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Side gig. Side job. Side hustle. It goes by many names and serves many purposes. For some, it’s a way to keep the lights on. For others, it’s an opportunity to save for a goal or follow a passion.Since the onset of the COVID-19 pandemic, millions of Americans have become unemployed. Many are turning to the gig economy to make money. And it’s booming.“Obviously online shopping has become huge, and so delivery services are packed. You’ve got Amazon Flex trucks practically ramming into each other,” says Kathy Kristof, editor at SideHusl.com, a website that reviews hundreds of online moneymaking platforms.Before you rush into a side gig, scrutinize the risks, the pay and other important details. Here’s how to choose the right pandemic side job for you.Assess yourself firstAs you begin searching for a side hustle, think about your experience, skills and interests. But more importantly, consider what you’re comfortable doing.Are you willing to be in close contact with other people, or would you prefer a socially distant position? Are you part of a high-risk group for COVID-19? What would happen if you got sick and couldn’t work? The answers to these questions will help you decide what jobs to pursue.If either your health or financial life could be ravaged by illness, you’re going to have to be more careful than the people without those risks, Kristof says.“Somebody who doesn’t have that same sort of risk might feel completely comfortable doing contact-free deliveries for Grubhub or Dumpling or any of these other delivery services,” Kristof says. “But somebody who is high risk, you want an online job like online tutoring.”Expand your definition of ‘side gig’“Side gig” has become synonymous with a handful of jobs: dog walking, delivering groceries and driving for Uber or Lyft. But these aren’t the only opportunities occupying the space.You can teach a virtual yoga class, for example, sell clothing online or work as a freelance designer. Through services like TaskRabbit, you can get paid to do odd jobs like yardwork and assembling furniture.Side and part-time jobs tend to rise during economically uncertain times, according to Brie Weiler Reynolds, career development manager at FlexJobs, a job-search site for remote and flexible jobs. Chances are there’s something up your alley.Roles outside the gig economy can be worth exploring, too. Features typically associated with side gigs, including flexible schedules and the ability to work from home, are increasingly spilling over into professional roles. Remote jobs posted on FlexJobs in career categories such as marketing, sales and project management have increased over 50% since March, according to a recent analysis from the site.“Because we’ve never had to do this from home before, there was never as much acceptance. Now you’re getting widespread acceptance from the whole of corporate America,” Kristof says.Protect yourself and your financesOnce you narrow down your choices, dig into the details. Get a sense for what it’s like to work in a role, what the requirements are and how much you’re likely to earn before you commit.You can avoid surprises by looking up a company’s Better Business Bureau rating, reading through the fine print on its website and checking out reviews on sites like SideHusl and Indeed.“Let’s say you’re interested in delivery jobs, and you’ve got DoorDash, Instacart and Postmates. You want to look at each site and see what the fees are,” Weiler Reynolds says.Many platforms charge registration, listing or commission fees, which can cut into your earnings. Some gigs also require you to pay expenses like gas and insurance for your vehicle. If you’re a rideshare driver, delivery driver or mover, your personal auto insurance policy doesn’t cover you for commercial risk, Kristof says.“Some online platforms automatically cover you with a commercial policy. Others do not. So you should always look for that if you’re working for an online platform,” Kristof says.Still, that won’t necessarily cover you in all circumstances, such as when you’re en route to pick up an order. Talk to your insurance company to ensure you get the proper protection.You’ll also want to find out whether you’ll be classified as an employee or independent contractor. This determines how you’ll pay taxes and whether or not you’ll be entitled to certain benefits. Independent contractors need to set aside a portion of their pay for taxes themselves. Employers automatically withhold income taxes for employees and usually offer health insurance, 401(k) matches or paid time off.Weiler Reynolds says freelancers or contractors may also have to pay taxes quarterly, which can be a bigger time investment.Don’t forget to make safety a priority. Find out what protective measures the company or local government requires while you’re on the job. If you’re unable to avoid contact with others, prepare to take appropriate precautions, such as wearing a mask or gloves.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletHow Losing Obamacare Could Cost You5 Credit Mistakes That Can Haunt YouSmart Money Podcast: Remote Work Burnout and Saving for CollegeLauren Schwahn is a writer at NerdWallet. Email: lschwahn@nerdwallet.com. Twitter: @lauren_schwahn. 5317

ST. PETERSBURG, Fla. (AP) — Coronavirus cases in Florida surpassed 100,000 on Monday, part of an alarming surge across the U.S. West and South as states reopen for business and many Americans resist wearing masks or keeping their distance. Some public health officials are warning that progress won after months of lockdowns could be slipping. And hospitals in areas seeing an uptick in cases are warning that intensive care beds were filling again, and urging communities to do what it takes to control any new outbreaks. An Associated Press analysis of data compiled by Johns Hopkins University finds that new daily confirmed coronavirus cases across the country are up to more than 26,000 a day, up from about 21,000 a day two weeks ago."It is possible to open up at a judicious pace and coexist with the virus, but it requires millions and millions of people to do the right thing. Right now, we don’t have that," because people have let their guard down, Dr. Marc Boom, CEO and president of Houston Methodist Hospital, told the AP. Over 120,000 deaths in the U.S. have been blamed on the virus. 1107

Some Marjory Stoneman Douglas High School students say going to school in the morning now feels more like going to an airport, or even worse, going into a prison.FULL COVERAGE: Parkland school shooting“I’m all for school safety implementations, but I don’t like the feeling of a prison," said Jack Macleod, a junior. "It’s supposed to be a place of education and I can’t really get back into that sense of academia and creativity with all that’s going.”On their first day back from spring break, Broward County School District enacted new security measures at the high school in an effort to keep students safer.Jack and his classmates weaved through rows of barricades to get into school. Jack tweeted a video of the experience.“It’s seriously like the TSA," he said in the video.Jack's peers also took to Twitter to share their thoughts on the security measures.“Posting stuff like that gives the whole audience of Twitter a big insight into what it’s like now in the day of Marjory Stoneman Douglas," Jack said.Jack said there are no metal detectors at the entrances yet, but he's expecting that to come soon.Some students tweeted asking if pre-check will be available like at the airport and if they need to start taking off their shoes when they get to school.However, the new clear backpacks got most of the heat on social media. “I don’t think that it does anything," Jack said. "I don’t think the issues that have come out of this movement that people are debating and disputing about are backpack related.”Students call the backpacks a violation of privacy. “We earned that right to privacy and we kind of got it confiscated when two knives were taken to school," said Annabel Claprood, a sophomore.Camern Lo put a piece of paper in her new clear backpack saying, ‘This backpack is probably worth more than my life.'Some students say while they understand the intentions are good, these measures are band-aids to cover up the real problems."I don’t think that it does anything," Jack said. "I don’t think the issues that have come out of this movement that people are debating and disputing about are backpack related."Students also have to wear their I.D. badges at all times. They received lanyards Monday to wear them on."They did not check my I.D.," Annabel said. "They did not check anything. I walked in. No questions asked. It was just like it was before nothing’s really changed except now you can see our personal items.”Annabel took her ideas on how to make her school safer straight to the superintendent during a meeting right before spring break."Bring your voice to the people who will listen who are going to do something with your voice," she said.She said she wants to see more modern technology used to secure the school. She says that’s what would make her and her peers feel safer, something she knows adults are trying to do.“Until we see all of us on the same page working together, nothing’s going to happen," she said.“I don’t know what exactly America needs right now, but I do know that we’re all talking about it," Jack said.Florida Highway Patrol troopers are guarding entrances to the school as Governor Rick Scott promised nearly two weeks ago. Broward County Sheriff’s Office has a heavy presence outside the school as well. 3282

SOLON, Ohio — An Ohio police department is warning of a Netflix email phishing scam that is asking people to update their payment details after one of their officers, who doesn't even have a Netflix account, received the email.The city of Solon, Ohio Police Department put out the warning, saying criminals want you to click the links so that you voluntarily give out your personal information. The links also could install malware on your computer.In a photo, the very real-looking email it asks users to update their payment details, saying the account is on hold."Hi Dear, We're having some trouble with your current billing information. We'll try again, but in the meantime you may want to update your payment details," the email reads, with a link to update the account.Netflix said if you believe you have received a fraudulent email appearing to be from the company, never enter your details, never click on any links and do not reply to it. Instead, forward it to phishing@netflix.com and include the message header information. 1064

ST. JOHNSBURY, Vt. -- From the outside, it looks like a typical white clapboard chapel. Step inside, though, and you’ll find yourself transported to thousands upon thousands of memories about man’s best friend.“It was it was a labor of love for sure,” said Scott Buckingham, with the nonprofit Friends of Dog Mountain. “They were constantly making trade-offs: ‘eating or should I buy materials for the chapel?’”“They” are Stephen and Gwen Huneck, husband and wife artists, who bought an old dairy farm outside St. Johnsbury, Vermont, and proceeded to build a chapel in honor of dogs.Scott Buckingham heads up the nonprofit running it all.“Steven and Gwen's background was in art, in wood prints and furniture and sculpting, and their primary subject matter was dogs,” he said. “So, when they purchased this property that was their intent, was to make this a place that served dogs and honored our relationship with dogs and pets.”They finished the chapel 20 years ago.Since then, with 30,000 people visiting each year from around the country and the world, the walls of the chapel have become a host to personal and emotional notes, cards and photos, inches thick, in honor of departed dogs.“When that relationship comes to an end, we're left very empty,” Buckingham said. “And what you see here are notes that are trying to capture and express their gratitude for a really, really fantastic relationship.”One visitor noted, it “brings back memories of my last dog. I’m going to be in tears if I don’t start thinking of something else.”Yet, it’s more than just a dog chapel. It’s a whole mountain property of 150 acres called “Dog Mountain.” There’s trails for dogs to explore, along with wide open spaces to run in and several ponds to swim in.“A place where they can come and their dogs can be free and play,” Buckingham said.Stephen and Gwen Huneck have since passed away, but their artwork – mostly about dogs – lives on in a gallery on the property and, of course, in the dog chapel they built from scratch.“It's a really profound experience to come here and spend some quiet time reading the notes,” Buckingham said. “You'll see, even when I think about it and I talk about it, it just chokes you up a little bit. There's a whole lot of love in this room.”It’s an unconditional love captured there to stand the test of time. 2338

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