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People who aren’t rich or famous typically don’t have prenuptial agreements, which are legal documents detailing who gets what in a divorce. Even ordinary folks without prenups, though, should think about how to protect their money if something goes wrong.Planning for divorce may be cynical, but it’s also smart, San Diego certified financial planner Ginita Wall says.“It’s cynical to put on a seat belt when you pull out of your garage, because you’re planning for an accident,” says Wall, who is also a certified public accountant and the author of several books including “The ABCs of Divorce for Women.” “You want to be safe if that happens, God forbid.”Marital breakups aren’t the only concern. Creditors can come after joint accounts and property if a spouse has unpaid debts or gets sued, says Carl Soranno, a family law attorney in Roseland, New Jersey.“Even if your marriage is strong, or you think it’s strong, there are events that can put pressure on it,” Soranno says.Estate planning also can be easier when at least some assets are kept as separate property. You might trust your spouse to do right by the kids after you’re gone, for example, but can you trust your spouse’s next spouse? Separate property can allow you to better control who inherits after your death.“Separate property,” by the way, is the legal term for assets such as cash, investments and real estate that you owned before you married. It also applies to any gifts or inheritances you receive during marriage.But there are plenty of ways separate property can become marital property if you’re not careful. Depositing an inheritance into a joint account can do it. So can using money from a joint account to pay taxes on separately owned investments or property. State laws vary enormously, so it can be worth consulting an experienced attorney or financial planner to find out the rules that apply in yours, says CFP Shelly-Ann Eweka, a wealth management director with TIAA in Denver.“You want someone familiar with your state laws and your situation to give you advice,” Eweka says.Here are some moves that typically help to protect what you own:Have ‘mine’ and ‘ours’ accounts 2178

OTAY MOUNTAIN (CNS) - A small brush fire that broke out on Otay Mountain was set as a signal by a man who was hurt after entering the United States illegally, an official said Saturday.Border Patrol agents interviewed a 25-year-old Mexican citizen who said he started the fire after he hurt his ankle and was left behind by a larger group he had crossed the border with, according to U.S. Border Patrol Agent Eduardo Olmos.A Cal Fire battalion chief said the blaze was set as a signal fire.The fire was reported on the mountain, which is east of Otay Mesa and just north of the U.S.-Mexico border, around 11:30 a.m., Cal Fire Capt. Issac Sanchez said.It was stopped at about a third of an acre, Sanchez said.Cal Fire took custody of the man and took him to a hospital, according to Sanchez and Olmos.Border Patrol agents will take custody of the man at the hospital and begin the process of deporting the man to Mexico, Olmos said. 939

Our hearts are broken for Carla’s family, friends, and loved ones. We reached out to provide support to them during this unimaginably difficult time. We have also been in contact with Costa Rican and American law enforcement authorities, and we are standing by to support their investigation, as justice must be served quickly. The Villa Le Mas has been removed from the platform. 388

PHILADELPHIA (AP) — President Donald Trump’s campaign has filed plenty of lawsuits in six states as he tries to upend an election he lost to Democrat Joe Biden. The strategy may have played well in front of TV cameras, but it's proved a disaster in court, where judges uniformly have rejected claims of vote fraud. The latest case ended Saturday, when a federal judge in Pennsylvania said Trump lawyer Rudy Giuliani presented only “speculative accusations” and no proof of rampant corruption in the vote. After a hand recount of nearly 5 million votes in Georgia, Biden maintained a 12,000-vote lead over Trump. The conclusion of the recount means that Biden is the projected winner of the state and its 16 Electoral College votes, according to the Associated Press.Georgia's audit is required by a new state law and wasn’t in response to any suspected problems with the state’s results or an official recount request. The Trump team has requested a recount of votes following the audit.A law school professor says the suits threaten the future of elections because so many Americans believe the claims being made by Trump's team. 1138

PANMUNJOM, Korea (AP) — With wide grins and a historic handshake, President Donald Trump and North Korea's Kim Jong Un met at the heavily fortified Demilitarized Zone on Sunday and agreed to revive talks on the pariah nation's nuclear program. Trump, pressing his bid for a legacy-defining deal, became the first sitting American leader to step into North Korea.What was intended to be an impromptu exchange of pleasantries turned into a 50-minute meeting, another historic first in the yearlong rapprochement between the two technically warring nations. It marked a return to face-to-face contact between the leaders after talks broke down during a summit in Vietnam in February. Significant doubts remain, though, about the future of the negotiations and the North's willingness to give up its stockpile of nuclear weapons .The border encounter was a made-for television moment. The men strode toward one another from opposite sides of the Joint Security Area and shook hands over the raised patch of concrete at the Military Demarcation Line as cameras clicked and photographers jostled to capture the scene.After asking if Kim wanted him to cross, Trump took 10 steps into the North with Kim at his side, then escorted Kim back to the South for talks at Freedom House, where they agreed to revive the stalled negotiations.The spectacle marked the latest milestone in two years of roller-coaster diplomacy between the two nations. Personal taunts of "Little Rocket Man" (by Trump) and "mentally deranged U.S. dotard" (by Kim) and threats to destroy one other have given way to on-again, off-again talks, professions of love and flowery letters."I was proud to step over the line," Trump told Kim as they met in on the South Korean side of the truce village of Panmunjom. "It is a great day for the world."Kim hailed the moment, saying of Trump, "I believe this is an expression of his willingness to eliminate all the unfortunate past and open a new future." Kim added that he was "surprised" when Trump issued an unorthodox meeting invitation by tweet on Saturday.As he left South Korea on his flight to Washington, Trump tweeted that he had "a wonderful meeting" with Kim. "Stood on the soil of North Korea, an important statement for all, and a great honor!"Trump had predicted the two would greet one another for about "two minutes," but they ended up spending more than an hour together. The president was joined in the Freedom House conversation with Kim by his daughter and son-in-law, Ivanka Trump and Jared Kushner, both senior White House advisers.Substantive talks between the countries had largely broken down after the last Trump-Kim summit in Hanoi, which ended early when the leaders hit an impasse.The North has balked at Trump's insistence that it give up its weapons before it sees relief from crushing international sanctions. The U.S. has said the North must submit to "complete, verifiable and irreversible denuclearization" before sanctions are lifted.As he announced the resumptions of talks, Trump told reporters "we're not looking for speed. We're looking to get it right."He added that economic sanctions on the North would remain. But he seemed to move off the administration's previous rejection of scaling back sanctions in return for piecemeal North Korean concessions, saying, "At some point during the negotiation things can happen."Peering into North Korea from atop Observation Post Ouellette, Trump told reporters before he greeted Kim that there had been "tremendous" improvement since his first meeting with the North's leader in Singapore last year.Trump claimed the situation used to be marked by "tremendous danger" but "after our first summit, all of the danger went away."But the North has yet to provide an accounting of its nuclear stockpile, let alone begin the process of dismantling its arsenal.The latest meeting, with the U.S. president coming to Kim, represented a striking acknowledgement by Trump of the authoritarian Kim's legitimacy over a nation with an abysmal human rights record. Kim is suspected of having ordered the killing of his half brother through a plot using a nerve agent at a Malaysian airport in 2017. Meantime, the United Nations said in May that about 10 million people in North Korea are suffering from "severe food shortages" after the North had one of the worst harvests in a decade.Trump told reporters he invited the North Korean leader to the United States, and potentially even to the White House."I would invite him right now," Trump said, standing next to Kim. Speaking through a translator, Kim responded that it would be an "honor" to invite Trump to the North Korean capital of Pyongyang "at the right time."Trump became the first sitting U.S. president to meet with the leader of the isolated nation last year when they signed an agreement in Singapore to bring the North toward denuclearization.In the midst of the DMZ gathering, Trump repeatedly complained that he was not receiving more praise for de-escalating tensions on the Korean Peninsula through his personal diplomacy with Kim. Critics say Trump had actually inflamed tensions with his threats to rain "fire and fury" on North Korea, before embracing a diplomatic approach.North Korea's nuclear threat has not been contained, according to Richard Haas, president of the New York-based Council on Foreign Relations. He tweeted Sunday that the threat of conflict has subsided only because the Trump administration has decided it can live with North Korea's "nuclear program while it pursues the chimera of denuclearization."Every president since Ronald Reagan has visited the 1953 armistice line, except for George H.W. Bush, who visited when he was vice president. The show of bravado and support for South Korea, one of America's closest military allies, has evolved over the years to include binoculars and bomber jackets.While North Korea has not recently tested a long-range missile that could reach the U.S., last month it fired off a series of short-range missiles . Trump has brushed off the significance of those tests, even as his own national security adviser, John Bolton, has said they violated U.N. Security Council resolutions.___Associated Press writers Jill Colvin and Darlene Superville in Washington contributed to this report. 6301

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