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When you’re in the process of buying a home, a title research company will check the property’s ownership history. Ideally, your new home has what’s called a “clear title.” That means the current owner, who is selling to you, has a complete ownership stake in the property, without any legal claims against it. Claims can be in the form of a lien or levy from a lender, creditor or — in the event of taxes due — the government. 432
Your child doesn’t need a brand new wardrobe or the entire year’s worth of classroom supplies on the first day. By postponing some purchases, you can spread the costs across several months and possibly hit better prices. For example, fall apparel tends to drop in price after the initial back-to-school rush.“Being strategic about your spending now will also make it easier to manage when other school-related expenses, for field trips or after-school activities, pop up as the year continues. Back-to-school spending shouldn’t stress your budget before the school year has even begun, and with a few smart moves, it doesn’t have to,” Palmer adds.More From NerdWallet 672
When they found him, Taliban soldiers ripped out his beard and hair and kicked and spat on him. When he returned to captivity, they put him in a cage with his legs and arms shackled. He spent four years in there. 212
When she spoke about Rabinowitz on Sunday, she started to speak in the present tense, but quickly stopped herself."He was a wonderful guy," she said. 149
With that in mind, knowing local mall hours is a must if you're going-in, getting any shopping done, and leaving before getting caught up in the rush. 150
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