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It is rare that inside President Donald Trump's White House that something bipartisan can get accomplished. But that is exactly what has happened when it comes to trade. WHAT CHANGES TODAYFor nearly thirty years, NAFTA, which stands for the North American Free Trade agreement, governed trading between the United States, Mexico and Canada. It basically sets the rules by which companies needed to follow in order to avoid paying a tariff or fee to ship their product within one of those North American countries. In recent years however, Democrats and Republicans have both criticized the agreement as a reason companies moved their jobs overseas, particularly to Mexico or Asian countries. Beginning today, NAFTA is no more with the United States-Mexico-Canada Agreement (USMCA) in effect. WHAT'S DIFFERENTThe trade agreement has been read over and scrutinized by lawyers of Fortune 500 companies for months, but some of the biggest impacts affect the auto industry, the steel industry and dairy farmers. Under the agreement, in order to avoid a tariff, 75% of a car must be built in North America. 70% of the steel and aluminum in a car must also come from North America. It also demands 40-45% of the car be built by workers earning at least /hour. That last provision is key because those new wages are nearly triple what Mexico is paying it's workers right now in some instances. Dairy farmers in the United States will also have expanded access into Canada, which is something the US agricultural community has called for years. WILL IT CREATE JOBSThe White House claims this new deal will result in hundreds of thousands of jobs in the coming years. Regarding whether any new jobs are being created right now, Treasury Department spokeswoman Monica Crowley said it is too soon to tell. "Well it just goes into effect today, but we will see that going forward but the good news that we got today but the good news is that manufacturing has hit a 14 month high in the month of June," Crowley said. 2015

It's a time of love, celebration and great expense.Saturday's royal wedding between Prince Harry and American actress Meghan Markle could easily cost over ￡1 million (.4 million). Security for the event and a ceremonial escort and procession by the British Armed Forces will raise the bill significantly.So who pays for all this? It's a sensitive issue in the United Kingdom because taxpayers will ultimately bear much of the cost, specifically for securing the wedding. 480

It was back in March when cleaning items started disappearing from grocery stores, in the initial pandemic panic.Remember the runs on toilet paper? For three months, you couldn't find any.But here we are, six months later, and many items are still in short supply."Sometimes bleach, and paper towels," one grocery shopper told us. "Clorox wipes we cannot find," another said.But disinfecting items are just the beginning of the waves of product shortages that have hit during this year of COVID-19, and much of it has nothing to do with panic buying.So we checked into 10 things still in short supply, and why they remain so elusive.1. Lysol and Clorox wipesNext to hand sanitizer (which is now readily available), disinfecting wipes remain the Holy Grail of grocery items these days.But with hospitals, schools, and businesses snapping them up by the truckload, grocery shoppers will be among the last in line to get them as long as the pandemic rages.You can add Lysol, Clorox bathroom cleaner, Scrubbing Bubbles, and Formula 409 to the list, for the same reasons.2. Paper towelsUnlike toilet paper, which is now readily available, paper towels remain hard to find.Paper producers devoted the summer to increasing toilet paper production, and now there is almost too much. Some stores put toilet paper where cleaning products used to be to fill empty shelf space.But paper towels are bulky to ship, and manufacturers have not increased production as much, according to the Wall Street Journal. So don't expect much to change soon.And they are as in-demand as all cleaning products.3. Yeast and baking flourThe springtime lockdown saw millions of Americans turn to baking, and that in turn led to huge shortages of baking products. Luckily, these shortages are just about over, as we return to bakeries and restaurants.4. Canning jars and lidsWith worries of food shortages that never happened, millions of people started growing tomatoes and other vegetables that now need to be harvested and canned.The result: an uncanny shortage of canning supplies that is expected to linger through the winter. Expect to pay a lot for canning lids, especially.5. BicyclesThis may be the biggest shortage of all, next to Clorox wipes.Beth Tessler was shopping for a bike recently. But the showroom floor was empty, save for small children's bikes and high-end racing bikes, leaving her stunned by the prices."The cheapest bike we found was ,000," she said. "The most expensive was ,500."Store manager Terry Powell said mid-priced Bianchi and Schwinn bikes are on back order."Demand has been through the roof this year," he said. "A lot of people have been pulling old bikes out of barns and garages and trying to get them fixed up because they can't find the bicycle they are looking for."6. Swimming poolsJust like with bicycles, stay-at-home orders meant people needed activities to do at home. So all spring, they snapped up above-ground and in-ground pools.You now may have to wait several months to have an in-ground pool installed.7. AppliancesWhen it comes to appliances, things are not as tough as finding a bicycle. But still, if you are looking for a specific French-door fridge with two drawers and water in the door, you might have to settle for something else.Jeffrey Boggs owns an appliance shop where every day he deals with customers frustrated by kitchen appliances on back order."It started with freezers, and it's gradually getting into every appliance," he said. "Microwave, range, everything is difficult to get right now." He blames two factors: plant shutdowns this spring, and shipping delays from China.He said you can find a fridge or washer if you need one, but don't have your heart set on one particular model.With factories up to full steam again, he expects supplies to rebound this fall.8. Laptops, children's desksYou can thank remote, Zoom learning for this shortage. Inexpensive laptops and Chromebooks are very hard to find, as parents and schools snapped them up all summer.Stores predict shortages should ease by Black Friday. Until then, be careful buying from unknown web sellers.9. CoinsIf you have been Krogering the past two months, you probably have seen signs warning of a coin and change shortage, but it's more than an inconvenience.Jamie Lusk owns a laundromat. He struggles to keep quarters in stock."My customers use quarters to run these machines," he said. "And when I can't go to the bank to purchase quarters, then they can't run the machines."10. Beer and Coke cansThis one is not a current shortage that is just starting to get worse: aluminum cans are in short supply.Craft brewer Scott LaFollette is concerned about the sudden aluminum can shortage, which is forcing breweries to wait longer and pay more for their shipments."It is just in the beginning stages, so it's probably going get much worse before it gets better," he said.The good news: there is no shortage of beer, and if you don't mind glass, there is plenty of beer to drink.You might need a drink just keeping up with all the new shortages that seem to pop up every week.As always, don't waste your money.___________________________Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps").Like" John Matarese Money on FacebookFollow John on Instagram @johnmataresemoneyFollow John on Twitter (@JohnMatarese)For more consumer news and money saving advice, go to www.dontwasteyourmoney.com 5439

It’s a sight to behold. Three of the most influential men in the Confederacy--Jefferson Davis, Robert E. Lee and Stonewall Jackson-- are carved into granite that is 400 feet above the ground. It’s called Stone Mountain, and it’s the largest monument to the Confederacy in Georgia and in the world.“Under state law, this park is established as a confederate memorial,” said John Bankhead of the Stone Mountain Memorial Association.To community activist Shar Bates, she said this park has different meanings for different people. Ask Atlantans over 50. “They’ll say they were told as kids not to go to the mountain. Talk to people in their 60s or 70s, they’ll say it was a place where the klan was ignited, and if you talk to people under 40, some people love to run up there, but for most of us, it’s a reminder of white supremacy,” said Bates. “It’s a reminder that white supremacy is still going strong in 2020."As smaller monuments of Confederate leaders are torn down across the country, many wonder: should Stone Mountain be next?“The mountain does have a dark history; we don’t deny that,” said Bankhead. “We wish we could turn back the clock and change it, but we can’t, so we have to face it as it is."That dark history fostered in the 1900s by the Venable family. They owned the mountain and signed off on the carving. They were known members of the Ku Klux Klan and granted the group an easement to gather on the mountain for years.“The Venables would allow the Klan to have rallies here,” said Bankhead. From initiations to burning crosses on the top of the mountain, this site was closely tied to the group until the state bought the park in 1958.Dr. Martin Luther King Jr. even mentioned the mountain in his iconic “I Have a Dream” address saying, “Let freedom ring from Stone Mountain Georgia.”“That’s how deeply rooted the racism spurring from the mountain is,” said Bates.The carving was started in the early 1900s, but the first man who carved, Gutzon Borglum, eventually left the project to carve Mount Rushmore.The second carver, Augustus Lukeman, began on the project in 1925 and removed what Borglum had created. The funds for the project ran out in 1928 with the Great Depression. The carving remained untouched for decades.The state bought the park in 1958 and revived the carving project in the height of the Civil Rights movement. The carving was finished in 1972.The sight of the figures hang heavily over Bates’ head. She said she hasn’t been to the mountain in years. “My spirit was unsettled the first time I set foot there,” she said.Tens of thousands of people have signed a Change.org petition to remove the figures from the mountain. Bates is working with local leaders through a task force to see that change realized.“To see people who fought to continue enslaving my people turned into a hero, it makes me feel like I shouldn’t be here. It makes me feel like this government wants us to go back in history,” she said.Bankhead said this conversation of changing the memorial is an ongoing discussion. He said the Stone Mountain Memorial Association agrees the memorial is problematic and not inclusive. He said the association is now figuring out how to make the narrative of this mountain more inclusive.“It’s not like a statue,” he said. “You can’t move it, so it would present a unique problem to remove it, environmentally and financially, so the park is trying to do a better job of telling a better story that’s all-inclusive,” he said. They have not released plans of what that would look like yet, but Bankhead said it is in the works.“The best thing for them to do would be to remove the Confederate generals and replace them with civil rights leaders,” said Bates. “We are in the birthplace of civil rights."The monument and the park are protected by state law, so for any changes to be made, the state would have to sign off. Bates and Bankhead said they are committed to re-writing the story of this mountain to have a more inclusive future.“We’re not saying this will be easy,” said Bates. “Georgia owes its residents the removal of this unless they’re saying we live in a racist state. If we don’t live in a racist state, then prove it.” 4193

INDIANAPOLIS -- An abused dog that was shot and left for dead has a new lease on life after an Indianapolis Metropolitan Police Department Officer and his wife, a paramedic with the Wayne Township Fire Department decided to step in and help. Officer Tim Elliott was on patrol when he came across the dog that had been shot in the face and doused in bleach. Wayne Township Fire Department Captain Mike Pruitt says Officer Elliott and his fellow officers rushed in to help and took the pup to the emergency vet to try and save him. "Still alive and wagging his tail, Tim and Tiffany couldn't let this little guy perish at the hands of a savage criminal owner," said Pruitt. Pruitt says the couple fell in love with the pup and decided to save him. The pup, who's been lovingly nicknamed "Winks,"  will need surgery to have his eye removed as well as other medical treatments from the damage his previous owner had done, The Elliott family is raising money to try to help cover those costs which are expected to exceed ,500. "Winks now has a forever home full of love and a "brother" (Gauge) to help him through this," said Captain Pruitt. "Please help us help Tim and Tiffany in their journey to give Winks a happy home!" 1274

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