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SAN DIEGO (KGTV) - The holiday shopping season is here and you probably have a long list of presents to buy that will set you back hundreds, even thousands of dollars. But you might think twice about overspending on Black Friday or Cyber Monday when you take a closer look at the FIRE movement to help you make it in San Diego. Amon Browning and his wife Christina were recently featured on ABC News. The San Francisco couple just retired, and they’re only 40 years old. “I was making ,000 a year, and Christina was making about ,000 a year,” says Amon Browning. In just eight years, they managed to save million by investing 70 percent of their income through a method called FIRE, which is short for Financial Independence, Retire Early. RELATED: Making It in San Diego: Debt-free couple leaves San Diego to fast-track retirementIt sounds impossible, but it’s true.“Have a seat anywhere, it’s fun!” says a smiling Jennifer Mah looking over a crowded San Diego theatre. Mah is the Community Liaison for a local FIRE Chapter in San Diego called Choose FI, as in Financial Independence. It’s a movement that’s growing. “Welcome to the screening of Playing with Fire,” says Mah as the crowd cheers. RELATED: Is retiring in your 40s possible? This man says he's done itShe’s talking about ‘Playing with Fire: The Documentary.’ About 100 people gathered to watch the documentary shown only in select theaters. They gathered to learn what it takes, mostly significant financial sacrifices, to retire early. “The American Dream is getting a college degree, and this job, and this white picket fence. But all of that has this huge debt behind it,” claims a woman interviewed for the documentary.The goal of the film is to get people thinking about where they spend their money. “The consumerism culture is harmful. It really hurts people,” says another man as video of a massive Black Friday rush appears on the big screen.Ultimately, the documentary portrays how consumerism and marketing place so many Americans on the edge of bankruptcy. “We are spending money we don’t have to buy things we don’t need to impress people we don’t know,” says another man in the documentary in an ominous tone. RELATED: The 6 big retirement mistakes — and one way to avoid themBut he’s not that far off. A recent survey from Charles Schwab found 59 percent of adults live paycheck to paycheck. Nearly half, 44 percent, have credit card debt, and only 38 percent have an emergency fund. Those in the Choose FI community are the opposite. “People in the FI Community have a savings rates upwards of 40 percent,” says Mah. Meaning nearly half of their income is going into savings. Everyone in the movement is different in their quest to save and retire early; there’s no one specific way to do it. “Some things that most people cut: really expensive cable, really expensive phone bills, streaming services,” adds Mah. For others, it’s more drastic, like downsizing a house or giving up an expensive car for a used one. RELATED: Living life on their own terms: Couple shares how they retired in their 30's“It’s just about being resourceful, number one, and taking responsibility, number two,” says Kyle Lasota, a young entrepreneur who came to see the documentary. “Until you decide to take responsibility, nothing is going to happen. Everything is always going to be out of your control.”“Even if I don’t reach financial independence, retire early, I think I will be better for trying than not to try at all,” says Mah. The FIRE movement takes a great deal of sacrifice. To be successful like the Brownings, you must reduce spending, pay off your debts, and maximize your savings by setting aside 40 to 60 percent of your income. Finally, you must have 25 times the amount you plan to spend annually in retirement. 3809

SAN DIEGO (KGTV) - The college admissions bribery scandal has parents and students outraged at the possibility of elite access to America’s top universities that would bypass an increasingly competitive application process. The alleged bribes reflect the growing cost of ensuring students have their pick of higher education. As a teen advances through high school, the costs mount from college prep, tests, application fees, and social events associated with the milestone of graduation. For families in San Diego, where the median income for a family of four is ,400 according to the city's website, many of these options are not financially viable. Families who can afford the basic admissions costs and key senior year extras are looking at an investment of roughly ,300.10News broke down the expenses associated with college preparation through senior year to see what it takes to gain admission. COLLEGE PREP Preparing for college can start while children are in middle school and kick into high gear when students reach high school. Multiple companies offer college prep, including tutoring and full-service counseling. Prices can range from about ,000 into six figures for assistance through four years of high school. Kaplan offers a variety of options including tutoring starting at 99 and live online learning with an expert for 9 (at time of publication). The Princeton Review’s website indicates its ‘most popular’ choice for students is a course called SAT 1400+ for about ,400. Students will earn a score about 1400 in two months, the website indicates. Parents who choose to invest in these programs can look for discounts on company websites depending on the time of year. A free alternative is Khan Academy, a nonprofit which offers videos, study drills, and a personalized learning dashboard across a variety of subjects. TESTINGThe testing process opens sophomore year when students are allowed to take the PSAT. There are two different tests in spring and fall which cost students if the schools don’t pay. The test is used by the National Merit Scholarship program to find eligible students. Those who earn high scores receive recognition on college applications and possibly, scholarships. High school seniors are usually required to complete the SAT to be considered for admission to college. Each test costs .50, and the test with the essay is .50. Fee waivers are available for low-income students. There is no limit to the number of times seniors can take the test, but only the most recent six scores stay on file. High scores are a top priority for college admissions counselors. The ACT, which many universities do not require, has a fee of .50 with the Writing section and .50 without Writing. APPLICATION FEESA senior who wants a wide range of options for universities may wish to apply to multiple schools, which means more application fees and a more significant financial burden on families. Although many universities offer fee waivers, they are usually limited to low-income students. The University of California had an application fee of per campus for the 2018-2019 school year, making the popular choices of UC San Diego, Berkeley, UCLA, and UC Santa Barbara a significant investment. California State University allows students to submit one application for its colleges, with a fee for each college. The University of San Diego also had a fee. While public universities may seem expensive, private schools may cost more. According to U.S. News and World Report, Stanford University had the highest application fee in the nation at . SENIOR YEAR COSTSBefore your student makes a decision, he or she might want to travel to campus. Day trips can be inexpensive but visiting colleges far from home can involve flights, hotel rooms, and a bigger food budget. After the admissions pour in, parents can expect to pay a retainer to secure a student’s spot at the college of their choice. That can be hundreds of dollars, in the case of SDSU. Other senior year expenses can include a cap and gown () and a yearbook (up to 0). Prom can be a financial burden with the average cost at about 0, according to Money.com. That trip to Disneyland for Grad Nite is also pricey. Tickets start at and don’t include food, transportation, hotels, and souvenirs. 4350

SAN DIEGO (KGTV) -- Sunday, San Diego Police will be enforcing scooter, bike and pedestrian safety at several beaches. Throughout the day, officers will be conducting the operation in unspecified areas of Pacific and Mission beaches between 9 a.m. and 5 p.m.During the enforcement period, officers will be looking for traffic violations made by drivers, bicyclists and pedestrians.RELATED: CA scraps helmet mandate for motorized scootersThe department says it will be paying special attention to drivers speeding, making illegal turns, failing to stop for signs and lights and failing to yield to pedestrians.Officers will also be watching when pedestrians cross streets illegally or fail to yield to drivers with the right of way.RELATED: Increase in child dockless scooter injuriesAccording to police, the number of pedestrian deaths is rising as more people use non-motorized transportation. In 2013, the department says 701 pedestrians died in California, marking 23 percent of all roadway fatalities.The department recommends the following tips to stay safe: 1086

SAN DIEGO (KGTV) — Surveillance video captures in "disturbing" peeper outside a home in Old Town, as a teenage girl slept inside.Steve rents a home along Jefferson Street. Around 1:30 a.m. Sunday, he was close by with some friends when he got an alert on his phone."Just a feeling of alarm," said Steve.A stunned Steve saw video of a man outside his home, just staring. The cameras capture an older, balding man on the side of the home. His left hand is in his pants, as he peers into the windows."Behavior was really creepy," said Steve.Steve called police and raced home. His 15-year-old daughter was inside, asleep on the couch. In the video, the man keeps looking inside, though all the blinds are closed. His hand is still where it is."My immediate concern is that the guy is going to break a window or climb in the house," said Steve.After peering in the windows, he goes around the back and out of camera range. When he reappears, he decides to smoke before taking yet another look."He was so comfortable in my space looking in my windows and doing what he may have been doing," said Steve.Not long after, police arrive and take him into custody. The video shows he had been outside the home for some 30 minutes. Police say there was not enough evidence a crime had been committed and the man was released after an hour. Steve is still hoping to get the word out on the stranger and the odd behavior he fears could escalate."Probably has done it before and will do it again. Next time, he may go inside the house and decide to do something more than looking in a window," said Steve.Though charges haven't been filed, anyone with information on the case is asked to call San Diego Police at 619-531-2000. 1719

SAN DIEGO (KGTV) - Telecommuting sounds like an appealing idea: no long commute, no office drama, and the option to work in your pajamas.If this is a choice for you, the next step is convincing your employer to accept the switch.Kate Lister is president of Global Workplace Analytics, which develops flexible workplace strategies for employers. The company created a long list of the benefits of telecommuting, including: 439