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The number of people unable to make house payments on time has reached a nine-year high, according to a recent analysis of the data.Mortgage delinquencies were at 8.22 percent of all loans for the second quarter of 2020, says the Mortgage Bankers Association.At the end of June, an estimated 4.2 million Americans were on a forbearance plan, meaning they have an agreement with their mortgage lender to delay foreclosure."The COVID-19 pandemic's effects on some homeowners' ability to make their mortgage payments could not be more apparent. The nearly 4 percentage point jump in the delinquency rate was the biggest quarterly rise in the history of MBA's survey," said Marina Walsh, MBA's Vice President of Industry Analysis in a press release. "The second quarter results also mark the highest overall delinquency rate in nine years, and a survey-high delinquency rate for FHA loans."FHA, or Federal Housing Administration, loans are designed for low-to-moderate income borrowers and require a smaller down payment when purchasing a home. The survey found 15.65 percent of FHA loans were delinquent in the second quarter of 2020. That’s the highest rate since the Mortgage Bankers Association began keeping records in 1979.The survey asks loan servicers to report any loan that is not paid back according to the terms in the agreement.The high rate of mortgage delinquencies appear to be connected with availability of jobs. The five states with the largest increases in delinquency rate were New Jersey, Nevada, New York, Florida and Hawaii; all states with a high number of leisure and hospitality jobs that are now in flux because of the COVID-19 pandemic. 1669
The NFL announced Monday evening that it has officially canceled its entire preseason schedule as the league prepares for the start of training camp.The announcement comes after the league and players reached an agreement late last week on health and safety procedures amid the COVID-19 pandemic. Among them, players have the ability to opt out of the upcoming season due to coronavirus concerns.Unlike the NBA, MLS and NHL, the NFL currently plans on games in home venues.As the aforementioned leagues have kept players in so-called “bubbles,” the MLB has been holding games in home stadiums. But on Monday, several MLB contests were called off after an outbreak of COVID-19 cases were reported among Miami Marlins players. It’s unclear how many games will be forced to be suspended, but guidelines call for those who come in close contact with confirmed COVID-19 patients to quarantine for 14 days. MLB has not said if the rest of the Marlins roster will be forced to sit out for two weeks.“In the months since the COVID-19 pandemic turned the world upside down, we have navigated the time carefully, thoughtfully and in partnership with the NFL Players Association with a shared goal of playing a healthy and complete 2020 season,” NFL commissioner Roger Goodell said in a statement. “This process has not been easy -- COVID-19 will continue to present a major challenge to nearly every area of American life. Football is no exception.”The preseason generally consists of four games per team, which span through the month of August. While the games are largely unimportant for teams as a whole, they serve as a proving ground for players fighting for roster spots.. 1676

The moves are still, sharp, and strong. Similar and yet so different than the moves these students used while serving our country. In this class the yoga students are all veterans. And these poses have helped them with much more than flexibility."My post traumatic stress was going so fast," says William Walls, a Marine who served in Iraq. "You accept the fact that possibly every day you could die, that's really what it is."And his transition back to civilian life, wasn't so easy. "I ended up spending a little bit of time in jail," Walls recalls. "Had a drinking problem and I didn't realize it was a problem. And yeah and it's just been, it was hell."He tried medicine, therapy and was still battling depression when he received an unexpected recommendation."My therapist kept saying hey why don't you try yoga," Walls remembers. "And I'm like no that's for other people. I'm a big bad tough marine. I don't need yoga."He eventually tried it, and can still remember his first class. "I just started to cry," Walls says. "And I don't even know why I started to cry just something was released inside of me. Something was letting go and I realized like I like this. I like this a lot. This is better than drugs and alcohol."Now Walls is not only a yoga student, but is becoming a teacher through this program, called Comeback Yoga. Everyone in the organization is a volunteer. And co-founder Margot Timbel says every veteran, no matter their level, is welcome."Don't be intimidated if you think yoga is for flexible people or that yoga is for people who have to be able to stand up and get up and down off the mat all the time," Timbel says. " Yoga is for every body and everybody."Now these veterans are experiencing a camaraderie of a different kind."They have experienced the same things you have and may even have the same problems," says veteran Curtis Schaub.And they are hoping more who sacrificed to serve will join them on this unexpected path.The Comeback Yoga classes are free for veterans and their family members. 2043
The plastic ball recovered in the lower Niagara River that Kirk Jones intended to ride over Niagara Falls while holding his pet boa constrictor named "Misty." Jones' body was found months later in the lower river. It is unknown if Jones ever successfully got into the ball with the snake or if he fell out of it into the water. 336
The porn star known as Stormy Daniels threatened to call off a nondisclosure agreement with President Donald Trump's lawyer weeks before the election, The Washington Post reports, citing an email from Daniels' lawyer obtained by the newspaper.Trump's personal legal counsel, Michael Cohen, agreed to pay the woman, whose real name is Stephanie Clifford, reportedly in exchange for her silence about an alleged affair she had with Trump several years prior.But according to the Post, an email from Clifford's lawyer, Keith Davidson, on October 17, 2016, shows Clifford's lawyer threatening to end the nondisclosure deal. At that point, the payment had not arrived, the newspaper said.Shortly after, a second email to Cohen from Davidson obtained by the newspaper said: "Please be advised that my client deems her settlement agreement canceled and void."Ten days after those emails, another email shows Daniels received a 0,000 payment, according to the Post.Cohen admitted last month to making the payment, saying in a statement that the exchange was a "lawful" "private transaction" in which he used his "own personal funds," and "was not a campaign contribution or a campaign expenditure by anyone.""Neither the Trump Organization nor the Trump campaign was a party to the transaction with Ms. Clifford, and neither reimbursed me for the payment, either directly or indirectly," Cohen said.Cohen reportedly set up a private LLC shortly before the 2016 presidential election to pay Clifford, following an alleged July 2006 sexual encounter with Trump, The Wall Street Journal reported in January.After the initial reports of the payment, Cohen said in a statement that Trump "vehemently denies" any encounter between the two."Just because something isn't true doesn't mean that it can't cause you harm or damage," Cohen's latter statement said. "I will always protect Mr. Trump."Clifford's manager also said last month that Clifford now believes Cohen voided the non-disclosure by admitting to the payment."Everything is off now, and Stormy is going to tell her story," said Gina Rodriguez, Clifford's manager.The-CNN-Wire? & ? 2018 Cable News Network, Inc., a Time Warner Company. All rights reserved. 2217
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