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At this point, it might be inevitable. Some of you will have your identities stolen.Nearly half of Americans had their personal information exposed during a breach at Equifax, the company announced last week.And it's just the latest hack. Sensitive data on about 80 million Anthem customers was accessed in 2015.These breaches are some of the worst because the information stolen (names, Social Security numbers, addresses) can be used by an imposter to open accounts in your name, steal your tax refund or your Social Security check."This is a goldmine of information for a thief," said Chi Chi Wu, an attorney at the National Consumer Law Center.When your credit card number is stolen, it's easier to fix. You call the credit card company to close the card and get a new number. In most cases, you won't be responsible for the charges. Some of the victims of the Equifax hack did have their credit card numbers exposed. Equifax will notify you in the mail if this is the case.But the credit rating bureau won't notify you directly if you're one of the 143 million people whose more sensitive information was stolen. You must go online to EquifaxSecurity2017.com to find out.First of all, don't panic. If your information was compromised, it does not mean your identity was stolen. There are some steps you can take right now, like placing a freeze on your credit reports, to help prevent it from happening.And even if everything seems fine now, you should also continue to keep a close eye on your accounts and credit reports because your identity might not be stolen right away.If you do find out that someone has created a new account in your name, you'll have to prove that you didn't open the account and you might have to clear bad debt information from your credit report.It could be a long, messy process. Here's where to start:1. Go to IdentityTheft.gov to file an identity theft reportThis is important because it will provide you with a document you'll need to send to other businesses where fraudulent accounts were opened -- not because the government will start investigating your personal case.The form asks you questions about who you are and what accounts were impacted. It doesn't ask for any other documents or even your Social Security number, said John Krebs, an attorney at the Federal Trade Commission.The website will also provide you with a recovery plan after you submit the information. The plan will vary depending on what kind of accounts were created or hacked.2. Put a freeze or fraud alert on your credit reportsYou can request the three credit rating agencies to freeze your credit. This will prevent anyone from opening additional new accounts in your name. You'll have to request to lift the freeze if you want to open a new line of credit yourself. There are usually fees to freeze and unfreeze that vary by state, but generally range between and .If this is too much of a hassle, you can put a free fraud alert on your credit reports instead. This will require creditors to take additional steps to verify your identity before issuing credit.The fraud alert usually lasts for 90 days and can be renewed. But after you fill out the identity theft report online, you can request an extended fraud alert that stays on your credit report for seven years.3. Request, in writing, to close fraudulent accountsContact the fraud department (not customer service) at each business where a new account was opened in your name to explain that someone stole your identity and request that the account be closed.The FTC provides a sample letter you can use to dispute these accounts. Include a copy of your identity theft report. In some cases, the creditor may also ask for a police report, which you must file with local law enforcement first."The creditor will have a higher tendency to believe you if you have the police report," Wu said.Ask the business to send you a letter confirming that the fraudulent account isn't yours, that you aren't liable for it, and that it was removed from your credit report.Under most state laws, you're not responsible for any debt incurred on fraudulent new accounts opened in your name without your permission, according to the FTC.4. Dispute any fraudulent information on your credit reportIf a thief uses your identity to create a new credit card account, for example, it will end up on your credit report. But you have no control over that account. If the imposter doesn't pay the bills, it can seriously hurt your credit score.You'll need to write to each of the three credit rating agencies to request that they remove the incorrect information.The FTC provides a sample letter you can use to explain the situation.You should hear from the agencies in about 30 days on how they are handling the dispute, Wu said.5. Prevent future fraudOnce you've cleared up the situation, remain vigilant. Just because you've reported an incident of identity theft, it doesn't mean it won't happen again.Keep a close eye on all your statements. Consider enrolling in a credit monitoring and theft protection service. If you've already frozen your credit reports, you'll have to temporarily lift the freeze in order to enroll in a monitoring service, according to the FTC.You should also try to file your taxes as early as possible next year -- before someone else tries to use your Social Security number to steal you return, suggests the Massachusetts Attorney General.In addition to your Social Security number, Equifax says that your driver's license number may also have been exposed. In some states, you can ask the Department of Motor Vehicles to place a flag on your license number. This will alert law enforcement to be extra careful identifying a person they pull over, according to the Identity Theft Resource Center. 5795

Authorities in Costa Rica say that a body has been found on the Airbnb property where missing Florida woman, 36-year-old Carla Stefaniak, was staying.Costa Rica's Judicial Investigation Agency (OIJ) tells WFTS that the body was buried in a mountainous area located in the back of the property, less than 200 feet away from where Stefaniak had been staying. OIJ agents had been searching the area with specialized dogs. At this time, authorities have not been able to confirm that the body is Stefaniak.In Spanish, Walter Espinoza, the director general of the OIJ said, “the body was in a state of decomposition but the preliminary observation does verify the body is a woman.”In a press conference on Monday, Espinoza said that biological fluids consistent with blood were discovered inside the Airbnb property. The blood has been sent to labs for testing.The body cannot be positively identified by officials until an autopsy is performed.Stefaniak hasn't been seen or heard from since Tuesday, November 27. She traveled to Costa Rica with her sister-in-law, April Burton, on November 22 to celebrate her birthday. Burton flew back on November 27. Stefaniak had plans to return to the United States on November 28, bound for Florida, but never arrived for her flight. She checked into her Airbnb, located at Calle Hoja Blanca in San Antonio de Escazú, for one night on November 27. According to Burton, the last thing they knew about Stefaniak was that she was inside that Airbnb on the night of November 27. The last time Burton spoke to Stefaniak, she told her that it was raining crazy and the power went out. She continued with, "it's pretty sketchy here," according to Burton.The final photograph Stefaniak sent family members was from inside the Airbnb. Family members shared the image with WFTS, seen below.</p><p>"The guards (at the apartment complex that housed the Airbnb) told us that she left at 5 in the morning with all of her bags and got into an Uber. She wouldn’t do that, her flight was at 1:30 p.m. She’s never been early for anything in her life she wouldn’t leave to go to the airport at 5:30 a.m.," Burton said.The Airbnb listing for "Villa Buena Vista" has since been removed from Airbnb's website.WFTS spoke to Airbnb officials, who say they have reached out to Carla's family as well as the FBI, OIJ and the local embassy.Stefaniak's brother flew down to Costa Rica on Friday to search for his sister. Her father flew down to Costa Rica on Monday afternoon.This is a developing news story and will be updated as more information becomes available. 2718

AZUSA (CNS) - A 36-year-old homeless man, who authorities believe to be violent, is wanted by authorities for questioning Friday evening "in connection to starting" the 1,500-acre fire burning in Azusa, which investigators have determined to be arson.Osmin Palencia's last known residence is an encampment in the Azusa Canyon Riverbed, near the start of the Ranch 2 Fire, according to the Azusa Police Department.The Ranch 2 Fire was reported about 2:45 p.m. Thursday near North San Gabriel Canyon Road and North Ranch Road, according to the Azusa Police Department and Los Angeles County Fire Department, which called in a second- alarm response.A witness who lives in a riverbed near Mountain Cove told NBC4 an argument between two homeless men sparked the fire."There were two gentlemen in the back (of a homeless encampment) fighting and they were arguing over a bike and one guy said he'd burn the other guy out, and things got escalated to where the fire started," evacuee Jimmy Pockets told the station."Ran over to try to put it out but it just took off so quick."The blaze was 0% contained and had blackened about 1,500 acres as of 4:50 p.m. Friday, according to the Angeles National Forest. Fire officials had initially reported the blaze burned 2,500 acres, but firefighters updated the number after they "were able to more accurately assess fire size and map the area after the smoke inversion lifted" Friday afternoon.Residents in the Mountain Cove area of Azusa were allowed to go home Friday morning after evacuation orders were lifted because the blaze, re-named the Ranch 2 Fire, was no longer burning toward homes, according to Daniela Zepeda of the U.S. Forest Service."Firefighters did a really good job securing the perimeter of the fire closer to homes," Zepeda said. That is despite having an army of just 100 firefighters and waiting for reinforcements.Winds had calmed down to 5-10 mph with gusts up to 15 mph and relative humidity was 31% but extreme temperatures of 105-108 degrees were forecast, Zepeda said.Visibility in the area is a quarter-mile to a half-mile due to smoke, which makes it hard to get people to the remaining flames and the remaining fire is on terrain that is steep and difficult to access, she said.The name of the blaze was changed from the Ranch Fire to the Ranch 2 Fire to avoid confusion with the November 2019 Ranch Fire near the Mendocino National Forest and the July 2018 Ranch Fire that was part of the Mendocino Complex Fire, Zepeda said.Anyone with information about Palencia's whereabouts was encouraged to contact the Azusa Police Department at 626-812-3200. 2628

AURORA, Colo. — When a fawn found itself in the basement foundation of a home under construction, it was firefighters to the rescue. On Sunday evening, residents in a southeast Aurora, Colorado neighborhood called on three of their neighbors, who happened to be off-duty members of South Metro Fire Rescue and the Thornton Fire Department, to rescue the young deer. When it was first lifted out of the basement foundation, it ran to the edge of the property and tried to squeeze through metal fencing, but couldn't fit. The firefighters gave the animal another boost over the fence and it bounded away, said a spokesperson with SMFR.  692

As we inch toward another national election, it may seem that bridging social, economic and political division is insurmountable. But one artist has spent years bringing people together with a message of reconciliation.Rich Alapack is the founder of “We All Live Here”, a project that aims to build unity through community partnerships and public art installations.For the last five years, he’s been spreading his message of positivity and inclusiveness through interactive murals.He’s brought together students, educators and businesses to spread the message that “we all live here.”“Income equality, gender equality, racial equality, sexual equality, the environment, all fall under the umbrella of these four really simple words,” explained Alapack.When he first began his work, he was surprised at how much the phrase resonated.“I started getting messages from people all over the world encouraging me to keep spreading this message,” he said.He created a program for schools called ACT, which stands for art, community and technology. So far, he’s worked with 110 different schools and shared the message of positive inclusiveness with almost 40,000 kids.“With this division that's happening in our society these days, you can't tell someone that they're wrong and expect them to change their mind,” said Alapack. “So, this phrase ‘we all live here’ as a phrase to respond when they hear something hateful.”Seven thousand colorful magnetic panels outside one school mural he installed will eventually have messages scribbled on the underside by eighth-graders.“Believe in yourself, and you can do it,” read Alapack from one panel.A two-year study released this past summer by Beyond Conflict, tapped brain and behavioral scientists to look at toxic polarization in the U.S. What they found suggests that the divide is more a function of perception than reality.It’s something Alapack believes we can change.“It's indisputable. We do all live here, and so, from there you can find other common grounds and repair maybe some of this divide,” he said.And whether through chalk, paint or magnetic panels, Alapack says he hopes creativity and engagement will inspire others to look beyond differences to find understanding.“Creativity is this unique superpower that humans have, and if you can get someone to do something that they don't think they can, then all of a sudden that opens their horizons to what other things they might be able to do that they don’t think they can do.” 2490