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It's no secret that this is a challenging time for many, and the insurance industry is reacting to the new world we're in as a result of COVID-19.They're implementing everything from rebates and refunds to new policies.As many aspects of life are different now, motorists are traveling less and getting in fewer accidents. Recent events have also caused an increased interest in life insurance.“More customers are considering life insurance (as) an opportunity for us to help them recover from the unexpected around COVID,” says Kristyn Cook, senior vice president of agency marketing at State Farm Insurance.Interest in life insurance is swelling across the nation and being noticed industry wide. The Insurance Information Institute helps people understand insurance and what it does.Insurance Information Institute director Janet Ruiz said COVID-19 got people thinking.“I think they’re concerned and thinking about mortality and illness in the world,” Ruiz said. “It’s always important to have life insurance but sometimes people are so busy, they’re not paying attention to these types of needs they have whereas right now they’re looking at their financial picture and thinking, ‘Hey, I should have life insurance for my family and make sure they’re taken care of if something happens to me.’”And she says they have more time to prepare for catastrophe.For State Farm, that's helping people navigate what could happen in your region."There are very real significant risks relative to wildfires in California or hurricanes in Florida, or storms in general,” Cook said. “One of the things we pride ourselves on not just helping people recover when something happens but how to help them think about risk mitigation on the front end.”Cook says State Farm's 19,000 agents across the country are talking to clients about how to protect your home. Things like taking inventory, reviewing what kind of coverage you have and what you can do to structurally to protect your home. These are things, that before COVID-19, people would push off for a later date.“People are home and they have more time sometimes to think about the what if scenarios and that intersects with our reach out by our agents to say how can we help you," Cook said.Another big change is automotive coverage. Auto insurance customers policy should check their policies and reach out to their agents. Companies are sending refunds or rebates to customers due to changing driving habits.“We call it good neighbor relief program,” Cook said. “Payment flexibility, options relative to providing relief, we announced a dividend, a return of value to customers to the tune of billion recognizing they are doing less driving and there are fewer accidents.”Some are beefing up homeowner and renter policies, again, thinking about things as they're home and reviewing their properties.“If there’s a water leak, they’ll detect it quickly and get it fixed and they’re not having as much theft because they’re around the house and so you don’t have the thieves coming in while you’re at work,” Ruiz said.She also said most agencies are allowing you to put off payments for a month or two if you need a financial break. State Farm realizes that looks different for every customer and their unique situation. 3275

In the most direct confrontation between Israel and Iran to date, the two regional enemies exchanged fire for hours during a volatile night in the Golan Heights.The extended barrage of fire comes amid soaring tensions between Israel and Iran, two rivals battling for regional influence, and less than two days after the United States withdrew from the deal to curb Iran's nuclear program.Israel said more than 20 rockets were launched by Iranian forces in Syria towards Israeli-claimed territory late Wednesday, often criss-crossing across the clear night skies. A number of those rockets were intercepted by Israel's Iron Dome aerial defense system, resulting in bright and sudden explosions.Iran's leaders have not yet issued a response to the Israeli accusations or the military strikes, but if confirmed it would be the first time Iranian forces have fired rockets directly at Israeli forces.Israel retaliated with what appeared to be surface-to-surface missiles, and Syrian anti-aircraft batteries hosed the sky with fire in an effort to intercept them. Thunderclaps of Israeli artillery fire reverberated across the frontier between Syria and Israel, with the faint sound of impact echoing back moments later.All night, drones buzzed overhead, heard but not seen in the darkness.In a statement delivered shortly after midnight Thursday, a spokesman for the Israel Defense Forces pinned the blame for the rocket fire on the Quds Force, an elite division of Iran's Revolutionary Guard, which has forces in Syria and is often seen as the face of Iran's regional ambitions.Lt. Col. Jonathan Conricus said the rockets, which were targeted at front-line Israeli military positions in the Golan Heights, were all either downed by aerial defense systems or fell short and landed in Syria.Conricus said Israel responded by successfully hitting dozens of Iranian targets in Syria in what he described as "the largest operation against Iranian targets" in years."Israel has hit almost all of Iran's infrastructure in Syria," Defense Minister Avigdor Liberman said Thursday morning. "If it will rain in Israel, there will be a biblical flood on the other side." He reiterated Israel's stance that this latest offensive was not an ongoing operation."This is not a vast victory or the battle of Stalingrad. It's limited to us and the Quds force in Syria," Liberman said.On Wednesday night, state-run Sana TV, in southern Syria, carried reports that Israel had fired several missiles at the city of Baath in Quneitra, none of which resulted in casualties.A short time later, Syrian state-run media reported that while dozens of "hostile" Israeli missiles had been intercepted in Syrian airspace, at least two others had hit an ammunition depot and destroyed a radar site.The targets included rocket launchers, intelligence posts, military command posts, and weapons depots. No Israeli fighter jets were hit in the strikes, but Conricus said they came under heavy anti-aircraft fire. He added that "ground assets were also used to strike into Syria." 3048

INDIANAPOLIS — A member of Congress has introduced a bill taking aim at protesters. The "Support Peaceful Protest Act," introduced by Indiana Rep. Jim Banks, would ban protesters convicted on crimes such as violence, looting, or vandalism from federal unemployment assistance. It was introduced on August 28, following several nights of demonstrations in Kenosha, Wisconsin. Protesters would also be held financially liable for the cost of federal policing.In a press release, Banks said:"Antifa thugs are descending on suffering communities, disrupting peaceful protests and leaving violence, looting and vandalism in their wake. They turned Milwaukee, Seattle and Portland into warzones, and now they're moving the chaos to Kenosha, Wisconsin. Who knows which community is next?"The bill is not expected to move in Congress. While the 0 federal boost to unemployment ended in July, some states, including Indiana, have opted in to an extra 0 in federal assistance. This story originally reported by Konah Williams on wrtv.com. 1043

INDIANAPOLIS, Ind. (WRTV) -- A woman who comforted a college student during her last moments after being struck by a school bus Monday hopes her family knows everyone did all they could for her.Fatima Hassuneh, 18, was crossing the street at the intersection of University Boulevard and New York Street on the Indiana University, Purdue University of Indianapolis campus around 1:30 p.m. Monday when a bus attempting to make a left-hand turn struck her.School officials said the bus was under contract with Indianapolis Public Schools, but owned by Durham Transportation. Witnesses and college officials say Hassuneh had the right of way.PREVIOUS | IUPUI?student struck, killed by school busHassuneh was a pre-med student who aspired to become a doctor, according to a post by the college's Muslim Student Association. “Fatima, an aspiring doctor, was a sophomore in biology and was known for her kind heart and sense of humor,” the Muslim Student Association wrote. “She was a gift among us and has returned to her Lord. She was very active in our community and would often lead interfaith events. May Allah allow her to continue to reap the benefits of those deeds.”At the time of the crash, Alysa Schultz and her boyfriend were sitting at a red light at the very same intersection. She told WRTV that as soon as she saw what happened, her boyfriend started calling 911 while she rushed to check on Hassuneh.“As I was kind of kneeling there next to her, all she was doing was just holding her hand out, so I just grabbed it and held onto it,” Schultz said. “People were getting mad, saying, ‘Don’t touch her. Don’t move her.’ But at the same time, that one little bit of humanity – just hold on to her hand – that’s probably all she wanted.”Schultz said she didn’t know Hassuneh – but that her friends and classmates have messaged her since telling her what a wonderful person she was.“I had a lot of people message me on Facebook saying how awesome of a person she was and how beautiful and smart and driven and how involved she was,” Schultz said. “I really wish I would have known her.”Schultz, a former Indiana University student herself, said she hopes Hassuneh’s family can take some comfort from all of the efforts made to save her.“I hope that her family knows that there were six people calling the police, four people running around the corner to grab any police who were nearby,” Shultz said. “Everybody was stopping and blocking off the road so that no one could come near the situation. Everyone at IUPUI was like a family doing everything they possibly could for her, and I really hope that’s comforting to the family.”An Islamic funeral prayer, a janaza, was planned for Tuesday night for Hassuneh at the Alhuda Foundation in Fishers. As of Tuesday afternoon, police were still investigating the crash. 2847

It seems there are apps to do almost anything--bring you food, run your errands, pick you up and more. Now, a new startup called Yoshi will send someone to fill up your car with gas. With all the apps that aim to make your life more convenient, it poses the question-- are we just becoming lazier?“Folks will choose the path of least resistance when faced with two choices, you will usually do or almost always do what’s easiest,” says MSU Denver marketing professor Darrin Duber-Smith.It seems the only finger lifting we have to do is a few taps on a screen to get what we want. We have Uber and Lyft for when you need a ride. If you want food delivered straight to your door, you can use Door Dash or Postmates. And, now there is even an app that will have someone stand in line for you at the DMV. That company is YoGov, and they are based out of California.  910