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When you sit down to do your taxes in the next six months, there are some things you need to know. There'll be a lot of changes to what you can deduct when you file your taxes next year.Elaine Espinola is one of the 150 million Americans who is gearing up to file a tax return under the new law."Sounds like I can't deduct a lot of things that we had been,” Espinola says.Shes right.Tax expert Ed Karl says the tax bill that passed last December is the biggest overhaul to the tax code in over three decades."Nothing of this magnitude since 1986,” Karl explains. 575

WILMINGTON, Del. – Joe Biden said in a speech Wednesday that his campaign believes it’s clear that they’re on track to win enough states to reach the 270 electoral votes needed to win the presidency.“I’m not here to declare that we’ve won, but I am here to report that when the count is finished, we believe we'll be the winners,” said the former vice president from Wilmington, Delaware.Watch his speech below:Biden’s remarks came around the same time that The Associated Press projected he would win Wisconsin, bringing him to 248 electoral votes as of about 4 p.m. ET. At that same time, President Donald Trump had racked up 214.“Of all the votes counted, we have won Wisconsin by 20,000 votes, virtually the same margin as when Trump won that state four years ago,” said Biden.Biden is also leading in Michigan and Nevada, but by slim margins. If he were to claim those two states as well, he would reach the crucial 270-vote threshold.“In Michigan, we lead by over 35,000 votes and it’s growing,” said Biden. “It’s a substantially bigger margin than when President Trump won Michigan in 2016.”As for Pennsylvania, The Associated Press still had Trump leading, but Biden had made steady advances throughout Wednesday.“I feel very good about Pennsylvania. Virtually all the remaining ballots to be counted were cast by mail and we’ve been winning 78% of the votes by mail in Pennsylvania,” said Biden.The Democratic candidate said it’s been a long and difficult campaign, but admitted it’s been a more difficult time for our country. He said once the election is over, he hopes to bring Americans together, despite the partisan nature of the country.“I know this won’t be easy. I’m not na?ve, neither of us are,” said Biden referring to him and his running mate, Sen. Kamala Harris. “I know how deep and hard the opposing views are in our country on so many things, but I also know this as well. To make progress, we have to stop treating out opponents as enemies. We are not enemies.”He said what brings us together as Americans stronger than anything that can tear us apart and promised to be a president to the whole country, not just those who voted for him.“The presidency itself is not a partisan institution,” he said. “It’s the one office in this nation that represents everyone, and it demands a duty of care for all Americans and that is precisely what I will do. I will work as for those who didn’t vote for me as I will for those did vote for me.”Biden stressed that every vote must be counted to determine the winner of the election. His comments were likely in reaction to the Trump campaign's lawsuits that are asking for vote counts in Pennsylvania and Michigan to be stopped, claiming lack of “transparency.” The president's campaign is also requesting a recount in Wisconsin, where Biden was narrowly declared the winner.“No one is going to take our democracy away from us, not now, not ever,” he said. “America has come too far. America has fought too many battles. America has endured too much to ever let that happen. We the people will not be silenced. We the people will not be bullied. We the people will not surrender.”Biden ended by saying that he’s confident he will emerge victorious, but it won’t just be his win.“It will be a victory for the American people, for our democracy, for America. And there will be no blue states and red states when we win, just the United States of America.” 3429

When you enter the sunset years of life, often there is reflection.Terry Criger likes to think of her former career as a school lunch lady in Arizona.“Oh, I loved it,” said Criger. “If I could go back, I would.”However, the passing of time eventually catches up to all of us.Criger’s been in an assisted care facility in Midvale, Utah for about a year and half now.“I had very high concerns that I would be put here and left, and fortunately I haven’t been,” Criger said through tears.She says if it wasn’t for her daughter, she’d be lost.“People here will ask what insurance you have and I’ll tell them that I don’t know and they need to ask my daughter,” Criger said.Criger is not alone.“It’s crazy. People just don’t know enough,” said Michelle Malais, a certified senior advisor.Navigating the world of health insurance and available services for our aging population can be overwhelming for families.“When it comes down to it, there is always a way; you just have to explore the different options and that’s where I come in,” Malais said.Malias is part of a national organization called Assisted Living Locaters, which helps families find the best options and how to pay for it.“I’m an advocate really for them,” Malais said. “It’s really important for our seniors to age with dignity.”Her introduction to the world of senior care was personal. Her mother suffered from dementia and her father struggled to offer care for her.“I’ll never forget that conversation because that was devastating to him,” Malais said. “He thought he had planned and, unfortunately, didn’t.”Now, she has made it a mission of sorts to make sure no one else is put in that position.“It’s very important to get ahead of the game,” Malais said.In most cases, that means having tough conversations with aging loved ones as soon as possible.Criger is adjusting well to her new life, and she has some advice for those willing to just roll the dice down the road.“You need to make a plan,” Criger said. “You need to plan for retirement because you never think you’re going to be, where you’re at in 20 years.” 2092

WILMINGTON, Del. — The revelation that federal prosecutors have launched a tax investigation into president-elect Joe Biden's son Hunter is now looming over the incoming administration's transition efforts.Reports Wednesday that federal authorities are investigating Hunter Biden's business in China is reviving distracting storylines and complicating the choice of an attorney general who would have to oversee a probe into Biden's son.The Associated Press has reported that Biden transition officials were considering nominating outgoing Sen. Doug Jones, D-Alabama, or Merrick Garland — President Barack Obama's nominee to replace Justice Antonin Scalia on the Supreme Court in 2016.But because Jones and Garland have longtime ties to Biden, the president-elect may choose to nominate someone else in the hopes of eliminating accusations of bias.President Donald Trump's initial public response was surprisingly muted, just a pair of tweets about a Fox News segment. But privately, he was demanding to know why the investigation was not revealed ahead of Election Day.Other Republicans, including possible presidential contenders, were anything but shy in piling on, questioning the integrity of the president-elect as well as his son. 1245

While recognizing that the 2020 presidential race has not been called yet, Democratic nominee Joe Biden said he expects to win the states of Pennsylvania and other key battleground states.A win in Pennsylvania would give Biden enough Electoral College votes to win the presidential election and become president-elect. Biden led the state of Pennsylvania by 29,000 votes as of late Friday. Twenty-four hours earlier, Biden trailed in the state, but was bolstered by mail-in voting numbers on Friday.Biden also leads in the states of Arizona, Nevada and Georgia.Meanwhile, President Donald Trump has vowed to fight the vote count in the four aforementioned states.“Joe Biden should not wrongfully claim the office of the President. I could make that claim also. Legal proceedings are just now beginning!” Trump tweeted on Friday.If the results hold, Trump would become the first one-term president since George H.W. Bush who lost in 1992 to Bill Clinton."And look at the national numbers: We’re going to win this race with a clear majority of the nation behind us," Biden said.Biden said that his transition team is not waiting to get to work.“Yesterday, Senator Harris and I held meetings with a group of experts on the public health and economic crises our country is facing,” Biden said. “The pandemic is getting significantly more worrisome all across the country. Daily cases are skyrocketing, and it is now believed that we could see spikes as high as 200,000 cases in a single day.”Biden then addressed the economy.“More than 20 million people are on unemployment. Millions are worried about making rent and putting food on the table,” Biden said. “Our economic plan will put a focus on a path to a strong recovery.”Biden concluded the speech by urging civility in politics as protests across the country continued.“My responsibility as President will be to represent the whole nation. And I want you to know — that I will work as hard for those who voted against me as for those who voted for me,” Biden said. 2024

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