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NATIONAL CITY, Calif. (KGTV) - Some COVID-inspired creativity from local youth is about to take center stage.Leo Nava, 12, has been drawing since he was six."I love drawing, and it calms me down," said Nava.It's a calm he appreciates amid the unknowns of the pandemic."Sometimes it helps me tell what I'm feeling ... It helps me ignore my surroundings about what's going on in the world, so I don't get as frustrated or stressed," said Nava. He and dozens others have been tapping their pandemic-inspired creativity through online classes at the nonprofit, A Reason To Survive, a creative development program for under-served youth in the South Bay. The voices of the youth are spoken through poignant photographs and original songs, some speaking the isolation so many are feeling. Some youth, like Nava, are drawn to drawings. Themes include superhero medical workers, toilet paper hoarding, beaches and that claustrophobic quarantine feeling.One piece one by Nava shows a red-eyed Nava typing at a computer all day. In another example, Nava sketched a comic strip panel showing an apocalypse."The asteroid hitting the earth represents quarantine. People are scared. Don't know where it came from or what it's doing," said Nava.Those feelings of fear, say the student's teachers, are mixed with anxiety, isolation, hope, joy and heroism — all part of their pandemic experience.The creativity will shine in a virtual exhibition Saturday."The artwork says, 'Hear me. Listen to me. See me.' Their, voice, viewpoints and identity are the things that leap off the page and the music ... We need to be responsive to what they're telling us," said James Halliday, Executive Director of A Reason To Survive (ARTS). 1716

Mortgage rates are likely to set record lows in August for the third month in a row.The 30-year fixed-rate mortgage averaged 3.18% APR in July, a record low in NerdWallet’s mortgage rate survey. The average rate tumbled 15 basis points compared with June, which at the time had the record low monthly average.The recession has caused rates to fallMortgage rates fall when the economy stalls. And the economy has been sputtering for months as the COVID-19 pandemic sent millions of people to the ranks of the unemployed.The U.S. economy shrank at a 32.9% annual rate from April through June, the Commerce Department reported July 30. The slowdown happened because businesses, state and local governments, and consumers cut their spending. Consumers cut way back on clothing and footwear purchases, among other items.? MORE: How mortgage rates are determinedGood news for refinancers, hard times for othersThe COVID-19 pandemic has helped some homeowners while injuring others, and it may harm many renters as well.Among the beneficiaries are homeowners with high credit scores who haven’t suffered interruptions in income. They have met the qualifications to refinance their mortgages at record-low interest rates.Home sellers have thrived in many housing markets, as home prices have risen despite surging unemployment, an unusual combination. Home resale prices were up 3.5% in June, compared with a year before, according to the National Association of Realtors. One reason for the increase in prices: Fewer homes were for sale because of social distancing. The reduced supply of for-sale houses led to increased competition among buyers, pushing prices upward.Homeowners must catch up on missed paymentsBut the COVID-19 recession may end up harming more homeowners than it helps.In late July, 3.9 million homeowners were using mortgage relief plans that allow borrowers to miss payments or make partial payments if they have been affected by COVID-19, according to the Mortgage Bankers Association. Eventually, those homeowners will be expected to catch up on their missed payments. Some homeowners’ incomes were permanently reduced. They may find it difficult to make good on their past-due payments.Renters could be out in the coldRenters could end up suffering the most. According to the U.S. Census Bureau’s Household Pulse Survey, 18% of renters, or 13.3 million households, didn’t pay their full rent in June. And in mid-July, one-third of renters surveyed, representing 23.8 million households, told the bureau that they had no confidence or slight confidence that they would make their next rent payment.Congress, along with state and local governments, imposed limits on evictions early in the pandemic, but some of those protections have expired. On top of that, 0 extra weekly unemployment insurance payments were set to expire at the end of July, and as the clock ticked down to the August recess, Congress was still negotiating an extension.Even with tenant protections in place, about 4% of renters have received an eviction notice or have been threatened with eviction since March, according to data from the Urban Institute’s Coronavirus Tracking Survey.When eviction bans expire, tenants have few options:Apply for emergency rental assistance, if the state or city offers it and still has money.Reach a repayment agreement with the landlord. Under such an agreement, tenants pay extra each month until they catch up with the past-due rent. But a repayment plan requires the tenant to have the money and the landlord to be willing to make a deal. Neither of those is a sure thing.If it’s not swamped with similar requests, the local legal aid service might be able to step in and help negotiate a deal with the landlord.? MORE: What COVID-19 means for mortgage ratesMore from NerdWalletCompare current mortgage ratesHow much home can I afford?Buying or selling a home during the pandemicHolden Lewis is a writer at NerdWallet. Email: hlewis@nerdwallet.com. Twitter: @HoldenL.The article Mortgage Outlook: Recession Presses Down on August Rates originally appeared on NerdWallet. 4108

MLB and the MLBPA jointly announced on Friday that 31 players tested positive for COVID-19 this week amid the first round of tests as players resume training ahead of this year’s shortened season.Teams began working out this week at ballparks across the US as the coronavirus-shortened season is slated to get underway in three weeks. As part of MLB’s plan to resume, players and support staff will be frequently tested for the virus.But MLB is unique insofar that other major team sports in the US are planning on resuming play in hub cities instead of traveling from city to city. Both the MLS and NBA will play out of Orlando, Florida, while the NHL will resume in the near future at two yet-to-be determined hubs..All told, MLB said it conducted 3,185 samples, with 1.2% coming back positive. In addition to 31 players testing positive, seven staff members also had a positive COVID-19 result.Nineteen of MLB’s 30 teams had at least one player or staff member test positive for the virus 999

NATIONAL CITY, Calif. (KGTV) — A teenager is dead after police found him suffering from a gunshot wound in a South Bay alley early Friday.The 17-year-old male was found in the west alley of 1900 C Avenue with a gunshot wound just before 1:30 a.m., according to National City Police Department.Firefighters and first responders arrived at the scene to perform life-saving measures, but the teen died at the scene. His identity has not been released.Police did not release any further information on the case.National City Police ask anyone with information to call the department at 619-336-4460. 603

More than seven months after Hurricane Irma a Vero Beach, Florida woman is still feeling the effects of the damage.Her vehicle was totaled from flooding and sold. But that sale is still costing her because of one item she left behind on the car: her license plate.Now, her family wants to keep anyone else from making the same costly mistake.Jamie Portell’s mother lives at Indian River Estates assisted living in Vero Beach.Portell rode out the storm with her mother there.The next morning, they realized her mother’s car flooded.“The seats, the electric, she couldn’t adjust anything,” Portell explained. The carpet was soaked.They called the woman’s insurance company, State Farm, and said someone came out, looked at the car, totaled it and arranged for it to be towed away.About a week later, Portell said she took her mother to a local State Farm location to pick up a check.“We didn’t think anything more about the car, until about four months later she received, from the state of New Jersey, a bill with the picture of the back of her car,” Portell said.The letter was a toll road fine.“She was very upset not knowing what had happened to the car,” Portell said.  They called State Farm and asked the agency to take care of the mishap.“Another 3-4 weeks later, she gets another bill from the state of New Jersey with another picture of her car,” Portell said. It was another fine.“Called the insurance company again and said 'I thought this was taken care of, can you please look into it, ' ” Portell said.This month, they did not get a bill and hope this matter has been resolved.But, they learned a lesson.“Definitely remove your plates. You don’t think about those things needing to be done, you just assume your agency is going to take care of that,” Portell said.A State Farm spokesperson told Scripps station WPTV in West Palm Beach in a statement: "While I am unable to speak to the specifics of this claim due to customer privacy reasons, I can share in general that we typically encourage customers to remove all personal belongings and items from the total loss vehicle prior to being towed, including their personal license plate. State Farm works with an auto salvage vendor to dispose of the salvage vehicle in the form of a salvage sale. If personal property was not removed from the vehicle, that property may remain on the vehicle throughout the sale. We encourage customers to contact their claim representative should they discover personal property has remained on the vehicle, so measures can be taken with the customer to help track down personal property." 2633