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You may not have even known Tab still existed, but now that you do, it's time to stock up on the diet soda.Coca-Cola announced Friday it will retire the revolutionary diet drink by the end of the year, along with ZICO coconut water. Tab was first introduced in 1963 and led the way for future diet drinks like Diet Coke and Diet Pepsi. When it made its debut, Tab used saccharine as an alternative sweetener.But as other diet drinks became popular, Tab's image began to decline. FOX Business reports in 2017, Tab accounted for less than 0.03% of Coca-Cola's sales.“Tab did its job,” Kerri Kopp, Coca-Cola’s Diet Coke group director, said in a written statement. “In order to continue to innovate and give consumers the choices they want today, we have to make decisions like this one as part of our portfolio rationalization work.”This story was originally published by staff at KSTU. 892
at one Florida elementary school. Every morning, guidance counselor Kyleen Carpenter greets the students walking through the doors at Tampa’s Mitchell Elementary.She says, “Good morning!”And they say, well, not much.“We don’t get a lot of responses,” said Carpenter. “So, our goal for the end of the year is to have almost every student respond with a smile, stop and pause, acknowledge us and say, 'good morning' back.”The national 435

at other students.The student, a 12-year-old at Westridge Middle School, was arrested by Overland Park police on Sept. 18.Dave Smith, spokesperson for the Shawnee Mission School District, would only comment on the matter by email saying, "I want to be very clear: The arrest of this student was wholly unrelated to any district policy," said Dave Smith, a spokesperson for the Shawnee Mission School District. "It was a municipal police department decision, and our policies don't impact police department decisions," The Overland Park Police Department did not make officials available to discuss the matter on camera.Overland Park police said in an email they were made aware of the threat through the school district's online reporting portal.School officials and a school resource officer questioned two students about the incident. The interviews corroborated the account of the potential threat.The resource officer arrested the student and took her back to an "appropriate facility," police said.The Johnson County District Attorney's Office then filed charges."Ensuring the safety of everyone in a school, or community, is a top priority and requires constant vigilance, parents reminding their children of proper behavior in school and an understanding by the public that each case is thoroughly investigated before any arrest is made and a charge filed," police said.This story was originally published by Jessica McMaster on 1439
Click here for the District's main parent resource page. Turn to this website for information about important district forms, engagement opportunities, and parent FAQs. 176
Your credit card issuer can lower your credit limit at any time, regardless of how well you manage your account. Issuers might cut credit limits to minimize risk in an uncertain economy, as many cardholders have experienced during the COVID-19 pandemic in 2020. Or they may do it when cardholders regularly use what the issuers see as too much or too little of their available credit.Credit card companies determine your credit limit by evaluating several factors, like your credit score, your income, the available credit you already have and how much of that existing credit you’re using. Ultimately, though, they can increase or decrease limits whenever they want.When can a credit card issuer reduce my credit limit?Although credit card issuers can lower your limit at any time, they are most likely to do so when:You use too much of your available credit: When a cardholder regularly maxes out their credit limit or carries high balances, credit card issuers may view it as a sign of financial trouble. As a result, they may cut your credit limit going forward to minimize their own risk. This is especially true if you start paying late or missing payments.When the card is inactive or seldom-used: The company that issued your credit card makes money only if you use the card. (That money comes from transaction fees and, if you carry a balance, interest.) If you rarely use it, the issuer may be inclined to reduce your limit and, effectively, allocate that available credit to someone else who’s more likely to generate income for the issuer. If you let your card sit for too long without using it at all, your issuer might close your credit card entirely, leaving you with a potentially damaged credit score and no card to use.When the economy is uncertain: Credit card issuers have been known to reduce credit limits to minimize their risk when the economy is uncertain. Most issuers cut credit limits during the Great Recession, according to a survey by the Federal Reserve. They also did so in response to the COVID-19 economy.Can credit card companies lower your credit limit without notice?Credit card companies are not required to notify you about lowering a credit limit unless it will lead to an over-the-limit fee, which is unlikely since many issuers no longer assess this fee. In most cases, credit card companies are required to notify you 45 days ahead of time about any changes to your account’s terms and conditions, but this is one exception.Though credit card issuers aren’t obligated to notify you about a credit limit decrease, it’s common for them to do so. If you do receive such a notice, it might include a reason why the issuer trimmed your credit limit. You might even be able to ask to keep your current credit limit, depending on the reason for lowering it.Can I avoid credit limit reduction?You might be able to avoid a credit limit reduction, but it will likely depend on your issuer and your track record on managing your credit. The best attempt at avoiding one is to contact your issuer as soon as you learn that your credit limit is changing. You have nothing to lose by asking the company to consider keeping your prior credit limit.If you’re on the brink of maxing out your credit card or you’re using a lot of your available credit, it may be more difficult to persuade your issuer to leave your credit limit alone. Cardholders whose limits were slashed due to inactivity may have better luck.Act fast to contact your credit card issuer as soon as you get notice, if you get any. If you wait too long, you might have to undergo a credit check to get a credit limit increase, and there’s no certainty that you’ll get bumped back up to your previous amount.Will a decreased credit limit affect my credit score?A lower credit limit can affect your credit score if it materially changes your credit utilization ratio, the percentage of your available credit you’re using. Utilization is a key factor in your credit score. A rule of thumb is to use less than 30% of your available credit.Even if a reduced limit pushes you over that percentage, the effect doesn’t have to be permanent. Stay on track with payments and get your debt down, and your credit can recover.More From NerdWallet6 Credit Card Scams and How to Avoid ThemIs It OK to Never Have a Credit Card?Today’s Definition of Financial Adulthood Is More Flexible Than EverMelissa Lambarena is a writer at NerdWallet. Email: mlambarena@nerdwallet.com. Twitter: @LissaLambarena. 4485
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