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IMPERIAL BEACH (KGTV) — Some South Bay parents are upset after they say their elementary school abruptly canceled an annual Christmas tradition out of deference to families who do not observe the holiday.For years, students at Oneonta Elementary School in Imperial Beach had a December assembly featuring Christmas decorations, Christmas songs and a visit from Santa.This year’s December assembly was held Friday without a Christmas show. Teachers learned of the change Wednesday, according to 6th grade parent Jose Cariman.“No notice to the parents. No notice to the teachers, no advance notice for anything,” he said. “What are they teaching [the students]? Are they teaching them that Christmas is not allowed to be celebrated?”RELATED:San Diego students get 'epic' Christmas surprise from officersPadres players surprise San Diego elementary school students with new bikesVideo from the assembly in 2018 shows children in Santa hats singing Christmas songs on a stage decorated with the words “Merry Christmas” in at least four languages.6th grade student Alexis Sandoval said she was disappointed by the change, particularly for her younger siblings.“It was just super sad because we’re always used to having a nice, fun Christmas party, and now we just can’t have a party for some reason,” she said, noting the school began scaling back aspects of its holiday celebration last year.Oneonta has a new principal, David Trautman, who joined the school in July 2018, according to his LinkedIn page. Trautman declined to comment and referred questions to the South Bay Union School District.RELATED:Sweetwater Union High School District approves interim budget with million shortfallSan Marcos parents sound off against superintendent's hires“South Bay Union School District is dedicated to ensuring that all students, families, and staff feel welcome and included on our campuses and at all District facilities,” Superintendent Katie McNamara said in a statement.McNamara said the district serves a diverse community with a variety of beliefs, both religious and secular, and provided the following guidance to school employees before the holiday season: “While teaching about religious holidays is a permissible part of the educational program, celebrating religious holidays is not allowed in public schools.”“During the time of the year when major religious holidays are celebrated, it is important to remember that not everyone shares the beliefs of the majority,” she added.Miriam Martinez, a parent of a 2nd grader, said she doesn’t understand why some schools in SBUSD went forward with Christmas-themed assemblies when the celebration at Oneonta was canceled. “It’s upsetting because they look forward to it. And it’s unfortunate because not all of us can afford to take them to the mall to see Santa. So some of the kids just do it at school. This is where they get to tell Santa their Christmas list,” she said.A district press release mentions an event at Mendoza Elementary called “Irish You a Merry Christmas.” The event was sponsored by outside groups and held on a Saturday. A district spokesperson did not directly respond to a question about end-of-year assemblies at other schools. “Schools and classrooms have been decorated and are reflective of seasonal themes and many schools have had numerous festive programs,” McNamara said in the statement.Cariman and Martinez said they’d like to see Oneonta handle Christmas like it handles Halloween: parents who don’t want to participate can opt out, and bring their child to school late. Here is the full statement from Superintendent Katie McNamara: 3629

HPAKANT, Myanmar (AP) — Officials in Myanmar say a landslide at a jade mine in the country’s north has killed at least 162 people.The landslide took place in Kachin state, the center of the world’s biggest and most lucrative jade mining industry.The death toll surpasses the 113 killed in what previously was the worst such jade mining accident, in November 2015.The victims are usually freelance miners who settle near giant mounds of discarded earth that has been mined in bulk by heavy machinery in order to scavenge for small bits of jade. 551

Imagine applying for the top colleges in the United States hoping to get accepted to at least one.Well, that was the least of Mekhi Johnson's worries when applying for colleges this year. The Baltimore senior said that at six years old he heard a story on the radio about a student who was accepted to all of the Ivy League schools and knew that was his goal."I'm going to do that one day," said Johnson.And on 'Ivy Decision Day' he learned that he finally made it a reality. Johnson, who attends the Gilman School in Batlimore, serves as the President of the Diversity Council, a member of the school's acapella group, school band, and an avid volunteer, all while being a National Merit Scholarship Program Commended Student with a 98.1 average.More than 280,000 applicants applied to Ivy League schools last year. Out of that number, less than five of them were able to achieve acceptance by all eight colleges. Johnson is not only a 'goal getter' but he's the first Gilman student to achieve this distinction of acceptance.   1072

In a crisis, long-term planning may lose out to quick and dirty solutions — regardless of the consequences.As the pandemic and its economic fallout continues, more cash-strapped consumers could fall into this trap if the Great Recession is any indicator.A recent report by the Consumer Financial Protection Bureau found that from 2007 through 2010, debt settlements — which can be financially risky — increased. Meanwhile, credit counseling, a debt relief option that keeps consumers in good standing with their creditors, declined.Before you hit a moment of crisis decision-making, understand how to think through debt relief options.Why debt settlement isn’t all it’s marketed to beYou’ve probably heard the radio ads or maybe received a robocall promising a solution to your debt that can cut what you owe by 50% or more.Debt settlement claims are as lofty as the industry’s marketing budget. But these programs aren’t all they’re hyped up to be — and the ads gloss over the downsides.With debt settlement, you stop making payments to creditors and instead direct your money to the debt settlement company, which holds it in an escrow account. Then, typically after several months, the company contacts your creditors and haggles to cut a deal where the creditor accepts less than originally owed. This period of waiting between when you stop paying creditors and the debt is settled (which isn’t guaranteed) is where things can go awry.“There’s no free lunch,” says Glenn Downing, a Miami certified financial planner. “There really are some significant trade-offs with debt settlement. I’d try to make it a last resort.”Debt settlement risks include:Leaving yourself open to lawsuits: When you stop making payments to creditors and debts go delinquent, you can be sued by the original creditor or by a debt collector who purchases the debt. Until the debt is resolved, either through full payment, settlement or bankruptcy, you’re at risk of being sued.Owing a tax bill: The IRS considers any amount of debt settled as taxable income.Saving less than what was advertised: Debt settlement companies often take a fee of around 30% of your original debt balance. So even if you did settle for 50% of what you originally owed, you won’t come out as far ahead as you might expect after you pay the fee to the settlement company. Additionally, your debt can continue to grow when you stop making payments, as late fees and interest are added to your balance.Credit damage: Missing payments and defaulting on your debts are among the worst things you can do to your credit. These marks stay on your credit reports for around seven years and will make you look risky to future creditors, which can result in you not being approved for credit or having to pay higher interest rates.A better choice for long-term financial healthWhat if there was a way to roll multiple credit card payments into one, at a lower interest rate — while preserving your good standing with your creditors?That’s what nonprofit credit counseling agencies offer. These organizations have arrangements with many credit card companies that provide a lower interest rate in exchange for regular monthly payments over three to five years to resolve your debt.But many consumers aren’t aware of these benefits, according to a 2018 Harris Poll survey commissioned by Money Management International, a nonprofit credit counseling agency. It found that 62% of the 2,012 respondents didn’t know credit counseling can roll multiple credit card debts into one payment. And 73% weren’t aware that credit counseling offers lower interest rates on credit card debt.There are some drawbacks if you use a credit counseling agency’s debt management plan. You typically need a regular income to qualify, and if you miss a payment, the agreement can be dissolved, leaving you to manage on your own.But for the long-term health of your credit profile, credit counseling is the clear winner. This debt relief tool generally keeps consumers in good standing with creditors since they’re making good on their obligations. The only harm to their credit profile would come from closing credit accounts, which some agencies require.To find a reputable nonprofit credit counseling agency, look for one that has been certified by the National Foundation for Credit Counseling or the Financial Counseling Association of America.Know when a third option might be bestBefore choosing debt settlement or credit counseling, consider whether:You’re barely able to make regular debt payments.Your monthly debt payments — excluding student loans and housing costs — exceed 40% of your take-home pay.Your debt burden is interfering with your quality of life, for instance keeping you up at night.If so, you might want to consider bankruptcy. Although it’s been stigmatized, this debt relief tool can resolve what you owe faster than credit counseling or debt settlement. In addition, credit scores can start to rebound quickly in the months after filing.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletHow Credit Counseling Can Help YouDebt Settlement: How It Works and Risks You FaceWhen Bankruptcy Is the Best OptionSean Pyles is a writer at NerdWallet. Email: spyles@nerdwallet.com. Twitter: @SeanPyles. 5312

I am committed to continuing to do the hard work to build trust in our communities as we work toward police accountability and racial justice.— Governor Kate Brown (@OregonGovBrown) September 28, 2020 208

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