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Sorry, kids — snow days are off the table for the upcoming academic year in New York City.If there's snow in the forecast, students will learn from home, according to New York State Education Department guidance. School also won't be canceled for any other kind of inclement weather. The city usually builds at least one snow day into the year's academic calendar.Education Department spokesman Nathaniel Styer said there will also be remote instruction on Election Day.“As we reopen schools for this critical school year, we are utilizing all of the lessons learned from remote schooling this spring to maximize our students’ instructional time," Styer said.Virtual orientation started Wednesday for thousands of students in New York City. On Monday, most school buildings will reopen with a blended learning schedule. This story originally reported by Aliza Chasan on pix11.com. 889

SPRINGFIELD, Vt. (AP) — A Vermont woman whose family peacock ran off with a flock of turkeys says she's hopeful to get close enough to catch it with a net.The peacock belonging to Rene and Brian Johnson has been on the run for six weeks.On Wednesday, the Johnsons posted a message on the Vermont Fish and Wildlife Facebook page: "My peacock has run off with the turkeys. Do you have any suggestions on how to catch the little twerp?"Rene Johnson told WCAX-TV she thinks the bird she calls Pea was lonely so it sought turkey companions.Johnson said Friday she got close to Pea on Thanksgiving Day, but couldn't catch it.Johnson says she's worried about the cold, but she recognizes the unusual situation, which she says is "kind of funny, actually." 766

Skateboarder and founder of clothing brand Huf Worldwide, Keith Hufnagel has died. He was 46 years old.His company, Huf Worldwide, released a statement on social media Thursday confirming his passing.“Keith battled brain cancer for the past 2.5 years. And though he beat the odds and fought back much longer than his diagnosis permitted, he ultimately and unfortunately lost the fight,” the statement reads.Hufnagel founded Huf in 2002 in San Francisco, after moving out west from New York. He leaves behind a wife and two kids. 537

Some credit mistakes are a lot worse than others. Little ones, like paying a credit card bill a day late, may cost you a penalty fee, but that’s a relatively minor irritation — it’s not going to stand between you and a mortgage. Other seemingly small slip-ups can lead to full-fledged disasters.What makes a credit mistake haunt you?Some things can be reversed quickly. Running up credit card bills can tank your credit score, for instance, because the portion of your credit limits you’re usingis weighed heavily in credit scoring. But when you pay down the debt, the damage disappears as lower balances get reported to the three major credit bureaus, Equifax, Experian and TransUnion.Mistakes that have long-running ripple effects hurt the most, says credit expert John Ulzheimer. A late payment, for example, can get sent to a collection agency, then perhaps grow into a repossession or bankruptcy. Those batter your credit and stay on your credit record for years. Likewise, co-signing a loan for someone who is later unable to pay can hamstring your finances for a long time.Common mistakes that can hurt your financesMissing a payment: A payment that’s a little late might cost you a penalty fee, but your credit score won’t suffer because creditors can’t report your account as delinquent until it’s 30 days past due. If you have a high score, going 30 days late can knock as much as 100 points off your score — and it stays on your credit report for seven years. The damage gets worse if you let the account slide to 60 days past due, 90 days past due or more. Your score can recover, but it will take time. Catching up on that account, and keeping all other payments up to date and balances low, can help.Raiding retirement funds to pay debt: Most people don’t want to file for bankruptcy. Almost half of Americans say they would not file no matter how much credit card debt they had, according to a recent study commissioned by NerdWallet. Bankruptcy attorney Roderick H. Martin of Marietta, Georgia, says some of his clients have tapped — or even emptied — retirement savings in a desperate attempt to stay afloat. That often just delays the inevitable — “then they turn around and file for bankruptcy,” he says. Retirement savings are typically protected in bankruptcy, but money already withdrawn cannot be recovered.Co-signing a loan: Aaron Smith, a financial planner in Glen Allen, Virginia, says co-signing so a friend or relative can get credit is often a mistake. “My personal and professional opinion is if they can’t get it on their own, there must be a problem,” he says. If the primary borrower doesn’t pay as agreed, it can leave both your relationship and your credit in tatters. Even if the borrower repays as agreed, remaining on the loan can limit your borrowing capacity. Before you co-sign, ask if you can be taken off the loan at some point.Sometimes doing nothing is the mistakeWe may think we’re too busy to trouble ourselves with fine print or financial chores. Either can come back to bite us.Not checking your credit: “I think checking your credit is like going to your dentist for a cleaning,” says Elaine King, a certified financial planner and founder of the Family and Money Matters Institute. “You need to make a habit of doing it. If you wait too long, there can be some rotten stuff there.”A credit report isn’t exciting reading; it’s a summary of your past handling of credit. But “boring” is what you want — anything you didn’t expect to see is worth investigating in case it’s an error or a sign of fraud. Through April 2021, you can get a free credit report weekly from the three major credit bureaus by using AnnualCreditReport.com. Plan to check at least annually, and more often is better.Ignoring the details: Not knowing your credit cards’ interest rates or when a 0% interest rate ends can cost you.Knowing interest rates can tell you which card to use when you’re paying for a new transmission and need to carry that balance for a while, for instance. Knowing when a teaser rate ends can help you ensure you’ve paid off the balance by then. It’s important to read the fine print. Some cards — primarily store cards — charge deferred interest if there is still a balance at the end of the introductory period. That means the “savings” from the teaser rate are added to your balance, wiping out any benefit.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletSmart Money Podcast: Remote Work Burnout and Saving for CollegeI Refinanced My Mortgage. Here’s What Happened to My Credit ScoreA New Set of Shopping Tips in the PandemicBev O’Shea is a writer at NerdWallet. Email: boshea@nerdwallet.com. Twitter: @BeverlyOShea. 4739

ST. PETERSBURG, Fla. (AP) — A central Florida sheriff says his deputies won't be allowed to wear face masks except under some conditions, and neither will visitors to the sheriff's office.Marion County Sheriff Billy Woods made the announcement on the week that Florida had some of its highest days of coronavirus deaths.“In light of the current events when it comes to the sentiment and/or hatred toward law enforcement in our country today, this is being done to ensure there is clear communication and for identification purposes of any individual walking into a lobby,” he wrote in a statement.Sheriff Woods said working mask-free hasn’t led to a spike of infections in his 900-person department. “Since the beginning of this pandemic the operation of this office has not changed and no wearing of masks has been put in place,” he said in a statement to the Washington Post.On Wednesday, state health officials reported 212 new deaths from COVID-19.Also on Wednesday, there more than 8,100 new infections reported, for a total of 550,000 cases in the state since the pandemic started.The Centers for Disease Control and Prevention in July asked Americans to wear masks to help stop the spread of the new coronavirus.This story originally reported by Tamara Lush, Mike Schneider and The Associated Press. 1315