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Tens of thousands of children around the country will be getting a holiday puppy this year, but others will end up empty-handed and disappointed, ripped off by a puppy scam that has only gotten worse during the pandemic.So before you start looking for one, we have the warning signs a cute pup you find for sale is really a scam to steal your heart and your money.Penny Lloyd wanted to buy her kids a Yorkshire Terrier puppy -- a Yorkie -- for their home this Christmas."It was going to be a Christmas gift," she said.She found an ad on Facebook offering discount puppies."I saw this advertisement on Facebook, and I opened up the app and it said 'Yorkies for sale, half price, originally ,400 on sale for 0.'"It was a great price; so, she messaged the seller."I did, but I never got any response," Lloyd said.It's probably a good thing she never heard back, according to the Better Business Bureau, which says there is a good chance it was a scammer who would have asked for a deposit.That is what happened to Jo Standridge last year. She wired 0 via Western Union to a website -- now gone -- called Best Mini Shnauzers.com.That was the end of the seller, and of her puppy dreams."I tried to text him numerous times after that," she said. "Called him, couldn't get through. That was the end of the communications. Nothing."Puppy scam worsens during pandemicThe puppy scam has been around for more than five years, but the BBB says this year it's getting worse because so many people want either a "pandemic puppy" or a holiday puppy.Sara Kemerer of the Better Business Bureau said real puppy photos get reposted at counterfeit websites."It's very easy for scammers to steal a video or picture of a pet from the internet to make the pet seem real," she said.But the pups are always out of town, and the seller will ask hundreds of dollars for shipping and insurance.Once you wire them the money, they and their ad disappear.How to protect yourselfSo what can you do? Kemerer says ask for video of the seller with the pup. Ask them to hold it up in front of their phone."You can ask the breeder to do a video call using FaceTime, Zoom, or Skype to see if that pet is actually real," she said.Chances are Penny Lloyd's Yorkie seller would have refused, because he never had any puppies.Warning signs include:The dog is out of town, and you cannot see it in personThe breeder needs to ship it to youThe breeder needs money for shipping and insuranceThe seller will not take a credit card (where a fraudulent charge can be disputed)The seller cannot do a Zoom or Facetime video with you where he is holding the puppy (because he has no puppy)The best way to avoid a puppy scam is to shop local and avoid any puppy that has to be shipped to you.Or better yet, adopt an unwanted dog so you don't waste your money.__________________________Don't Waste Your Money" is \a registered trademark of Scripps Media, Inc. ("Scripps").Like" John Matarese Money on FacebookFollow John on Instagram @johnmataresemoneyFollow John on Twitter (@JohnMatarese)For more consumer news and money saving advice, go to www.dontwasteyourmoney.com 3133

Stores across the country are starting to advertise and display back-to-school sales. From electronics to clothes, the National Retail Federation is tracking buying trends as the new school year approaches."Parents may not know how their children are attending classes, whether it’s in-person or online, a mix, and that is certainly reflected in how people are shopping right now. So, when we did our study in early July most consumers did not know what they needed to buy yet," said Katherine Cullen, the Senior Director for Industry and Consumer Insights at the National Retail Federation. She says there's a lot of uncertainty surrounding the upcoming school year and most consumers are hesitant to buy back to school supplies right now, but many already have plans to spend more."For grade school and high school shoppers it is over 0 on average which is about 0 more than last year. So, some of that is definitely being driven by this current environment and it's shaping how people are planning to buy right now," said Cullen. Cullen says consumers will likely spend more than last year on school supplies and just as much on new clothes. She said there are some things kids need no matter where they learn. "Kids keep growing even if they're not going to school in person, they will likely still need some new items."But the big ticket items families will be spending money on is electronics. "We are certainly seeing that many families, over half, are expecting there will be at least some online learning component and as a result they're planning to make some extra purchases around that: laptops, computers, head phones and speakers are a big component of that," said Cullen.The National Retail Federation says grade school and high school shoppers plan to spend more on average on electronics. Amy Cunningham, a parent in South Carolina, says her family decided to purchase two laptops to help their children with online remote learning this fall. This past spring, the children shared their parents' computers. "Having to juggle the kids’ distance learning with what we were doing was hard so we knew if we were going to do it this year, which was our plan, that we were going to need to get additional laptops," said Cunningham. Cunningham says she likely won't need many other school supplies and doesn't anticipate needing to buy new clothes for the school year."I’d probably get notebooks and stuff like that just because we don’t have a lot of that sitting around. Clothes, no. They live in their play clothes at home now so there’s no point really," says Cunningham.As for how parents will be back-to-school shopping this year, for many, gone are the days of traditional in-store browsing. The National Retail Federation says 40% of families will only be back-to-school shopping online. 2827

STORY - One of the two girls who was molested by a La Jolla realtor faced the child predator at his sentencing Friday. Donald Hickey received a 25-years-to-life term as part of his plea deal in five felonies. In July, Hickey admitted to lewd and lascivious acts with a child and possession of child pornography. Prosecutors said the molestations occurred between 2009 and 2012. Hickey was caught thanks to a cyber tip submitted to the National Center for Missing and Exploited Children. Hickey apologized to his victims in court in August, saying “I’m sorry for everything that's happened. I take responsibility for it and I hope they do heal from it.'' ``No teenager should be in a situation where they sit down and think about what they're going to say to a pedophile,'' one of the girls said after Hickey pleaded guilty. ``No parent should have to decide whether or not to tell their child that they have been assaulted. I hate that you put my family in that position.'' City News Service contributed to this report. 1027

The American Automobile Association (AAA) expects at least 34 million less people will travel this holiday season than last year due to the ongoing COVID-19 pandemic.Public health concerns and travel guidance are influencing decisions not to travel during a time when people often take vacations. The Centers for Disease Control and Prevention (CDC) is urging Americans not to go anywhere for the holidays this year, warning that it could increase your chance of getting and spreading COVID-19.Still, AAA projects as many as 84.5 million Americans may travel from Dec. 23 through Jan. 3, a decline of at least 29%.As for methods of travel, AAA says most Americans who do go somewhere in the next few weeks will do so by car, with road trips accounting for 96% of holiday travel. Up to 81 million Americans will travel by car, a decline of at least 25% compared to last year, according to AAA.As has been the trend this year, far less people will fly this holiday season. AAA says as many as 2.9 million travelers are expected to book flights for the holidays, a decline of nearly 60% from 2019.For those who do choose to travel despite the risks, it’s important to take steps that can help keep yourself and others safe.AAA says to plan ahead by checking with state and local officials along your route and at your destination to learn about local guidance and any restrictions in place. That includes what’s expected of you when you return home. Many places require COVID-19 testing prior to and after travel.The CDC recommends taking a COVID-19 test one to three days before travel and another three to five days after travel, in addition to reducing nonessential activities for seven days after traveling.When packing, make sure you include face masks, disinfecting wipes, hand sanitizer and a thermometer. It might also be a good idea to pack water and extra snacks to reduce the need to stop along your trip.If you’re staying at a hotel, AAA recommends calling ahead to ensure it’s open and to ask what precautions are being taken to protect guests. If you’re renting a vehicle, you may want to ask about how it’s been cleaned. 2140

Swedish clothing company H&M is planning to close 250 stores next year.On Thursday, CEO Helena Helmersson said in a press release that the coronavirus pandemic had played a role in the retail chain's decision since more shoppers were buying online."More and more customers started shopping online during the pandemic, and they are making it clear that they value a convenient and inspiring experience in which stores and online interact and strengthen each other," Helmersson said.Helmersson added that sales declined 5% in September compared to the same time last year."Although the challenges are far from over, we believe that the worst is behind us and we are well placed to come out of the crisis stronger," Helmersson said.H&M has 5,000 stores worldwide. No word yet on which stores will be closing. 821