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It will cost a little less to buy Obamacare coverage in 2019.The average premium for the benchmark silver plan will decline by 1.5%, the Centers for Medicare & Medicaid Services said Thursday.It's the first time average premiums have fallen since the Affordable Care Act exchanges opened in 2014 ¡ª but the decline comes after a 37% spike for this year's benchmark silver plan.Americans who buy those plans will save a month over this year's rate, on average, but will still be paying 5 more a month than in 2017.Premiums vary across the 39 states that use the federal exchange. The biggest drop will be in Tennessee, where premiums will fall by more than 26%.The vast majority of Obamacare enrollees are not affected by annual premium changes because they receive federal subsidies to offset the cost. 819

It may be a job most people do not think about regularly, but one man in Nashville, Tennessee is being honored for his efforts to do it well: Herman Patton is a greeter for Alamo Rental Car.Patton des his part in a huge piece of Nashville's tourism economy, which raked in more than billion last year.According to the Nashville Convention and Visitor¡¯s Corp, most of the 14 million people who visited the city last year said they would come back to Nashville.Nashville is at the top of friendly city lists across the world, and the Convention and Visitor¡¯s Corp is saying thank you to the city's hospitality workers who make that happen with an honor called the Hitmaker Award. 693

Inside the mobile medical unit, there is room for an exam table for an examination. Other, larger containers will be able to have patients come through for COVID tests and vaccines. 189

It doesn¡¯t take much to upend many Americans¡¯ finances. A car that won¡¯t start, a furnace that dies or a trip to the hospital can leave households struggling to make ends meet.According to the Federal Reserve, 44% of U.S. adults say they would have trouble coming up with 0 to cover an unexpected expense. Even families who have more in the bank can flounder. Surveys by The Pew Charitable Trusts found that 51% of families with at least ,000 in savings reported trouble paying the bills after a financial shock.Yet it is hardly a shock if an appliance wears out or a car breaks down.It¡¯s time to rethink what we mean by unexpected expenses. Some bills may be unpredictable in their amount or their timing, but they¡¯re still inevitable. In other words: If you have a car, or a home, or a body, sooner or later it¡¯s going to cost you.A better approach, especially for households currently living paycheck to paycheck, is to save for the most likely costs and have some kind of Plan B to handle the truly unexpected.Here¡¯s how that might work with three of the most common unexpected expenses Pew found: 1119

In post-Brexit Britain, trips to the European Union will get a little more expensive for millions of Brits in search of a continental break.The European Commission confirmed on Friday that UK travelers will be required fill out an online form and cough up €7 (.90) for visa-free travel, which will be valid for three years.Natasha Bertaud, a spokeswoman for the commission's President Jean-Claude Juncker, likened the "simple form" to the Electronic System for Travel Authorization (ESTA) scheme used by the United States -- which requires travelers to pay to apply for permission to enter the country.She also pointed out that the EU's version, called ETIAS, will be "way cheaper."But this all comes with a major caveat. If the UK crashes out of the EU with no agreement in place, Brits will be required to get a visa to travel to the EU, a commission spokeswoman told Reuters on Friday.ETIAS, which is expected to come into force in 2021, will apply to countries outside the EU whose citizens can currently travel in Europe visa free. There are currently 61 such countries, including the United States, Israel and Singapore.It will cover the so-called Schengen group of 26 European countries that share largely open land borders.The electronic visa waiver system was conceived to "identify any security or irregular migratory risks posed by visa-exempt visitors traveling to the Schengen area while at the same time facilitate crossing frontiers for the vast majority of travelers who do not pose such risks,"?according to the commission. 1554

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