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CAMDEN, N.J. – Across the river from Philadelphia sits the nearly 200-year-old city of Camden, New Jersey, at one time called “the most dangerous city in America.”“This city has been riddled with drugs,” said resident Mark Hansen.About 74,000 people live there. Seven years ago, amid a budget crisis and a spiking murder rate, the mayor and police chief, as well as local and state lawmakers and then-Governor Chris Christie, among others, joined together and disbanded the city’s police department.“We had 67 murders in 2012, which put the murder rate higher than some third world nations. So, a change had to come,” said Louis Cappelli, Jr., Camden County’s freeholder director, which is a job similar to a county commissioner.It’s a position Cappelli also held when the city police department ceased to exist and was replaced with a brand-new county police department.“We started with two main objectives,” Cappelli said. “Number one was to reduce the number of crime victims and number two is to make the residents of the city feel safe.”So, what happened to the city police officers? With the union dismantled, all of them -- from the chief on down -- had to reapply for their positions with the Camden County Police Department (CCPD).Not everyone got their job back, but Capt. Zsakhiem James did.“Couldn't see myself being a cop anywhere else,” he said. “This is my home.”However, the policing Capt. James knew then underwent a complete change. All the officers went through new training – focusing foremost on community policing and de-escalation, where the use of force becomes a last resort.“We stress interaction with people on a positive note. We reward that,” Capt. James said. “As opposed to just the traditional rewards for drug and gun arrests and solving violent crimes, we also reward officers for being integral parts of the community.”In the years since the changes, according to the CCPD, Camden’s crime rate fell. Since 2014, violent crime is down 36% and murders are down a whopping 72%.Not so fast said Camden County NAACP President Kevin Barfield.“Crime statistics throughout the state, in the United States, have went down over the years,” Barfield said. “So, can we truly contribute that to policing or a police model?”He is also concerned that the county police department lacks diversity in the ranks. Minorities make up about half the force and few are part of the higher ranks, in a city where 95% of the residents are either African American or Hispanic.“The problem is that the police department does not reflect the community that it serves,” Barfield said.That matters a lot, according to Dr. Nyeema Watson, head of civic engagement at Rutgers University’s Camden campus.“We still want to see broad swaths of diversity in all ways - because until there is a deep cultural shift, not only in policing but against systematic oppression of blacks, we're still going to have a fear and mistrust of the police,” Dr. Watson said.County officials say they are working to address that issue but add that the changes in policing in Camden shouldn’t be discounted. As for cities considering revamping their own police departments, each had some advice to offer.“Give the community the opportunity to vote,” said the NAACP’s Kevin Barfield. “When we change things, we need to make sure that those who are most vulnerable, that we still make sure that they have a voice.”For freeholder Louis Cappelli, what happened in Camden may not apply everywhere.“It's not one size fits all,” he said. “What we're doing here works well for us. So, you have to mold it and craft it to the needs and particular circumstances of your city.”Dr. Nyeema Watson cautions that change takes time and hard work.“This isn't going to happen overnight,” she said. “So, this is a long haul that communities will really have to engage in.”All are words born of experience from those who’ve been there. 3904

CARLSBAD, Calif. (KGTV) — Carlsbad Police arrested a man they believe tried to break into multiple homes early Saturday.Police say 26-year-old Esparza Alan Arias, of Los Angeles, was arrested Saturday and charged with residential burglary and other charges. Police are asking residents to check their cameras if they have any for images of Arias.Police say the first incident happened in the 6500 block of Paseo Frontera at about 12:30 a.m., though the victim didn't report it until about 1:30 a.m. Police say while inside, Arias reportedly touched the male resident while he was sleeping and woke him up. Arias then fled after being confronted, police said.The second incident happened just after 1:10 a.m. in the 2900 block of Unicornio St. Residents awoke to find Arias in their home, and he fled after being confronted, according to police.Just before 1:30 a.m., a third incident occurred in the 3000 block of Xana Way. Police say a resident of the home found Arias trying to enter and confronted the suspect through a window. Arias fled and the resident walked outside and fired a warning gunshot into the air, police added.Police were investigating the other incidents when they heard the gunshot. Arias was found nearby hiding behind a vehicle, police say.Arias was booked into Vista Detention Facility.Police ask anyone in the area to check their cameras and call 760-931-3819 to report any sightings of Arias. 1426

California National Guard shows dozens of evacuees are evacuated to safety on a Cal Guard Chinook Saturday, Sept. 5, 2020, after the Creek Fire in central California left them stranded. More than 200 people were airlifted to safety after a fast-moving wildfire trapped them in a popular camping area in California's Sierra National Forest. The California Office of Emergency Services said Black Hawk and Chinook helicopters were used for the rescues that began Saturday night and continued overnight. (California National Guard via AP) 543

Can you cover an unexpected 0 expense?Four in ten Americans can't, according to a new report from the Federal Reserve Board. Those who don't have the cash on hand say they'd have to cover it by borrowing or selling something.The bright side? That's an improvement from half of adults being unable to cover such an expense in 2013. The number has been ticking down each year since.Overall, the financial situation of American households has improved during the past five years, according to the Economic Well-Being of U.S. Households report. It shows that in 2017, 74% of adults reported feeling at least "okay" financially, an increase of 10 percentage points from the first survey four years earlier."This year's survey finds that rising levels of employment are translating into improved financial conditions for many but not all Americans," Federal Reserve Board Governor Lael Brainard said in a press release, "with one-third now reporting they are living comfortably and another 40% reporting they are doing okay financially."Still, many are struggling. Notable differences remain across race, ethnicity, education levels and geography. The report shows hardship continues for people working to repay college loans, cover emergency expenses and manage retirement savings.For the first time the report also looked at the opioid epidemic, reporting that one out of five adults personally knows someone with an addiction to painkillers. Exposure does not vary much by education level or by local economic conditions.The study was drawn from the Board's fifth annual Survey of Household Economics and Decisionmaking, which looks at the economic health of Americans. The survey of 12,000 people examined their income, employment, unexpected expenses, banking and credit, housing, education, and retirement planning in November and December 2017.While showing that Americans' financial lives are moving in a positive direction, the report does raise some concerns about their most basic levels of financial stability: emergency funds and retirement."The finding that four-in-ten adults couldn't cover an unexpected 0 expense without selling something or borrowing money is troubling," said Greg McBride, chief financial analyst at Bankrate.com. "Nothing is more fundamental to achieving financial stability than having savings that can be drawn upon when the unexpected occurs."McBride suggests setting up automatic direct deposits from a paycheck to a savings account that can build some much-needed financial cushion.He's also concerned about another finding in the report: fewer than 40% of adults think their retirement savings are on track."The burden is on us as individuals to save for our retirement," he says. "Take control of your financial destiny by contributing to an employer-sponsored retirement plan such as a 401(k) via payroll deduction, or arrange automatic monthly transfers from your bank account into an IRA."More concerning are the 25% of Americans with no retirement savings whatsoever, according to the report.Some of this may be due to the lack of employer-sponsored retirement plans, as well as people piecing together several part-time jobs, which may not offer benefits.The report found that while most workers are satisfied with the wages and benefits from their current job and are optimistic about their future job opportunities, challenges remain, particularly with irregular job schedules. 3451

CARLSBAD, Calif. (KGTV) -- Police and the FBI are asking for the public’s help in identifying a man suspected of robbing a bank in Carlsbad.Carlsbad police said the robbery happened on Oct. 1, at 3:45 p.m., in the 6900 block of El Camino Real.According to police, a white man believed to be in his mid-20s entered the bank and demanded cash. The man referred to a gun during the robbery, but a firearm was not seen, police said.After getting an undisclosed amount of money, the man exited the branch and was last seen running toward Dove Lane.Police noted that “no vehicle has been associated with the suspect.”No injuries were reported during the incident.The suspected robber is 5 feet 10 inches tall, weighs 180 pounds and has a thin build. He was last seen wearing a black baseball cap, black long-sleeved shirt and blue jeans.Anyone with information on the case is urged to contact the Carlsbad Police Department 760-931-2110. 939