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SAN DIEGO — The economic fallout from the novel coronavirus is leading to increased opportunities to buy a home or refinance one currently owned. Freddie Mac reported Thursday that the average rate for a 30-year fixed mortgage was 3.29 percent, the lowest in its 50-year history.That's down from 4.41 percent one year earlier. With the new, lower rate, a household with a 0,000 mortgage would save about 0 on their monthly payments. "Anytime there's any sort of any big natural disaster, war threat, that type of thing, the Wall Street money seeks safe havens, and that tends to drive rates down," said Scott Harmes, a senior loan officer at C2 Financial Corp. Harmes said the phones have been ringing off the hook since the rates fell, including for people inquiring to refinance. He said refinances should be evaluated on a case-by-case basis, depending on how much a household owes, how much longer the loan will last, and how long they plan to stay in their home. For those in the market to buy, the lower rates come just as San Diego will enter the spring peak homebuying season. Realtor Michelle Silverman said the higher rates could make the market tighter, but that homes still need to be priced appropriately."A seller can't be greedy," said Silverman, of Coldwell Banker. "If you have a greedy seller, the house is going to stay on the market. If the property is priced right, you're going to get multiple offers, maybe even go above list price, and it will move. It will sell."The rate drop comes after the Federal Reserve lowered its key Federal Funds Rate by 0.5 percent earlier this week in an emergency action. CoreLogic reports that the median home price in the county was 5,000 in January, up 7.9 percent from one-year earlier. 1762
SALT LAKE CITY (AP) — Voting will look a little different this November. States are turning to stadiums, drive-thrus and possibly even movie theaters as safe options for in-person polling places amid the coronavirus pandemic and fears about mail-in ballots failing to arrive in time to count. The primary season brought voters to an outdoor wedding-style tent in Vermont and the state fairgrounds in Kentucky. The general election is expected to include polling places at NBA arenas nationwide as part of an agreement owners made with players to combat racial injustice. While a surge in mail-in voting is expected, some voters may feel more comfortable casting ballots in person following recent mail delays. 717
SALT LAKE CITY, Utah -- A woman was arrested after she allegedly threw a bag full of vomit at St. Mark's Hospital in Salt Lake City.West Valley police say Shaynell Pamela Payne, 25, entered the hospital's emergency room Tuesday night. After her arrival, Payne allegedly became argumentative and combative with the hospital staff.After Payne threw up in the emergency room, staff members handed her towels to clean up the vomit. When she threw up a second time in a bag, Payne reportedly became agitated when asked to calm down and threw the bag of vomit at a nurse.According to a police report, Payne attempted to leave the hospital after striking the nurse and assaulting other members of the medical staff.A police officer attempted to arrest Payne, who tried to grab the officer's hands and pull away. Payne was eventually pushed against a wall and put into handcuffs.Payne was charged with assault or threat of violence on health care providers, and interference with an arresting officer.This story was originally published by Jeff Tavss at KSTU. 1059
SAN BRUNO, Calif. (KGTV) - The San Bruno Police Department has identified the YouTube shooter as 39-year-old Nasim Najafi Aghdam. Aghdam reportedly drove to YouTube headquarters from San Diego, KRON reported Tuesday evening. Aghdam was a YouTube user who has a website with a manifesto that targets the platform for censorship and demonization of her content, according to ABC7. Law enforcement officials said Aghdam had previous addresses in San Diego and Riverside Counties and lived in a home in Menifee, Calif. with her parents. RELATED: 610
SAN DIEGO (CNS) - A firefighter suffered a minor hand injury Thursday morning while working to extinguish a fire that damaged a North Park business, authorities said.The blaze was reported around 5:30 a.m. at a single-story business on El Cajon Boulevard near Illinois Street, just west of Interstate 805, according to the San Diego Fire-Rescue Department.Crews responded to the scene and found smoke and flames coming from the roof of the building, the agency reported. No one was inside the building at the time and firefighters knocked down the flames within about 20 minutes.One firefighter was taken to Sharp Memorial Hospital for treatment of a minor hand injury.The cause of the blaze was under investigation. 724