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Average rates on long-term mortgages continue to fall to new record lows, as the key 30-year loan dropped below 3% for the first time in 50 years. The stagnant economic recovery in the face of the coronavirus pandemic is keeping inflation tamped down despite pent-up homebuying demand. Mortgage buyer Freddie Mac says the average rate on the 30-year home loan fell this week to 2.98% from 3.03% last week. These are the lowest levels since Freddie Mac began tracking averages in 1971. The rate averaged 3.81% a year ago.In their update, Freddie Mac says the low rates has led to increased homebuyer demand. Meanwhile, according to the Mortgage Bankers Association, refinancing applications increased recently, about 12 percent in the last week. However, Freddie Mac warns that with an increase in coronavirus cases, the economy can stagnate and cause temporary job layoffs to possibly become permanent. The average rate on the 15-year fixed-rate mortgage declined to 2.48% from 2.51%, from last week. 1008

AUSTIN, Texas. (KGTV) -- A series of explosions in Austin has terrified residents as hundreds of local and federal officials try and determine who is behind the incidents. The first explosion was set off on March 2 and killed 39-year-old Anthony Stephan House. Numerous other people have been killed or injured by the series of bombings including 17-year-old Draylen Mason, who was killed after a package bomb went off inside his home on March 12. Mason's mother was also injured in the explosion. A 75-year-old woman, 22-year-old man and a 23-year-old man were also all injured in the serial bombings. The six bombings left police in Austin warning residents to not take any chances, saying if it looks suspicious, don't approach it. The timeline below shows all six of the bombings federal officials believe are tied together:  887

At a time when 1.5 million new people are filing for unemployment, according to the Department of Labor, and there are about 20.5 million continued claims or people still on unemployment, some employers are finding it difficult to get employees back in the work force.“We have been operating throughout the pandemic. The majority of our industry partners never shut down,” said Peter Coleman.Coleman is the CEO of Buffalo Niagara Manufacturing Alliance (BNMA). Of the alliance’s 200 manufacturing companies, 80% were able to continue through the pandemic without layoffs, while 20% of the companies had some furloughs and layoffs.Now, as some of those companies are ready to bring back workers, they are running into three main reasons why some workers can’t or won’t come back.“I think one is health and safety. People who may be susceptible to disease are reluctant,” said Coleman. “Number two is childcare. We have reduced childcare accessibility and obviously schools are closed, and three the enhanced unemployment benefits.”In some cases, some people are making the same amount or even more money on unemployment. This is in part because of the federal government’s 0 per week Pandemic Unemployment Assistance on top of a state’s normal unemployment benefits, which range from 5 to 3.“The typical unemployment benefit in New York state for a manufacturing worker would put most workers in a ,000-,000 a year annual salary,” said Coleman.BNMA estimates it is only struggling to bring back about 10% of the workforce its companies furloughed, in part, because its industry’s annual salary is higher than the enhanced unemployment benefits.However, smaller businesses, restaurants, and lower paying industries are dealing with this more. So, now some in Congress are pushing to end Pandemic Unemployment Assistance at the end of July and replace it with a temporary cash bonus for those who find a job.“Our industry, we are going to be hiring,” said Coleman. “We need to employ 10,000 people in western New York in the next five years, just to handle the retirees that are leaving the market.” 2119

Attorneys for the suspect in a deadly shooting at a Kentucky grocery store entered not guilty pleas on his behalf during his arraignment Friday.Gregory Bush, a 51-year-old white man, is accused of fatally shooting two African-Americans in the Kroger grocery store in Jeffersontown, and in the parking lot. Authorities have said the shootings appear to be racially motivated.Bush has been charged with two counts of murder, one count of attempted murder, and two counts of wanton endangerment for the October 24 shooting."It's particularly in times of loss and tragedy that our Constitution and our laws can be particularly tested, so Mr. Bush, of course, has rights to due process and a fair trial that we all are honored to have," public defender Angie Ellerman told CNN affiliate WAVE. 795

As the Summer of COVID draws to a close, many experts fear an even bleaker fall and suggest that American families should start planning for Thanksgiving by Zoom.Because of the many uncertainties, public health scientists say it’s easier to forecast the weather on Thanksgiving Day than to predict how the U.S. coronavirus crisis will play out this autumn. But school reopenings, holiday travel and more indoor activity because of colder weather could all separately increase transmission of the virus and combine in ways that could multiply the threat, they say.Here’s one way it could go: As more schools open for in-person instruction and more college students return to campuses, small clusters of cases could widen into outbreaks in late September. Public fatigue over mask rules and other restrictions could stymie efforts to slow these infections.A few weeks later, widening outbreaks could start to strain hospitals. If a bad flu season peaks in October, as happened in 2009, the pressure on the health care system could result in higher daily death tolls from the coronavirus. Dr. Robert Redfield, director of the Centers for Disease Control and Prevention, has said that scenario is his biggest fear.One certainty is that the virus will still be around, said Jarad Niemi, a disease-modeling expert at Iowa State University.“We will not have a vaccine yet and we will not have enough infected individuals for herd immunity to be helpful,” Niemi said.Fall may feel like a roller coaster of stop-and-start restrictions, as communities react to climbing hospital cases, said University of Texas disease modeler Lauren Ancel Meyers. Everyone should get a flu shot, she said, because if flu spreads widely, hospitals will begin to buckle and “that will compound the threat of COVID.”“The decisions we make today will fundamentally impact the safety and feasibility of what we can do next month and by Thanksgiving,” Meyers said.The virus is blamed for over 180,000 deaths and 6 million confirmed infections in the U.S. Worldwide, the death toll is put at almost 850,000, with over 25 million cases.The U.S. is recording on average about 900 deaths a day from COVID-19, and newly confirmed infections per day are running at about 42,000, down from their peak in mid-July, when cases were topping out at over 70,000.Around the country, a chicken processing plant in California will close this week for deep cleaning after nearly 400 workers got sick, including eight who died. And college campuses have been hit by outbreaks involving hundreds of students, blamed in some cases on too much partying. Schools including the University of North Carolina, Michigan State and Notre Dame have moved instruction online because of clusters on their campuses.Several vaccines are in advanced testing, and researchers hope to have results later this year. But even if a vaccine is declared safe and effective by year’s end, as some expect, there won’t be enough for everyone who wants it right away.Several companies are developing rapid, at-home tests, which conceivably could be used by families before a Thanksgiving gathering, but none has yet won approval.More than 90 million adults are over 65 or have health problems, putting them in higher danger of severe consequences if they get sick with the coronavirus. Many of them and their families are starting to decide whether to book holiday flights.Cassie Docking, 44, an urgent care nurse in Seattle, is telling her parents — both cancer survivors — that Thanksgiving will be by FaceTime only.“We all want to get to 2021,” she said, “and if that’s what it takes, that’s what we’ll do.”Caitlin Joyce’s family is forging ahead with a holiday feast. They plan to set up plywood tables on sawhorses in a large garage so they can sit 6 feet apart.“We’ll be in our coats and our sweaters,” said Joyce, 30, of Edmonds, Washington, who plans to travel to her grandparents’ home in Virginia. “It will be almost like camping.”One widely cited disease model projects 2,086 U.S. deaths per day by Thanksgiving, more than double compared with today.“In our family we will not have our extended family get-together. We will stick to the nuclear family,” said Dr. Christopher Murray of the Institute for Health Metrics and Evaluation, one of the few models making a prediction for November.Uncertainty is huge in Murray’s model: Daily deaths could be as low as 1,500 by Thanksgiving or as high as 3,100. In a more optimistic scenario, daily deaths could range from 510 to 1,200 if nearly everyone wears masks. A more pessimistic scenario? From 2,700 to 6,500 daily deaths if social distancing rules continue to be lifted and are not reimposed.With all the uncertainty, most disease modelers aren’t looking that far ahead — at least officially.Jeffrey Shaman, a public health expert at Columbia University, thinks the virus will spread more easily as the weather forces people indoors: “But what level of a bump? That’s hard to say.”At Carnegie Mellon University in Pittsburgh, computer scientist Roni Rosenfeld’s team uses machine learning to project COVID-19 deaths. The team’s computer algorithm learns from patterns it finds in state and county data to improve its forecasts.A five-time winner of a CDC competition for predicting flu season activity, Rosenfeld thinks his model’s COVID-19 projections aren’t very useful beyond four weeks because of the wild card of human behavior, including that of government officials.“What happens very much depends on us,” he said. “People, myself included, don’t always behave rationally.” Presented with the same facts, “the same person might behave differently depending on how sick and tired they are of the situation.”Like other disease modelers, Rosenfeld said the virus will still be with us at Thanksgiving, readily spreading at family gatherings. While his plans may yet change, he said he is going to travel with his wife to visit their adult children. They will wear masks and keep a safe distance during the visit.___The Associated Press Health and Science Department receives support from the Howard Hughes Medical Institute’s Department of Science Education. The AP is solely responsible for all content. 6201