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SAN DIEGO (KGTV) - A reported threat to San Diego State University campus was deemed not credible, according to campus police.University police were told of a person making "incoherent threats" on campus Thursday morning. Responding officers made contact with the individual, detained the person, and determined the threat was not credible, police said.The person never posed a threat to the campus or community, police clarified.RELATED: City of Poway debuts hotline to handle school threat reportsOfficers said the individual was removed from campus and they are not affiliated with SDSU.There have been at least 20 school threat investigations in San Diego County since the Parkland shootings on February 14.  740

SAN DIEGO (KGTV) – A growing number of San Diego companies are offering a low-cost healthcare plan for their employees. However, those employees have to go to Mexico for services. “It's cheap. It's easier,” says Alejandra Martinez. She’s one of the employees at the Hotel del Coronado who has opted for the hotel's cross-border HMO health plan called SIMNSA, which is licensed by the State of California.“[Are you] saving like 60 to 80%?” we ask. “Oh, yes,” she responds.Christina Carrillo is the president and CEO of SIMNSA. She tells 10News, “For someone who is willing and able to cross the border and receive their healthcare, it's an attractive product for them.”RELATED: Making It in San Diego: How to save money on your prescriptionsJust like any other insurance option, a San Diego employer can offer SIMNSA to its work force. The plan provides for ER and urgent care visits in the U.S., but for everything else like routine medical care and prescriptions, employees must go to Mexico.The company has a network of providers across the border. Drivers get a medical pass to avoid long border waits. The monthly savings can be significant.“From the studies that we have, a typical U.S.-based plan for a fully insured HMO product will charge over ,000.00 for a family to receive healthcare coverage. SIMNSA is about 0.00.”RELATED: Making It in San Diego: What you should know about traveling with prescription drugs, medications10News reached out to the Medical Tourism Corporation, which says the Mexican government maintains an online database of accredited hospitals and licensed doctors. SIMNSA tells 10News that its doctors belong to the National College of Physicians. SIMNSA is building a new, private hospital in Tijuana.“The facilities that we own are first class,” says Carrillo.Several San Diego hotels, casinos and restaurants are offering the option to their employees. Currently, the plan is only open to Mexican nationals. That means you must have been born in Mexico, have a parent who was born in Mexico or you are married to a Mexican national.RELATED: San Diegans saving money on plane tickets out of the Tijuana Airport amid concerns over securityAlthough the plan is not eligible to non-Mexican nationals, SIMNSA says anyone can pay out of pocket to visit their doctors and facilities in Mexico.Martinez lives in Otay Mesa during the week and Tijuana on the weekends.Carrillo adds, “A lot of [members] reside here and a lot of them reside in Tijuana, cross into the United States to work, and then cross back home to receive their healthcare.” 2582

SAN DIEGO (KGTV) – A man suspected of causing serious injuries that left a man in a coma-like state for nearly four years before his eventual death was arrested earlier this month, San Diego police announced Tuesday.San Diego police said 42-year-old Manuel Lopez was identified by investigators as the suspect in the death of Allen Stokes and was taken into custody on Sept. 3, on suspicion of murder.On March 12, 2016, Stokes was found unresponsive in an apartment building in the 7100 block of El Cajon Boulevard. Stokes was taken to the hospital for treatment, but his condition never improved.According to police, Stokes “remained in a conscious, yet unresponsive state, until his death” on Nov. 8, 2019.The San Diego County Medical Examiner’s Office determined Stokes’ death “was the result of injuries received in March of 2016.”Stokes was 67 years old at the time he was injured. He was 72 years old when he died, police stated.After Stokes’ death was determined to be a homicide, investigators gathered evidence and spoke to those who knew the victim and eventually identified Lopez as a suspect in the case.Police said Lopez was booked into County Jail following his arrest.During Lopez's Tuesday afternoon arraignment, Deputy District Attorney Mary Naoom alleged a mallet was used in the killing.In entering his plea, Lopez told San Diego County Superior Court Judge Peter Deddeh, `"`I'm innocent."Lopez was ordered held on million bail and a bail review hearing was set next week in his case.Anyone with information on the case is urged to contact SDPD’s Homicide Unit at 619-531-2293 or Crime Stoppers at (888) 580-8477. 1643

SAN DIEGO (KGTV) -- A new study by Zillow shows that homebuyers with lower credit scored pay more for the same homes than buyers with excellent credit scores.According to Zillow, borrowers with excellent credit scores could get a mortgage with a 4.5 percent annual percentage rate.Borrowers with a fair credit score could get a 5.1 percent rate. Over the lifetime of a 30-year mortgage, that means a buyer with a fair credit score may end up paying an additional ,000 over the lifetime of the loan.In San Diego, where the median home value in March of 2018 was 5,300, Zillow estimates that homebuyers with fair credit will pay ,000 for the same home.The difference is only amplified in more expensive markets, Zillow says. In addition, the penalty for lower credit scores tends to be higher."When you buy a home, your financial history determines your financial future," said Zillow senior economist Aaron Terrazas. "Homebuyers with weaker credit end up paying substantially higher costs over the lifetime of a home loan. Of course, homeowners do have the option to refinance their loan if their credit improves, but as mortgage rates rise this may be a less attractive option."Zillow says that even if homeowners don’t pay the full 30-year term on a loan, the annual cost of a lower credit score can still add up to 0 a year. 1346

SAN DIEGO (KGTV) - A man says his car was stolen while he was picking up a delivery order from a Subway in Clairemont. Luis Riveramerced said he was working for Postmates, a food delivery app, on Tuesday when he stopped at the Subway in Clairemont Town Square.“All I had to do is grab the bag and take off,” he said.So he felt comfortable leaving his car running, expecting to be in and out in a few seconds.“If I know it’s pick-up only, then I'll let my car run. I’ll just grab it,” he said.But while he was inside, he noticed part of the order was missing. As he was waiting for the order to be fixed, surveillance video captured a man peeking into the store, getting in his car and driving away.“I was like wow,” he remembered thinking when he went back outside. “I wasn’t expecting somebody to jump in my car right in front of me and take off like that.”He called the police but by the time they got there, the driver was long gone.“You put a little bit of trust and now I will never do that again,” said Riveramerced.A Navy veteran, he said he’d been working for Postmates for a few weeks. He is now using his mom’s car to continue delivering orders.Anyone with information is urged to contact the San Diego Police Department. 1239

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