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As millions of Americans head to the polls today for the last day of voting, a group of artists has been deployed to help them pass the time.With a strum of her bow, violinist Paula Johannessen is off.“Some poll workers were really excited, too, that they were just happy to hear music,” said Johannessen.But today, her performance is dedicated to the American voter.“I played a lot of Irish music so far, and I'll continue to some jigs reels and waltzes,” she said.It’s called Play for the Vote, a non-partisan effort by artists and performers to bring music to the ballot box.“It's nice to remind people that we are still here, we're still performing, we're still here to share what we have with everybody,” explained Johannessen.Boston-based cellist Mike Block came up with the idea after the contentious first presidential debate.“I was just kind of thinking about what the candidates were saying about, not just who you should vote for, but the stress around the process of voting itself,” said Block.With long lines, health concerns, and the fate of the country hanging in the balance, Block decided musicians could help ease the anxiety.“I think it's also this is going to serve a very important need for audiences, said Block.“Music has this unique power to create shared unifying experiences and we haven't really had that this year.”He recruited 600 musicians to perform classical, folk, bluegrass, jazz, rock and more without a political leaning. They will play in 48 states and the District of Columbia. All of it is for voters stuck in long lines, fulfilling their civic duty.“It's always been a melting pot of music, as well as cultures here, and it's really cool just to be able to communicate with anyone anywhere through music,” said Johannessen.“I think encountering this at a voting location is really going to remind people of the culture and all of the things that bring us together in society,” said Block.It’s a good reminder of what we have in common today, no matter who we vote for. 2016

Ask the residents who live there and they'll tell you that Squirrel Hill — the site of the Pittsburgh synagogue attack — is generally a happy, safe community.After all, it was Mister Rogers' neighborhood.The television icon and puppeteer and his family attended Sixth Presbyterian Church, which is just a 10-minute walk from Tree of Life, the synagogue targeted Saturday."It's a wonderful Jewish community," said Chuck Diamond, former rabbi at Tree of Life.The neighborhood is central for Jewish life in Pittsburgh, housing over 26 percent of the city's Jewish households — about 15,000 people, according to a study by the Jewish Community Foundation of Greater Pittsburgh. Another 31 percent of Jewish households lie in the surrounding neighborhoods."I think we all get together across the board, whether it's Orthodox or Hasidic or Conservative or Reform and we have wonderful Jewish communal organizations," said Diamond, who grew up and still lives in Squirrel Hill. "So it's very vibrant and very active." 1043

Attending college from a laptop in your childhood bedroom might not be the experience you had in mind.But just because you’re not living in a dorm this fall doesn’t mean that expenses disappear. Your cost of attendance might have changed if you’re learning remotely due to COVID-19, but colleges will factor at-home or off-campus living expenses into your overall costs.And you can still use financial aid — including student loans — to pay for them.How cost of attendance worksColleges determine their own cost of attendance for each academic year. This amount factors in all of your direct costs including tuition, fees, room and board, as well as estimates for books, supplies, technology and transportation. Schools often have different cost-of-attendance calculations for students who live in dorms, off campus or even in another state.Your financial aid and student loans are applied first toward tuition and fees, then room and board. Any remaining funds are distributed to you to use for living expenses.Your aid package might shift if your cost of attendance changes.For example, you can borrow money only up to the total cost of attendance; if that number goes down, so does the amount you can borrow. And if any part of your aid package is pegged to living on campus and you no longer are, your aid could change.How cost of attendance is different this yearCost of attendance is adjusted annually, but some schools are modifying their calculations due to the pandemic. For example, Williams College, a private school in Williamstown, Massachusetts, reduced its cost of attendance for 2020-21 by 15%. Williams College is planning a hybrid of in-person and remote learning — students can live on campus if they want to.Schools that go fully remote will have few — or no — options for on-campus housing. And that could mean heading back to your parents’ house or finding off-campus accommodations.Your school might break down the cost of attendance according to your living situation. Here’s what 2020-21 looks like at the University of California, Berkeley, for example, where students will attend remotely for the start of the fall semester:Living in a campus residence hall: ,460.Living in an on-campus apartment: ,876.Living in an off-campus apartment: ,920.Living with relatives: ,492.If your school goes remote, the cost of attendance will be modified for all students. But if you have the choice to return to campus and stay home instead, you must let the college know your plans so your cost is adjusted.“It’s actually less expensive if students stay home and take classes remotely,” says William Hudson Jr., vice president for student affairs at Florida A&M University in Tallahassee, which is planning a hybrid approach.Cost of attendance represents the ceiling on what you can borrow. Every dollar you don’t have to borrow is a dollar you don’t have to repay, with interest, down the road. That means if you stay home rent-free or share an apartment with others to save on living costs, you’re way ahead in the long run.Here are some possible college living arrangements you’ll have in the fall and how to pay for them:Living on campus for in-person or online classesIf your school is operating an in-person or hybrid model where you live on campus, your cost of attendance won’t change, which means your financial aid won’t change either.But your campus could close during the school year due to COVID-19. If this happens, as it did to many colleges last spring, your school will likely reimburse a prorated amount for nontuition costs like room, board and facility fees.Multiple schools that are planning to open in person are also moving to remote instruction after Thanksgiving break. Some schools are also staggering move-in dates. Those factors could alter the total cost of room and board you’re paying this semester.For example, at Penn State University, students will start the fall semester in person but switch to remote learning in late November. To reflect this change, the cost of a standard double room was lowered by 7 — from ,427 to ,820 — and the midlevel meal plan was lowered from ,449 to ,193.Living off campus on your own or with roommatesLiving off campus, you won’t have room and board taken into consideration, but you’ll have additional expenses like rent, groceries and utilities. You can use financial aid to pay these bills.Colleges often use regional data and student surveys to come up with estimates for off-campus rent and utilities, and oftentimes those amounts aren’t too different from living on campus, says Jill Desjean, policy analyst at the National Association of Student Financial Aid Administrators. However, your school will always consider living off campus to be cheaper than living on campus.Montclair State University in New Jersey, for example, estimates that housing and meals for in-state students who live off campus will cost ,068 for the fall semester, compared with ,193 for room and board on campus.Living at home with your parentsYour expenses may be lower at home with your parents than living on your own or on campus, but colleges will factor into their estimates the costs your parents take on by having you home, Desjean says.“When you bring that student back in, the lights are on longer, you have to feed them so the cost of food goes up, heating — everything goes up,” Desjean says. You can use financial aid to offset your contribution to increased home bills.And remember that the school’s cost of attendance impacts how much financial aid you can get, but it’s an estimate rather than an exhaustive list. You might need additional technology and equipment to learn more effectively from home, such as a dedicated desk setup and laptop if you don’t have one.How to get more funds for living expensesIf you or your family run into financial difficulty during the school year, ask your school about getting more financial aid. This requires you to submit a financial aid appeal to your school with a letter and to update the Free Application for Federal Student Aid, or FAFSA.You might also qualify for emergency aid such as cash grants, completion scholarships, emergency student loans or vouchers.More From NerdWalletWhat Is College Cost of Attendance?7 Kinds of COVID-19 Relief for College StudentsCollege During COVID-19: Your Aid Questions AnsweredAnna Helhoski is a writer at NerdWallet. Email: anna@nerdwallet.com. Twitter: @AnnaHelhoski. 6470

At least three people were killed and a dozen others injured Tuesday after gunfire erupted near a Christmas market in the center of the French city of Strasbourg, French authorities said.Strasbourg police said an armed person entered the perimeter of the Christmas market by the Corbeau Bridge around 8 p.m., heading toward the Rue des Orfèvres. The suspect then opened fire, police said. Police said they have identified the shooter, who remains at large.Here are the latest developments: 497

AURORA, Colo. -- When Amy and Marco Becerra adopted a 3-year-old Peruvian girl last April, they had no idea what kind of ordeal it would be to get approval for her to stay in the U.S.The Aurora couple, both U.S. citizens, had been living in Peru and had been taking care of their adopted daughter Angela since she was 12 days old.After getting clearance from the Peruvian courts to adopt Angela, they began planning to come back to the U.S. But Angela's application for immigration kept getting delayed."We had been reaching out to USCIS (United States Citizenship & Immigration Services) for over a year, asking and sometimes begging, and sometimes crying for help," Amy Becerra said. She said the people answering USCIS's 1-800 number would simply recite what was on their website, and that some of the information conflicted with information on another government agency website.Tourist VisaThe Becerras brought Angela to Colorado on a tourist visa, and continued their efforts to get Immigration officials to grant her citizenship.Earlier this month, they learned their request had been denied.It came as a shock."No one can believe that would happen to two U.S. Citizens," Amy Becerra said.The couple went public with their plight.Congressman gets involvedRepublican Colorado Congressman Mike Coffman then got involved. "What a broken immigration system that would even think about deporting a 4-year-old," Coffman said.On Thursday, Coffman held a news conference to announce that USCIS had reversed course."They said they re-opened it due to the complexities of the case," he said, adding that he believes the agency bowed to public pressure which was a result of all of Amy Becerra's hard work.The Becerras will now be able to reapply for Angela's citizenship papers.The Congressman's Communications Director Daniel Bucheli said it should be automatic since both parents are U.S. Citizens.He said Coffman offered to pay the ,040 application fee out of his own personal account."I feel very grateful," Marco Becerra said. "Another big door is open for my family. I'm feeling no more stress."Now, 4-year-old Angela can grow up knowing that her home is in Aurora, Colorado. 2301

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