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ATLANTA (AP) — Early in-person voting began Monday in Georgia for the state's two U.S. Senate runoffs.The early voting period runs as late as Dec. 31 in some counties.It could determine the outcome of the races between Republican U.S. Sens. David Perdue and Kelly Loeffler and Democratic challengers Jon Ossoff and Raphael Warnock.A majority of votes before the Nov. 3 general election were cast in person during early voting.The period could be even more important during the runoffs because of the shortened period for voters to request and return ballots by mail.More than 125,000 people cast ballots in October on the first day of early voting. Lines were long then and could be long again Monday. 709

At this point, it might be inevitable. Some of you will have your identities stolen.Nearly half of Americans had their personal information exposed during a breach at Equifax, the company announced last week.And it's just the latest hack. Sensitive data on about 80 million Anthem customers was accessed in 2015.These breaches are some of the worst because the information stolen (names, Social Security numbers, addresses) can be used by an imposter to open accounts in your name, steal your tax refund or your Social Security check."This is a goldmine of information for a thief," said Chi Chi Wu, an attorney at the National Consumer Law Center.When your credit card number is stolen, it's easier to fix. You call the credit card company to close the card and get a new number. In most cases, you won't be responsible for the charges. Some of the victims of the Equifax hack did have their credit card numbers exposed. Equifax will notify you in the mail if this is the case.But the credit rating bureau won't notify you directly if you're one of the 143 million people whose more sensitive information was stolen. You must go online to EquifaxSecurity2017.com to find out.First of all, don't panic. If your information was compromised, it does not mean your identity was stolen. There are some steps you can take right now, like placing a freeze on your credit reports, to help prevent it from happening.And even if everything seems fine now, you should also continue to keep a close eye on your accounts and credit reports because your identity might not be stolen right away.If you do find out that someone has created a new account in your name, you'll have to prove that you didn't open the account and you might have to clear bad debt information from your credit report.It could be a long, messy process. Here's where to start:1. Go to IdentityTheft.gov to file an identity theft reportThis is important because it will provide you with a document you'll need to send to other businesses where fraudulent accounts were opened -- not because the government will start investigating your personal case.The form asks you questions about who you are and what accounts were impacted. It doesn't ask for any other documents or even your Social Security number, said John Krebs, an attorney at the Federal Trade Commission.The website will also provide you with a recovery plan after you submit the information. The plan will vary depending on what kind of accounts were created or hacked.2. Put a freeze or fraud alert on your credit reportsYou can request the three credit rating agencies to freeze your credit. This will prevent anyone from opening additional new accounts in your name. You'll have to request to lift the freeze if you want to open a new line of credit yourself. There are usually fees to freeze and unfreeze that vary by state, but generally range between and .If this is too much of a hassle, you can put a free fraud alert on your credit reports instead. This will require creditors to take additional steps to verify your identity before issuing credit.The fraud alert usually lasts for 90 days and can be renewed. But after you fill out the identity theft report online, you can request an extended fraud alert that stays on your credit report for seven years.3. Request, in writing, to close fraudulent accountsContact the fraud department (not customer service) at each business where a new account was opened in your name to explain that someone stole your identity and request that the account be closed.The FTC provides a sample letter you can use to dispute these accounts. Include a copy of your identity theft report. In some cases, the creditor may also ask for a police report, which you must file with local law enforcement first."The creditor will have a higher tendency to believe you if you have the police report," Wu said.Ask the business to send you a letter confirming that the fraudulent account isn't yours, that you aren't liable for it, and that it was removed from your credit report.Under most state laws, you're not responsible for any debt incurred on fraudulent new accounts opened in your name without your permission, according to the FTC.4. Dispute any fraudulent information on your credit reportIf a thief uses your identity to create a new credit card account, for example, it will end up on your credit report. But you have no control over that account. If the imposter doesn't pay the bills, it can seriously hurt your credit score.You'll need to write to each of the three credit rating agencies to request that they remove the incorrect information.The FTC provides a sample letter you can use to explain the situation.You should hear from the agencies in about 30 days on how they are handling the dispute, Wu said.5. Prevent future fraudOnce you've cleared up the situation, remain vigilant. Just because you've reported an incident of identity theft, it doesn't mean it won't happen again.Keep a close eye on all your statements. Consider enrolling in a credit monitoring and theft protection service. If you've already frozen your credit reports, you'll have to temporarily lift the freeze in order to enroll in a monitoring service, according to the FTC.You should also try to file your taxes as early as possible next year -- before someone else tries to use your Social Security number to steal you return, suggests the Massachusetts Attorney General.In addition to your Social Security number, Equifax says that your driver's license number may also have been exposed. In some states, you can ask the Department of Motor Vehicles to place a flag on your license number. This will alert law enforcement to be extra careful identifying a person they pull over, according to the Identity Theft Resource Center. 5795

As more and more states legalize marijuana, a Colorado family and Mothers Against Drunk Driving (MADD) want people to know about the devastating consequences of driving while high.Amanda Hill loved all things animal. The 24-year-old had landed a coveted internship at the Denver Zoo and was well on her way to becoming a vet tech.“She was like an animal whisperer,” said Amanda’s mother, Denise Hill. “She loved animals. Animals made her feel better. She didn’t always get along with humans as she did with animals.”The two were extremely close. Denise says on a sunny June day near Denver, Colorado, the two worked in the garage until Amanda had to leave for an appointment.“I’m thankful that when she left, I gave her a hug and told her I loved her,” said Denise.Then, she got a phone call.“I picked the phone up and instead, it was that phone call that every parent dreads,” said the mother.On a road that Amanda travels all the time, and in the middle of the afternoon, she was hit head on.“And the impact was such that the sheriff who showed up later said its typically not survivable at the level they recorded,” Denise said.While the medical staff worked to save her life, they let Ed and Denise Hill have a few moments with their daughter.“We got those precious few seconds to tell her we loved her,” said Denise. “The last thing I told her was you’re going to be okay.”Amanda didn't make it. Two years later, her parents are keeping her memory alive, fighting for tougher laws for people who drive while high on marijuana. They believe the sentence that was handed down to the driver who caused the accident that killed their daughter was too lenient.“There’s so much that’s not understood about driving high, how long it stays in your system, what effect it truly has,” said Denise.Helen Witty, National President of Mothers Against Drunk Driving, said “I think the frightening thing is that almost half of Americans think it's okay to drive after smoking marijuana even in the first two hours.”Witty also lost her 16-year-old daughter in an accident. That driver was also drinking. And had smoked marijuana.“When she died so violently and suddenly, I always would say, my daughter would be saying, mother say something. Do something. Not mom, mother.”A new study sponsored by MADD and dedicated to Amanda Hill found that 26% of people surveyed think that driving after marijuana consumption is "not too concerning" and more than 40% of parents and grandparents reported never discussing the subject.“The legalization happened before the data is out there,” said Witty. “The data is actually that it’s different for every person”Ed and Denise Hill say they are proof of what one decision can do to a family. Amanda's loss is a painful void that they feel every day."The first thing you have to do is decide whether you want to live anymore and if you make the decision to live, then you have to decide how you’re going to live,” said Denise. “Are you going to just get through each day or is there going to be some kind of meaning in your life?”The meaning is in her memory – a life cut too short, a death that was entirely preventable. 3154

At a small store off a two-lane road in rural South Carolina, "lightning struck," the excited mayor of Simpsonville said Wednesday.Mayor Janice Curtis said she found out from a reporter that the winning ticket in the .537 billion Mega Millions drawing had been sold in her town.According to the mayor, the journalist asked, "How do you feel about this happening in little ol' Simpsonville?' And I about fell out. I had no idea. Can you believe it? One ticket! Here!"Simpsonville is the kind of town where farm fields are giving way to housing developers. The city grew from 18,000 to 22,000 people as the Greenville suburbs encroached over the past seven years. 671

As Starbucks prepares to close its stores later this month for mandatory racial-bias training, an incident in suburban Los Angeles is showing why that training is needed.A barista at a Starbucks in La Ca?ada Flintridge is accused of printing a racial slur on a Latino customer's drinks on Tuesday.Priscilla Hernandez told CNN that a co-worker at the restaurant where she works went to the nearby Starbucks and bought drinks. It's a coffee run they make just about every day.The co-worker ordered a white chocolate mocha and an iced caramel macchiato and told the barista his name is Pedro, Hernandez said.But she said that when he brought back the drinks, she noticed that "beaner" was written on her drink instead of Pedro. "Beaner" is a derogatory term for Mexicans in the US."I asked him if he realized what they had put on his cup. He said no. So I was really upset about it, because that isn't OK," she said.Hernandez said she called the store and they told her their employee couldn't understand what Pedro had told them. They also offered a gift card."Out of all the names they could've put on his coffees for 'misunderstanding' him they decide to put 'beaner,'" she said, noting that the Starbucks employees apparently understood Pedro well enough to get his drink orders right.Hernandez followed up with a complaint to Starbucks on Twitter. The company soon responded."Thank you for letting us know, Priscilla. This is not the welcoming experience we aim to provide, and we have reached out to this customer to apologize and make this right," Starbucks said on Twitter.Hernandez said she and Pedro met with the chain's district manager Thursday morning. She said the manager was very apologetic and promised to investigate the incident.Hernandez told CNN that Pedro declined to comment for this story. Starbucks has not responded to multiple requests for additional comment.The coffee chain is planning to close all 8,000 of its company-owned stores on the afternoon of May 29 so it can provide racial-bias training to its 175,000 employees.The training was announced in response to the arrest of two African-American men last month at a Philadelphia Starbucks while waiting for a business meeting. As part of a settlement with the men, Starbucks and the city agreed to support a 0,000 initiative to encourage young entrepreneurs. 2384

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