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New payment options are popping up in your online shopping cart.There's been an explosion of retailers, including Amazon and Target, adding buy now, pay later options.“In general, I'm not a huge fan of these services really, because I'm worried about any sort of consumer debt,” said Ted Rossman, a financial expert at Bankrate. “And if you don't really have the money to pay for it today, but you think you'll have it in six weeks, that's a slippery slope.”Rossman says point-of-sale apps have seen triple digit growth over the holiday season.They typically require a payment up front and a few more payments spread out over six weeks or so. If you pay on time, usually there's no interest or fees.Rossman says research has found that almost half of buy now, pay later customers have paid late at some point, mainly because they were disorganized.Stores like them for several reasons, including because they tend to get people to spend more.“They also like the potential loyalty and big data play that they can actually learn a lot about their customers, and they work very closely with a lot of these services,” said Rossman.Most buy now, pay later lenders typically do a soft credit check. They won't typically help you build credit, but they could hurt your credit if you pay late because they will report that.“I just think that's a little bit short sighted, because if you use a credit card and are paying full, you avoid interest, but you get better promotions, you get rewards, you get better buyer protections,” said Rossman.Rossman says these options are appealing even to people who have credit, because of their predictability.He thinks we will see more of these with retailers not being able to push store credit cards as much with fewer in person shoppers. 1778

NEWPORT BEACH, Calif. (AP) — Workers were cleaning up after high tides caused a 40-foot sailboat to capsize and also flooded the streets of Newport Beach late Friday, causing a traffic jam that kept vehicles from leaving the Balboa Peninsula for hours. The Orange County Register reported that eight bulldozers are dedicated to building back a sandy berm before high waters return Saturday night. Like many other Southern California beaches, the beach is closed to discourage crowds this holiday weekend. People managed to get off the sailboat before it capsized and turned into wreckage. 596

NESTOR, Calif. (KGTV) -- Supporters are defending The San Diego Police Department after a controversial email detailing an incentive-based program was released to Team 10.RELATED:  San Diego Police Chief launches internal investigation into "rewards for arrests" emailTasha Williamson says she is a civil rights activist. She organized the protest outside the Southern Division in Nestor Monday night, but she was far outnumbered by residents and business owners who showed up to support the officers and thank them for their service. RELATED:  Protest planned over controversial San Diego Police Department email"You hear words like quota and you get a little nervous, but I don't, and knowing these police officers, I don't believe for a minute that any of this was racially motivated or supposed to be directed at communities of color. I've been a person of color, I've seen things, they're not happening here," said Jason Wells. Williamson and a handful of other people at the protest are upset about an email sent by a police sergeant to the 90 officers at the Southern Division suggesting a reward based program for drug arrests. Team 10 obtained the email from an officer who wished to remain anonymous out of fears for his job.  According to the email, the officer with the most points would be rewarded with the opportunity to work in a specialized unit for up to a month. The goal was to motivate officers, increase experience and target high-crime areas.  It stated the program was being instituted in Southern Division and is strictly voluntary. It also stated that the program runs from March 1 (retroactive) to April 14.Williamson said the fact the whistleblower felt the need to go to the media, not a supervisor, is another red flag."I'm also concerned that no one else stepped forward out of the 90 officers, only one, and I'm concerned about the culture in the department in how they are really an open door policy," said Williamson.  The anonymous officer told Team 10, other officers were concerned but allowed him to speak for them. Protesters also say "quota systems" breed corruption and target low-income neighborhoods with fewer resources to fight drug problems."I'm concerned that incentive-based programs within internally with the police department would cause corruption and the incentive-based program in low-income communities for drug arrests have primarily been discriminatory," said Williamson.  "Policing should not be a game. It's not fun to arrest people if you want to do a quota, do it on something that can't be transferred from one pocket to another during a stop," said another protester. San Diego's new Police Chief David Nisleit told 10News the program was never authorized or carried out. Chief Nisleit said the email was sent by mistake and retracted within days. The chief said he's launching an internal investigation into why and how the idea was developed.  We asked what happened to the sergeant who sent the email, we are still waiting for a response.Williamson is calling on the chief to meet with her personally, along with other activists, so they can share their concerns.  3243

NEW YORK (AP) — The Rolling Stones are postponing their latest tour so Mick Jagger can receive medical treatment.The band announced Saturday that Jagger was told by doctors "he cannot go on tour at this time." The band added that Jagger "is expected to make a complete recovery so that he can get back on stage as soon as possible."No more details about 75-year-old Jagger's condition were provided.The Stones' No Filter Tour was expected to start April 20 in Miami. Other stops included Jacksonville, Florida; Houston; the New Orleans Jazz Festival; Pasadena and Santa Clara in California; Seattle; Denver; Washington, D.C.; Philadelphia; Foxborough, Massachusetts; East Rutherford, New Jersey; Chicago; and Ontario, Canada."I really hate letting you down like this," Jagger tweeted Saturday. "I'm devastated for having to postpone the tour but I will be working very hard to be back on stage as soon as I can."Tour promoters AEG Presents and Concerts West advise ticketholders to hold on to their existing tickets because will be valid for the rescheduled dates. 1072

NEW YORK (AP) — From the earliest phases of the coronavirus pandemic, church services and other religious activities have been identified as sources of some local outbreaks. They have posed challenges in the U.S. for government leaders and health officials whose guidelines are sometimes challenged as encroachments on religious liberty. In the last two weeks alone, there have been two major church-government confrontations in California. First, San Francisco's city attorney sent a cease-and-desist order to the Roman Catholic archdiocese saying some churches had violated a ban on large indoor gatherings. A few days later, state officials temporarily banned singing and chanting at all indoor places of worship. 724