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Tax Day is now just two weeks away and the average return is about ,500. It’s tempting to just spend it, but before you do, here are some ideas to make the most of your money.Before you go crazy shopping or spending it on something extravagant, press the pause button. Think about all the things you could do with it, like pay off, or pay down, your debt to create financial freedom and create financial flexibility. 426

Structural Collapse | #Pasadena | 8300 blk Dunn Road | large tree fell on a detached garage occupied by 20+ people | 6 trapped on arrival | all extricated within 45 minutes pic.twitter.com/jZQgqtcl4O— Anne Arundel County Fire Department (@AACoFD) July 5, 2020 267

Surveys suggest a growing number of Americans are willing to get a COVID-19 vaccine, however the latest numbers from Gallup in mid-November show only 58 percent of those surveyed would get the vaccine.A former lawmaker is among those suggesting giving people a stimulus check in exchange for getting a COVID-19 vaccine.During an interview with CNBC, former Maryland Representative John Delaney suggested giving ,500 for getting immunized.“The faster we get 75 percent of this country vaccinated, the faster we end Covid and the sooner everything returns to normal,” Delaney said in an interview with CNBC.com.Survey data shows a growing political divide about whether or not to take the vaccine, and Delaney told CNBC.com there has to be an incentive for “people to really accelerate their thinking about taking the vaccine.”Delaney pointed out that while his plan would not force anyone to get vaccinated, there are already measures in the U.S. to encourage vaccination, including for children to attend school.While his proposal seems enticing, it faces some big hurdles.Sending people ,500 checks in exchange for vaccination could cost upward of 0 billion. By comparison, the round of stimulus checks sent to Americans earlier this year totaled more than 0 billion so far.Coronavirus relief spending is a hot topic in Congress, as Democrats and Republicans try to compromise and make an agreement before the end of the year. Democrats are backing a 0 billion starting point, while Republicans in the Senate say they want closer to 0 billion.Delaney said the checks don’t have to be ,500. He said the point is to create an incentive to increase how many people get vaccinated, because, in his opinion, once more people get vaccinated, “everything returns to normal, which means we don’t need any more programs (that Congress would create).”Delaney’s proposal comes following another similar idea from Robert Litan, a fellow at the Brookings Institute and was formerly in the Clinton administration. He has a proposal that would pay Americans ,000 to get vaccinated, a portion upfront, and another portion once a 70 percent vaccination threshold is reached. Health experts believe a 70 percent threshold is needed to help with herd immunity, and help protect those who are unable to be vaccinated."Unlike previous payments, this is stimulus tied to socially responsible behavior. So society is getting a benefit from handing out the money," Litan told Business Insider.A former top economic advisor to George W. Bush, N. Gregory Mankiw, has come out publicly in support of the idea, according to Business Insider.Former presidential candidate Andrew Yang tweeted his support of the idea. 2716

Sunbeam Products has issued a voluntary recall of more than 940,000 Crock-Pot multi-cookers in the United States and Canada due to a burn hazard.According to the Consumer Product Safety Commission (CPSC) recall notice, the Crock-Pot? 6-Quart Express Crock Multi-Cookers, model number SCCPPC600-V1, were sold at Walmart, Target, Amazon, and other online and nationwide retailers from July 2017 through Nov. 2020 for between to 0.According to the website, the recalled product can pressurize when the lid is not fully locked, which can "cause the lid to suddenly detach while the product is in use, posing burn risks to consumers from hot food and liquids ejected from the product."Sunbeam, which owns Crock-Pot, recalled 914,430 affected products in the U.S., along with another 28,330 cookers in Canada, after receiving "119 reports of lid detachment, resulting in 99 burn injuries ranging in severity from first-degree to third-degree burns," the CPSC stated.Sunbeam manufactured the multi-cookers between July 1, 2017, and October 1, 2018.The notice says date codes K196JN through K365JN and L001JN through L273JN are engraved on a prong of the electrical plugs and the bottom of the base.Consumers should stop using the recalled product in pressure cooker mode immediately. Still, they can continue to use it for slow cooking and sautéing and contact Crock-Pot to receive a free lid replacement."Consumers who continue using the multi-cooker in pressure cooker mode while waiting for the replacement lid should be certain the lid is securely turned to the fully locked position by aligning the arrow on the lid with the lock symbol on the base," the notice said. 1680

The American Red Cross is now checking all blood donations for coronavirus antibodies, instead of just searching for recovered patients. The organization is calling it a “game changer.”“We can then not only inform that donor of the testing results that we've identified COVID-19 antibodies in their blood, but also use that product as convalescent plasma to help patients who are ill with COVID-19 in the hospital,” said Dr. Pampee Young, Chief Medical Officer at the American Red Cross.Early results from the National Institutes for Health show the plasma can make a big difference for severely sick COVID-19 patients. And data from these new tests will help those researchers working to better understand the virus.The Red Cross says the need for whole blood donors is constant, but plasma is more unpredictable.Over the summer, plasma supplies ran low after unprecedented infections and demand in some states.Now, they're asking more donors to step up to restock for another potential surge in the fall and winter.“Because we can’t predict the demand, we want to ensure that we have enough inventory, because what really saves lives are the units that are on the shelf, not something that we need to collect once we realize there’s a need,” said Young.The Red Cross has taken additional safety steps during the pandemic. That includes making an appointment.You can sign up online at RedCrossBlood.org or by using the blood donor app. 1444

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