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Marc Short, the chief of staff for Vice President Mike Pence, has contracted COVID-19, according to The New York Times and Bloomberg.Pence's staff says the Vice President tested negative for the virus on Saturday.According to the Times, Pence's office released a statement Saturday night saying that even though Pence had close contact with Short in recent days, he "will maintain his schedule in accordance with the CDC guidelines for essential personnel.”The announcement came shortly after Bloomberg reported Saturday night that another one of Pence's top aides, Marty Obst, had also tested positive for the virus."Today, Marc Short, Chief of Staff to the Vice President, tested positive for COVID-19, began quarantine and assisting in the contact tracing process," a statement from Pence press secretary Devin O'Malley read, according to Axios. "Vice President Pence and Mrs. Pence both tested negative for COVID-19 today, and remain in good health. While Vice President Pence is considered a close contact with Mr. Short, in consultation with the White House Medical Unit, the Vice President will maintain his schedule in accordance with the CDC guidelines for essential personnel."Short and Obst are just the latest high-ranking White House officials to contract COVID-19. Earlier this month, President Donald Trump, first lady Melania Trump and their son, Barron, all announced that they had contracted COVID-19. Other top aides like press secretary Kayleigh McEnany, adviser Stephen Miller and former adviser Kellyanne Conway also tested positive for the virus. Most were in attendance at a White House event for the nomination of Judge Amy Coney Barrett, where many guests were pictured indoors without masks.The outbreak in Pence's office comes as COVID-19 cases spike across the country. On Friday, the U.S. recorded a single-day record of new cases of the virus with nearly 84,000. 1901

Microsoft and LinkedIn are working together to provide digital skills for 25 million people this year to get people back to work.The COVID-19 pandemic brought with it massive health, economic and unemployment crisis. It's a big job to get people a job, and Microsoft and LinkedIn are tackling it head-on.Naria Santa Lucia is Senior Director at Microsoft Philanthropies. She's helping to provide people with the skills they need to work in a digital economy."It's those individuals that are able to promote those skills that are in the best position now to receive a job and gain employment but also to recover faster in the aftermath of the COVID crisis," Santa Lucia said.To reach those 25 million people, Microsoft and LinkedIn have identified the skills employers are seeking now and in the future. Santa Lucia's job involves getting people the content they need, helping them obtain low-cost certifications and then making connections to employment."Once you have a skill, it's really important to signal and show you're learning to employers that are looking to hire," she said. "A really critical piece is making that move into finding a job."The program also teaches people how to work online, how to successfully communicate and how to work as the team. It's open to anybody.Microsoft and LinkedIn have identified 10 in-demand job fields: software developer, sales development rep, project manager, customer service specialist, digital marketer, IT support, network administrator, data analyst, financial analyst and graphic designer. The companies have curated "learning paths" or courses for all 10 job fields.To take a course, click here."Once that learning path is completed, it automatically goes on to your LinkedIn profile showing you've completed that certification, and then employers can see that," Santa Lucia said.Microsoft is also giving away million in grants to non-profits that help people who live in underserved and underrepresented communities. million of those grants will go to 50 organizations that serve communities of color."It's women, it's people of color, younger people right out of college — we want to make sure they have the support to take advantage of the content and some of the other programs that they have available so they can get a job," Santa Lucia said.Among the organizations working with Microsoft is the Public Library Association. Ramiro Salazar, the former president of the organization and the director of the San Antonio Public Library, says the grant could help libraries further serve the public."(The funds could be used) to provide equipment and connectivity to a service provider — WiFi nodes, for example — to offer WiFi within the library," Salazar said. "It's possible the rural library may work with another local entity to accomplish that."Many people across the country depend on the services that libraries provide — services that disappeared when COVID-19 sent the country into lockdown. Without access to a public library, many immediately lost their most reliable source of internet access."It emphasized the importance of public libraries, especially what Congress has recognized as the digital divide," Salazar said. "There's a more serious conversation going on about connectivity. Access to the internet should be like any other activity — like water and gas and electricity."The Public Library Association is doing research now on which areas need the most help. With the new partnership, they're hoping to get more resources up and running by early fall and into 2021."There is a lot of challenge right now that we face, but there's also a ton of opportunity," Santa Lucia said. "So if we can do this right and make sure we focus on the skills that are in demand and help people learn those skills and get a foothold in a positive step, we can have an inclusive economic recovery that's different than what we've had before.", 3918

LUMBERTON, N.C. (AP) — The FBI says a body has been found in an area of North Carolina where searchers have been looking for a missing teenager for three weeks.A news release Tuesday said FBI agents and detectives of the Lumberton Police Department found the body around 4:45 p.m. near a road east of Interstate 95 and south of Lumberton.Officials would not say immediately if the body found was that of 13-year-old Hania Aguilar, who was kidnapped Nov. 5 from a mobile home park after going outside to start a relative's SUV to prepare to leave for the school bus stop. Police say a man then forced the teenager into an SUV and drove off.The SUV was later found in Lumberton, several miles from the mobile home park. 725

Millions of homeowners could still benefit from refinancing their mortgages to get a lower interest rate. This is true even after a federal regulator startled lenders by dictating a new fee that amounts to a tax on refinancing.Many could save by refinancingMortgage rates began falling in the spring, as the potential economic impact of the COVID-19 pandemic dawned on financial markets, and declined into summer. The average rate on the 30-year fixed-rate mortgage has lingered around 3% APR in much of August, according to NerdWallet’s daily survey, and the 15-year fixed-rate loan has averaged under 3%.Low refinance rates ignited a refinancing boom, accounting for more than 60% of mortgage applications most weeks this summer. Still, plenty of potential refinancers remain. When the 30-year mortgage rate is 3%, almost 18 million homeowners could reduce their interest rate at least 0.75% by refinancing, according to mortgage analytics company Black Knight. The average potential refinance savings: almost 0 a month.Fee could diminish refi savings for someA new fee on refinance transactions could reduce borrowers’ monthly savings, though. The “adverse market refinance fee” was stealthily announced Aug. 12 by Fannie Mae and Freddie Mac, the government-sponsored companies that bought and securitized 47% of mortgages at the beginning of 2020.Freddie attributed the fee to “COVID-19 related economic and market uncertainty.” Fannie used similar wording, without mentioning the disease.The fee is a 0.5% charge on conventional refinances. It amounts to a half-of-a-percent sales tax on refinancing. In the first week of August, the average amount of a conventional refinance was about 4,000, according to the Mortgage Bankers Association. On a refinance for that amount, the fee would be ,620.Some refinancers won’t have to pay. The fee applies only to conventional, conforming mortgages, which means that it doesn’t apply to those who refinance government home loans. Jumbo loans are also exempt.Lenders can pass along the fee to borrowers in several ways: including it in the refinance closing costs, adding it to the loan amount or increasing the interest rate. A 0.5% fee typically would translate into a rate increase of 0.125% or less.New fee targets less-risky borrowersFannie and Freddie claimed that the fee was driven by market uncertainty, but it was levied on refinances, not purchase loans. Refinances generally carry less risk than purchases, so charging more for refis is like setting a higher auto insurance premium for a mom with a clean driving record than for her 16-year-old son.So it’s a mystery why an “adverse market” charge was added to lower-risk loans.Another enigma is who imposed the fee. Fannie and Freddie made the announcement at night, hours after their headquarters closed; the Federal Housing Finance Agency, which closely oversees the companies, made no public comment. David H. Stevens, a former commissioner of the Federal Housing Administration, pointed at the FHFA, tweeting that the agency, Fannie and Freddie “are essentially providing [refinancing homeowners] the middle finger…”Why refis pose less risk than purchase loansTo refinance, borrowers need to demonstrate that they’ve been paying on time. And most people refinance to get lower monthly payments. It’s safe to assume that dependable borrowers decrease their risk of default when they reduce their payments. In contrast, purchase loans are a step into the unknown.The fee will be charged on refi loans that Fannie and Freddie buy on or after Sept. 1. Typically, a few weeks pass between a loan’s closing and its sale to Fannie or Freddie. That time lag means the fee increase applies to most conventional refinancers who had not locked their rate and fees by Aug. 12, when the fee was announced.There’s a chance that the fee could be rescinded. On Aug. 13, a senior White House official told the Wall Street Journal that the administration “has serious concerns with this action, and is reviewing it.” But the FHFA is an independent agency and can act without White House approval.More reasons to refinanceA modest fee doesn’t have to stop anyone from refinancing. There are other reasons to refinance besides monthly savings:Repay the loan faster. By refinancing a 30-year mortgage to a 15-year loan, a borrower can save thousands of dollars over the life of the loan by paying interest for a shorter period.Stop paying mortgage insurance. Refinancing is a way to get rid of mortgage insurance, whether it’s an FHA loan insured by the Federal Housing Administration or private mortgage insurance on a conventional loan.Extract equity. Some homeowners refinance for more than they owe and take the difference in cash in what’s called a cash-out refinance. The money can go toward home improvements or other uses.More From NerdWalletHow and why to refinance your mortgageHow to get rid of private mortgage insuranceHow to get the lowest refinance rateHolden Lewis is a writer at NerdWallet. Email: hlewis@nerdwallet.com. Twitter: @HoldenL. 5063

Lousiana State University is adjusting some restrictions for its football games this season.On Monday, LSU's athletic department said they would stop medical wellness checks at entry gates to reduce lines and wait times."While no longer required for entry, LSU Athletics officials encourage fans to conduct a self-assessment before heading to the game to check for COVID-19 symptoms," officials said in the press release.Officials also announced that alcohol will now be sold at games.Fans must wear a mask when buying alcohol, and can only consume their drinks in their seats, officials said.Officials added that fans must wear masks during the entire game, since "a large percentage of fans removed their masks while in their seats in Tiger Stadium" when the Tigers hosted Mississippi State back in September. 819