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SAN DIEGO (KGTV) - The cycle of debt is something a lot of people are desperate to break. One of the biggest challenges is keeping up with credit cards, payments and beating the interest rates. Now, a San Diego startup is offering people an opportunity to make purchases on items they may need for themselves or their families, without interest rates, credit checks, or penalties. Marc Schneider is the CEO of Zebit, an online shopping site designed to help people facing financial hardships, get on track, make payments and get what they need. “We’re trying to provide sort of an Amazon for the under-served,” said Schneider. RELATED: San Diego Workforce teams up with UCSD Extension to offer student loan alternativeWhile growing up, Schneider and his family faced financial struggles of their own. “I’ve supported my mother since I was 15 years old. I grew up in a mobile home with a separated family. Ended up being homeless on food stamps,” said Schneider. Now, Schneider is a successful entrepreneur, with Zebit hitting million in 2017, and million last year. “Zebit was built to change how consumers get access to credit, to give them a fair deal and have zero gotchas,” Schneider said. In order to make purchases on Zebit, you first need to create a profile which includes providing your current employment status and driver’s license. The company then uses that information to verify your employment and determine how much of a Zebit line you will receive. The Zebit line is similar to store credit or having a credit card, but without the interest rates and penalties and with the chance to make payments for purchases over a 6 to 12 month period of time. RELATED: Realtors expect busy spring for buyers and sellersFor example, a MacBook Air on Zebit may cost around ,273. The may break down to 8 upfront with 12 payments of a month. A five-piece dining set may cost around up front, with monthly payments around dollars.“We’ve heard stories like you save my Christmas, my daughter wouldn’t have had a birthday present if it wasn’t for you, I couldn’t get married because I didn’t have a way to finance an engagement ring,” said Schneider.Some of the items on Zebit can cost 5 to 10 percent more than some items on Amazon, however the company still stresses that their interest-free model and competitive prices makes it a great shopping experience that was designed with people who may not a lot of money, or struggle with credit card payments and interest rates. “I wanna build a big company that makes an impact on a consumer base, a consumer base that tends to be invisible that tends to be neglected and a consumer base that tends to really rip people off over time,” said Schneider. Schneider hopes his company will help others break their own cycle of debt. 2808

SAN DIEGO (KGTV) — The holidays have brought several ways to celebrate San Diego's craft beer and cocktail scene with a flash of festiveness.Two renowned pop-up bar experiences are in town for the season, as Sippin' Santa heads to Pacific Beach's Grass Skirt tiki bar and Miracle on 30th St. returns to North Park's Polite Provisions. Each themed pop-up boasts a menu of creative holiday cocktails and two locations dressed to impress with decorations.The holidays also bring some special shopping and sipping events to town. Toast of Gaslamp, Taste 'N' Tinis, and holiday markets at local breweries allow shoppers to spread their dollar locally while also exploring the local brweries and restaurants.RELATED:10 special holiday events coming to San DiegoQuaint mountain towns near San Diego County to visit this holiday seasonHoliday parades: Festive San Diego parades to catch this seasonAnd the charitable arm of the season is also in San Diego's brew scene, as two breweries celebrate with food drives set to benefit the San Diego Food Bank.Sippin’ Santa at The Grass SkirtNov. 25, 2019 - Dec. 31, 2019The Grass Skirt in Pacific Beach welcomes Sippin' Santa to town for the holidays, with a variety of holiday-themed tiki cocktails, like the "Papa Noel" (with blanco tequila, apricot brandy, and pineapple juice) or "Festivus Flip" (with bourbon, run, and ginger-infused amaro). The speakeasy-style tiki bar is also decked out for the holidays will festive decorations throughout the bar. WebsiteMiracle on 30th St at Polite ProvisionsNov. 29, 2019 - Jan. 1, 2020Polite Provisions once again covers its walls with festive decorations and overhauls its menu to feature holiday cocktails like the "Christmapolitan" (vodka, elderflower, dry vermouth, and spiced cranberry sauce) and "Run Run Rudolph" (prosecco, gin, mulled wine puree, and lemon) for the season. Guests are encouraged to show off their best ugly sweater and join in the yuletide cheer. WebsiteSanta Pub CrawlDec. 7, 2019Head out to the Gaslamp with several other Santas and spread some holiday cheer during the Santa Pub Crawl. Tickets will take pub crawler to exclusive drink specials across four different bars, VIP entry at locations, and a free Santa hat to don. WebsiteHoliday Bazaar at Latchkey BrewingDec. 8, 2019Join Latchkey Brewing for a day of holiday shopping among illustrators, crafters, and jewelers with live music, delicious local food, and craft beer during their holiday bazaar. Local vendors will be out offering handmade goods and crafts for holiday shoppers. WebsiteHillcrest Taste ‘N’ TinisDec. 12, 2019Head out on a self-guided tour filled with holiday cocktails, delicious bites, and shopping at Hillcrest's mom-and-pop stops during the Taste 'N' Tinis event. Participating restaurants will offer signature dishes, appetizers, and holiday drinks. WebsiteToast of GaslampDec. 14, 2019Enjoy delicious cocktail samples and bites at participating Gaslamp restaurants during Toast of Gaslamp. Participating retailers are also offering discounts so guests can get their holiday shopping done as well. Those who wear an ugly sweater or reindeer ears will be entered into a contest for a holiday prize pack. WebsiteUgly Sweater Holiday CrawlDec. 14, 2019Grab whatever holiday fashion you deem festive and tacky and journey through the Gaslamp District to four different bars for a holiday celebration. Tickets treat crawlers to a complimentary drink, exclusive bar specials, and VIP entry at locations. WebsiteHoliday Food Drive at Pure ProjectDec. 15, 2019Pure Project is hosting a food drive, offering specials on their craft brews depending on donation amounts, that will all in turn be donated as part of Societe Brewing's big holiday food drive. Help support the San Diego Food Bank while also supporting local breweries. WebsiteHoliday Market at Societe Brewing CompanyDec. 21, 2019Speaking of Societe Brewing, they'll be hosting a holiday market in their parking lot this month, with local vendors offering goods perfect for holiday shopping. Every dollar purchased at the market will also go towards every full pour inside their tasting room. WebsiteUgly Sweater Cruise at Hornblower CruisesDec. 21, 2019Hop aboard a holiday happy hour cruise through San Diego Bay — in your very best ugly sweater, of course. The two-hour cruise will feature holiday Hors d'oeuvres, a boarding cocktail, guest DJs, and ugly sweater contest, and constant views of San Diego's sparkling skyline. Website 4486

SAN DIEGO (KGTV) — The Navy has called off search and rescue efforts to find a Sailor from the USS Theodore Roosevelt who reportedly went overboard.Navy crews from the San Diego-based carrier and five other vessels ended the search at sunset on Saturday. Crews and the U.S. Coast Guard searched more than 607 square nautical miles for more than 55 hours off the coast of Southern California.Ships began rescue efforts after a lookout spotted what they believed to be a person in the water at about 7:30 a.m. on Thursday, according to the Navy.RELATED: San Diego-based USS Theodore Roosevelt searching for Sailor overboardThe Navy ad the Sailor's family identified him as 20-year-old Aviation Ordnanceman Airman Apprentice Ethan Garrett Goolsby of Texas.Goolsby reported to the USS Theodore Roosevelt in July after his initial training as an aviation ordnanceman in Pensacola, Fla. He was promoted to his current rank on Sept. 16. "The loss of our Sailor is felt deeply by all on board," said Capt. Eric Anduze, commanding officer of Theodore Roosevelt. "The entire Theodore Roosevelt team sends our deepest condolences to the family of our missing shipmate."The Sailor's family was notified before the search stopped. The Navy said it has changed the Sailor's status to "deceased."Rear Admiral Doug Verissimo, commander of Carrier Strike Group Nine, added that the strike group, "sends our thoughts and prayers to the family and loved ones of our missing shipmate. I offer my thanks to all the Sailors and Coast Guardsmen who were involved in the search."The USS Theodore Roosevelt departed San Diego several days ago for an exercise at sea ahead of its second deployment of the year, according to USNI News. The ship is set to change its homeport from San Diego to Bremerton, Wash., for an overhaul in 2021. 1816

SAN DIEGO (KGTV) -- The City of San Diego is resuming its enforcement of all parking regulations next month.A two-week grace period begins Wednesday. July 1, with those who violate San Diego parking rules receiving written warnings. Starting Wednesday, July 15, citations with fines will be issued.City officials said resumption of parking enforcement is “identified as one small step toward restoring San Diego’s economy.”“We know many residents are looking forward to visiting their favorite restaurants, breweries, cafes, shops and stores, and restarting our local economy. As the City begins to take careful and measured steps to reopen, we need to make sure parking enforcement, especially in our business districts, allows for a healthy flow of customers, ensures accessibility and reinvests back into our communities,” said San Diego’s Deputy Chief Operating Officer Erik Caldwell.Chris Clark, with San Diego’s Small Business Alliance, added, "Like all San Diegans, local business owners have shouldered the burden of our unprecedented situation the past few months. Now, we are finally starting to sense a return to business and life as usual. While free parking is convenient, parking meters help incentivize turnover at prime parking spaces in business districts. This keeps commerce flowing efficiently and supports local restaurants, shops and services."On March 16, the city suspended citations for vehicles violating street sweeping, metered parking, time limits and yellow commercial zones due to state and San Diego County stay-at-home orders amid the COVID-19 pandemic.Regarding street sweeping, city officials said courtesy notices will be given to residents to remind them of a return to regular service. Click here for more information on the city’s street sweeping schedule and map.Information on city parking rules or how to pay citations online can be found at https://www.sandiego.gov/parking. 1925

SAN DIEGO (KGTV) - The Drug Enforcement Agency launched a summer project drilling down on factors leading to violent crime across the nation. It is called Project Safeguard.Special Agent in Charge of the San Diego district, John Callery, said, "over 75% of those [violent] crimes are driven to get money to buy drugs."He said drugs and crime go hand in hand. "When a person devolves into a drug addict unfortunately they become very desperate right? And a desperate person will do desperate things to get money and buy drugs."Callery said his team geared up to knock out 15 cases with violent criminals. The arrests happened from August to October."We took a three month, for lack of a better word, a surge. Let’s get violent actors off the street. Let’s arrest them, DEA, and let’s charge them federally." Callery said they arrested 34 criminals.He added they have a lot of evidence to go through as well, "we’ve seized 71 firearms and... seized 160 kilograms of heroin and 160 kilograms of fentanyl."He hopes the arrests lead to hundreds more and reveal kingpins in the Mexican Drug Cartels."We’re a border town and we have a huge responsibility here to try and stop drugs from entering the United States because 75% of all drugs enter right here in our area and go to the rest of the United States." Callery said he is incredibly proud of his teamHe said five agents were infected with the novel coronavirus since March and have recovered. He said they haven't stopped working through the pandemic.Callery said his next big task is National Prescription Drug Take Back Day on October 24th. On takebackday.dea.gov you can find a collection site near you to drop unwanted, old medications so they don't get into the hands of children or others. 1753