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After weeks of wrangling, the MLB Players’ Association told MLB that players will be ready to report on July 1 for a second Spring Training.Teams will conduct a 60-game season in home ballparks, MLB said on Tuesday. Most teams will conduct their preseason training in their home cities instead of utilizing Spring Training facilities. The length of the season has been greatly reduced from 162 games after MLB suspended the season in March. The regular season is expected to begin on July 23 or 24. Teams will play the majority of their games versus in-division opponents, with the remaining games being played against interleague teams from the same geographic division. "Major League Baseball is thrilled to announce that the 2020 season is on the horizon," MLB commissioner Rob Manfred said. "We have provided the Players Association with a schedule to play 60 games and are excited to provide our great fans with Baseball again soon.”The two sides have struggled to reach an agreement in recent weeks as the two sides disagreed on the number of games to be played, and a salary structure. Players and owners previously agreed to a framework in March when the season was suspended stipulating players would get a full prorated salary if games would be held in front of fans. 1285
Abby and I wish a heart-felt congratulations to @JoeBiden and @KamalaHarris on the election call today. Thank you for your commitment to unite us all. We pray for you and promise to work with you to benefit the people of Utah. 1/— Spencer Cox (@SpencerJCox) November 7, 2020 282

Although many companies across the country are having a tough time staying open during the pandemic, there is some good news: The Small Business Association is finding some people are opening new types of businesses.Many of these new small businesses are being helped by loans, which the SBA said aren’t difficult to get currently."A lot of people are being entrepreneurs and they're coming up with new ideas so you see a lot of people making masks, you see people making shields, you see a lot for 3D printing businesses starting up. So that’s a great thing, that’s entrepreneurship. Whenever we’re given a problem, people come up with a solution," says Charles Abell with the U.S. Small Business Association.Abell says new tech companies are also thriving because it's a business that can be run remotely."You see so many new tech businesses starting up and that’s a great thing. There's a lot of need for medical tech, so people are coming up with new apps on how do we track our area with the COVID-19 virus," says Abell.He says it can be tough for some people who are finding themselves out of work and an expert in just one industry to suddenly pivot to another. The SBA says some are turning their hobbies into businesses."They have a great sauce or they have a great product that they can make at home and they can use Amazon and do the shipping services to market their products. So, I think a lot of people are being very experimental right now," says Abell.People who focus on delivery services are also finding business is booming. And many of these businesses are benefiting from easier access to loans."This is an amazing time right now. A lot of people are refinancing their homes and getting the lowest interest rate possible. Well, guess what, starting your business is a very similar process," says Abell.The key right now for people who are thinking of starting a brand new business is to think through your plan and funding needs. And make sure the business can thrive in the current state of our economy."It's good that they have a business plan and have someone helping them with the business plan to make sure it's sustainable," says Abell.The SBA has free tools available to potential, new and longtime business owners on their website. They encourage new business owners to use every resource available to them so that their brand new company can not only survive this pandemic but for many years after. 2436
According to analysis by Lending Tree, Black borrowers are more than twice as likely to be denied credit than white Americans.According to the data, 57% of loan applications by Blacks making ,000 to 0,000 were rejected or approved for amounts lower than request, compared to just 22% for whites. Blacks making 0,000 or more annually had 31% of their applications rejected or approved for lower amounts than requested, compared to just 10% for whites.The analysis also found that Black Americans with college degrees experienced more debt. The study found that Black bachelor’s degree recipients had 20% more student loan debt than whites with bachelor’s degrees."It's encouraging that Americans are having these conversations more openly and with more vigor and purpose,” Tendayi Kapfidze, chief economist at LendingTree, said. “Highlighting these racial disparities shows that systemic issues have held back generations of our fellow citizens. It is ultimately to the detriment of everyone as the economy is deprived of our best efforts by denying opportunities to many capable people. The creation of these disparities was and is often government-sanctioned and enforced, and so they should be addressed via legislative remedies in addition to societal change."Compounding the challenges for Blacks to obtain lending, the data showed that the median net worth of Black families is one-tenth of those of white families.Lending Tree said it used 2018 Bureau of Labor Statistics data, 2020 Economic Policy Institute report, various Federal Reserve data, 2020 Federal Reserve Bank of St. Louis data, 2017 National Center for Education Statistics report, 2020 Pew Research Center report and U.S. Census Bureau to conduct its analysis.To read the full study, click here. 1783
After a statement issued by President Trump's 2020 campaign manager hinting at the possibility of a lawsuit being filed in Michigan challenging the state's ballot-counting process, Attorney General Dana Nessel's Press Secretary Ryan Jarvi issued the following response: pic.twitter.com/qPANSEGynn— Michigan Attorney General Dana Nessel (@MIAttyGen) November 4, 2020 373
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