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Parents are considering different options when it comes to school as they manage the pressure of the COVID-19 pandemic.One option is called micro-schooling, which is basically a small school. It could have regular classroom space or operate out of someone's home, using remote curriculums.“Usually there's a theme attached to it, or a certain population they're serving, or they're trying to accomplish something that perhaps isn't getting accomplished in larger schools,” said Dr. Maureen O'Shaughnessy, Executive Director of the Micro-School Coalition.O'Shaughnessy started the Micro-School Coalition. She hopes micro-schools can help ease drop-out rates, making sure no kid falls through the cracks.She says they also allow teachers to build relationships with each student and focus on their passions.“We all thrive when we're seen and heard and valued, and that can't always happen if a teacher has 149 other kids to teach that day,” said O'Shaughnessy.She says parents in the Seattle area have turned to social media with questions about logistics or inclusion. That's also true for a mom in Boston who has created a Facebook group for parents and educators interested in micro-schooling."We want to utilize curriculum that our school system is working very hard to create,” said Jennifer Quadrozzi, who started the Massachusetts "Micro-Schooling" Resource Group. “We by no means are saying that's not good enough for us. We wish, in the perfect world, we could send them back to school and learn what teachers have to learn, but, for various reasons, we are uncomfortable doing that."The Micro-School Coalition offers free information sessions and podcasts if you want to learn more.O'Shaughnessy hopes the conversation on micro-schooling will increase scrutiny of our current system, which she calls outdated. 1825

People with private student loans have been struggling during the pandemic. Their loans aren't eligible for the government's penalty-free repayment pause, which is in effect until at least Oct. 1 for federal student loans.About 70% of borrowers in a new survey from Student Loan Hero have been successful in getting their private lender to give them a break after they called to ask.Nearly three out of ten people in the survey with private student loans say they've thought about filing for bankruptcy over the last three months. Gen X has considered this the most.We talked to a certified student debt counselor and student loan lawyer, Christie Arkovich, who says a lot of people don’t realize you can discharge student loan debt in bankruptcy.“What we're targeting is someone who usually had federal loans and private loans and we are usually arguing that the private loans were taken outside the cost of education and therefor, they're just like any other debt, credit card debt and such, and they can be discharged,” said Arkovich.“Outside the cost of education” means more has been loaned out than what the person needed. Arkovich says her goal with bankruptcy cases is not to necessarily get rid of the entire debt, but to make payments sustainable and affordable, with an end date.Bankruptcy is an extreme measure and not for everyone.“Bankruptcy is a last resort option, because it will really force you not only as a student loan borrower but as a citizen and a consumer to start from scratch on your finances,” said Arkovich. “So, your student loan debt shouldn't be the only reason that you would consider bankruptcy.”One thing to consider first with private student loans is debt consolidation. You can work with a nonprofit credit counselor on that. There are also repayment assistance programs for private loans.Federal student loans have more options, including student loan forgiveness programs.For current students, make sure your FAFSA is up to date, so it reflects your family's current financial situations. After that, contact your school's financial aid office. Explain your situation if your family has lost income as a result of the pandemic.Colleges expect students to appeal their financial aid packages right now, and it may get you more money to help pay for school. 2304

PHILADELPHIA – A Scottish Deerhound named Claire was named Best in Show at the National Dog Show on Thursday.Claire won top prize at the annual Thanksgiving Day event after winning in the hound group and dazzling the judges.During the NBC broadcast, commentator David Frei said the dog was doing exactly what it was bred to do."It was built perfectly, has an active, easy gait, and is elegant in the way that Sir Walter Scott had in mind when he called the Deerhound the most perfect creature," said Frei.So Pure ??The Scottish Deerhound is the Best in Show at the #NationalDogShow pic.twitter.com/M45ein5v4G— NBC Sports (@NBCSports) November 26, 2020 Like many events this year, the dog show was held without spectators to prevent the spread of the coronavirus.In recent years, The Kennel Club of Philadelphia has conducted two separate dog shows, but this year, the club only conducted one show that was divided over two days, on Nov. 14 and 15.The competition was also limited to some 600 dogs, a decrease of 70% from the near 2,000 entries usually on hand.Tomorrow on TODAY: Meet this year’s #NationalDogShow 2020 Best in Show winner: Claire the Scottish Deerhound! @NBCSports @NBC pic.twitter.com/RXoKPWarGb— TODAY (@TODAYshow) November 26, 2020 1259

PINE VALLEY, Calif. (KGTV) — A Pine Valley restaurant owner says he will defy the county's order that shuts down indoor dining beginning Saturday."We are over it," said Larry McNamer, who owns Major's Diner in Pine Valley. "We can't do any more going backward. We can't. Not and stay open and be a viable part of the community."McNamer says 2020 has been a very challenging year, with sales down and its staff cut in half. Now, the increase in the coronavirus case rate is pushing San Diego County into the state's purple tier of restrictions, it's most strict. That means come Saturday, restaurants will no longer be allowed to serve indoors at 25% capacity, instead, they'll be limited to outdoor-only dining as the weather turns cold. McNamer said he takes the virus very seriously and has put social distancing measures in place. However, he says moving to outdoor dining only will make it impossible to survive, with temperatures in the 30s in the mornings. The diner is only open for breakfast and lunch."And at this point, if they want me to, I'll be more than happy to put the keys on the counter and leave them an invoice for the business and they can write me a check for it," he said.In a statement, the California Department of Public Health said it understands the frustrations, but that the spread of coronavirus remains a major concern. "California’s cases of COVID-19 are ticking upward, and the state is urging Californians to continue to do everything they can to protect themselves and the community from increased transmission of the virus," the statement said. "We know that this is hard, as many of us feel exhausted, isolated or impatient."The county restaurant industry has been hit especially hard amid the pandemic, with jobs down about 17% over the year, or 22,000 positions. "All hopes have to be on this vaccine being distributed quickly and working, and allowing us to move through the tiers," said Ray Major, chief economist at SANDAG. McNamer, who owns the diner with his wife Debi, said if the county levies fines on them, so be it. "Wonderful, where are you going to get it?" he said. "You can fine me 0,000 a day and it's not going to do you any good because you're not going to get the money." 2240

Philonise Floyd, a brother of George Floyd, challenged Congress to "stop the pain" during an appearance at a House Judiciary hearing on policing practices.During his opening statement, Philonise Floyd recalled watching the bystander video of his brother's arrest — the video that shows a police officer kneeling on his neck for more than eight minutes. George Floyd later died in police custody."I can't tell you the kind of pain you feel when you watch something like that. When you watch your big brother, who you looked up to your whole entire life die, die begging for his mom?" Philonise Floyd said. "I'm tired. I'm tired of pain. Pain you feel when you watch something like that."Police originally took George Floyd into custody for allegedly using a countefeit bill to buy to but tobacco at a Minneapolis convenience store."He didn't deserve to die over ," Philonise Floyd said. "I'm asking you, is that what a black man's worth? Twenty dollars? This is 2020. Enough is enough."He added that he hoped his brother's death would not be in vain."Please listen to the call I'm making to you now. To the calls of our family and the calls ringing out the streets across the world," Philonise Floyd said. "People of all backgrounds, genders and races have come together to demand change. Honor them. Honor George and make the necessary changes that make law enforcement the solution and not the problem."Floyd is one of about a dozen witnesses to testify during the hearing Wednesday. He'll be joined by Floyd family attorney Benjamin Crump. Other civil rights and activist leaders are also expected to testify.Also expected to testify are Dan Bongino — a former Secret Service agent and ally of President Donald Trump — and other supporters of current police practices, according to ABC News.The hearing comes a day after George Floyd was buried in Houston as largely peaceful demonstrations continue in his name in dozens of major cities across the country. Floyd died in police custody on Memorial Day after bystander video showed a police officer, Derek Chauvin kneeling on his neck for more than eight minutes. Four officers face charges in connection with Floyd's death, including Chauvin, who faces a second-degree murder charge.The hearing also comes after Democrats introduced the Justice in Policing Act — a bill that proposes several changes to policing practices in the wake of Floyd's death. Among the changes proposed in the legislation is the limiting of legal protections for police, the creation of a national database of excessive-force incidents and the banning of police choke holds. 2618