15-year-old's life that he has to make those decisions. But he made them without even thinking about it, because it was his heart. This is who he was as an individual."Smith who baptized Garcia, described him as a fun-loving kid who loved football and enjoyed being outdoors. He hopes Garcia's brave sacrifice will bring some comfort to his family."This doesn't ease the pain any. It doesn't stop the void that will forever be there, but it does bring a measure of peace," he said.Even though all the victims of the massacre have been identified, Garcia's family has not yet been able to see his body."They (Garcia's family) are praying and hoping that they will be able to be reunited with him and see their son," Smith said.Garcia and his family attended nearby Crosby Church, which held a memorial service Monday night for the slain teen. 1888
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