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According to PETA’s latest press release, cow’s milk is a symbol of white supremacy.In a statement, the animal rights group links the dairy industry’s treatment of the cows to the concept of white supremacy.“Aside from ‘lactose-tolerant’ white supremacists, cow’s milk really is the perfect drink of choice for all (even unwitting) supremacists, since the dairy industry inflicts extreme violence on other living beings,” the organization said in part.“PETA is trying to wake people up to the implications of choosing this white beverage and suggesting that they choose something else pronto,” the statement continues.The release further claims that the dairy industry has “control over your mind.” Read the full statement by clicking here. 748

A woman in Illinois is warning others about the dangers of gel manicures claiming that the UV lamps at the nail salon gave her cancer.Karolina Jasko, 20, told WFLD that she was diagnosed with melanoma skin cancer. Jasko says that her doctor said it was most likely caused by getting her nails done at the nail salon. Specifically, Jasko claims the cancer was caused by the lamp that emits UVA rays to cure gel manicures.According to an unrelated report published by the American Academy?of Dermatology, UV exposure during gel manicures should be a concern for everyone, but especially for people who are highly sensitive to UV light. Chris G. Adigun, M.D., a board-certified dermatologist who specializes in nail disorders, says that although the UVA rays don’t burn the skin like UVB rays, they do penetrate the skin to damage DNA and collagen, which can lead to premature aging and may increase skin cancer risk. Dr. Adigun says that a common misconception people believe is that LED curing lamps provide a safer option at nail salons, however, those lamps also emit UVA light.“The UV dose that you receive during a gel manicure is brief, but it’s intense,” Dr. Adigun says. “Over time, this intense exposure can add up to cause skin damage.”In order to protect your skin, doctors urge customers that get gel manicures quite frequently to wear YouVeeShield. Click here for more information. 1445

About 1 in 3 people 65 and older in the U.S. enroll in Medicare Advantage, the private insurance alternative to traditional Medicare. It’s not hard to see why: Medicare Advantage plans often cover stuff that Medicare doesn’t, and most people don’t pay extra for it.But Medicare Advantage can be more expensive if you get sick because copays and other costs can be higher, says Katy Votava, president of Goodcare.com, a health care consultant for financial advisors and consumers.Unhappy customers who want to switch back to traditional Medicare may find they no longer qualify for the supplemental policies to help pay their medical bills, or that they would face prohibitively high premiums.“These are complicated products,” says Votava, author of “Making the Most of Medicare.” “They’re like nothing else, no other insurance that people encounter anywhere until they get to Medicare.”Medicare’s alphabet soupThe first hurdle many people face when deciding about Medicare coverage is simply understanding how the various parts fit together. Traditional Medicare, also known as original Medicare, has two parts:Part A covers hospitalization and is typically premium-free.Part B covers outpatient care, including doctor visits, and has a standard monthly premium of 4.60 for 2020, although higher-income people pay more.You can choose any doctor who accepts Medicare, and most do. The government pays health care providers directly.Part D is prescription drug coverage, which is provided by private insurers. The drugs that are covered and the amounts you pay out of pocket vary widely. Monthly premiums vary as well but average .74 in 2020.Traditional Medicare has deductibles, copays and coinsurance that can quickly add up. To cover these gaps, private insurers also offer supplemental plans known as Medigap. The average monthly Medigap premium in 2019 was 2, according to health insurance marketplace eHealth.com, but it can be lower or much higher depending on the plan, the insurer and the area where you live. The plans are known by letters A through N. As with traditional Medicare, you can choose any doctor who accepts Medicare.If you apply for a Medigap policy when you’re first eligible for Medicare, the insurer has to accept you and can’t charge more for preexisting conditions.How Medicare Advantage is differentMedicare Part C is Medicare Advantage. Rather than add to the other parts of Medicare, however, Medicare Advantage plans replace them. Insurers that offer Medicare Advantage are required to provide all the benefits of Part A and Part B, and most plans include Part D drug coverage as well. In addition, the plans typically cover certain expenses that Medicare doesn’t, such as hearing, vision and dental care.Most Medicare Advantage enrollees in 2020 paid no additional premiums for their coverage, other than their regular Part B premiums, according to the Kaiser Family Foundation, a health research group.How Medicare Advantage manages costsMedicare Advantage plans are similar to employer-provided group health insurance: To be covered, you typically must choose health care providers in the insurance company’s network. The network may be relatively narrow if the plan is a health maintenance organization (HMO) or somewhat broader if it’s a preferred provider organization (PPO). You may need preapproval for certain types of care or referrals to see specialists. If you go out of network, your costs may not be covered or may not apply to your out-of-pocket limits. Even if your doctor is in-network now, that could change and you might not get much notice.Also, Medicare Advantage plans are typically regional. If you move out of the area or travel to other states, you may not be covered.The devil’s in the details, and Medicare Advantage plans have many, many details. The average Medicare beneficiary has access to 28 Medicare Advantage options, with varying networks, coverage, deductibles, copays and co-insurance, according to the Kaiser Family Foundation. In general, though, Medicare Advantage costs less upfront and potentially more overall if you need lots of medical care. Many Medigap plans have higher upfront costs but cover most if not all of your expenses when you need care.If you want to switch from one Medicare Advantage plan to another, you can do so during annual enrollment periods. But if you want to switch from Medicare Advantage to traditional Medicare, you often won’t have guaranteed access to a Medigap policy. That means the insurer may charge you more, exclude preexisting conditions for a time or not issue you a policy at all.That doesn’t mean Medicare Advantage plans are a poor choice — just a complicated one, says Tatiana Fassieux, a training specialist with California Health Advocates, a Medicare advocacy nonprofit. She recommends people contact their state health insurance assistance program, which can provide free, unbiased one-on-one counseling. Links to these programs can be found by visiting the SHIP National Technical Assistance Center.“People should not rely exclusively on television commercials,” Fassieux says. “That’s when people get stuck and sometimes make the wrong decision.”This article was written by NerdWallet and was originally published by the Associated Press.More From NerdWalletSmart Money Podcast: Fake Reviews and Saving ‘Too Much’Is Moving Now Your Best Financial Move?When Debt Relief Does More Harm Than GoodLiz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 5523

A White House official wrestled a microphone away from a CNN reporter at a press conference with President Trump in the East Room of the White House Wednesday.CNN reporter Jim Acosta questioned the President about his rhetoric surrounding a migrant caravan that is traveling on foot to the United States. While trying to ask a follow-up question, Trump repeatedly told Acosta he was moving on.At that point, a White House staffer attempted to take the microphone out of Acosta's hands."CNN should be ashamed of itself having you working for them," Trump said. "You're a very rude person. The way you treat Sarah Huckabee Sanders is horrible. You shouldn't treat people that way.""I think you should let me run the country, you run CNN," Trump added.NBC News reporter Peter Alexander later defended Acosta's character to President Trump before asking his question.Later in the presser, Trump called the media "hostile," telling reporters they were "rude" for interrupting.  1010

A woman died of COVID-19 while aboard a Spirit Airlines flight between Las Vegas and Dallas earlier this year, according to USA Today and The Washington Post.According to USA Today, the July 24 flight was diverted to Albuquerque, New Mexico after a member of the flight crew reported that the woman was unresponsive. The woman was pronounced dead on arrival.News of the woman's death was announced Sunday by Dallas County Judge Clay Jenkins while giving an update about the virus. Jenkins noted that the woman, who was in her 30s, had underlying health conditions.A spokesperson told USA Today that officials at the Albuquerque International Sunport did not learn until later that the woman had been infected with COVID-19, and treated the emergency as they would any other health emergency.A spokesperson for Spirit Airlines told The Washington Post that the airline has offered condolences to the woman's family and that it is confident in its procedures in dealing with the virus.“Our Flight Attendants have in-depth training to respond to medical emergencies and utilize several resources, including communicating with our designated on-call medical professionals on the ground, using onboard medical kits and personal protective equipment, and receiving assistance from credentialed medical personnel traveling on the flight,” Spirit Airlines told The Washington Post. 1381