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SACRAMENTO (AP) — California on Thursday temporarily banned insurance companies from dropping customers in areas affected by more than a dozen recent blazes, invoking a new law for the first time as homeowners in the wildfire-plagued state struggle to find coverage while carriers seek to shed risk.The order from Insurance Commissioner Ricardo Lara will last for one year, and it only covers people who live inside or next to the perimeter of 16 different wildfires that burned across the state in October. The Department of Insurance estimates the moratorium will affect 800,000 policies covering millions of people in portions of Los Angeles and Riverside counties in Southern California and Sonoma County in the northern part of the state.The move comes as regulators are aggressively trying to assist homeowners in wildfire-prone areas who say they are being pushed out of the commercial insurance market as climate change makes fires larger and more frequent.RELATED: Cal Fire: Acres burned across the state is much lower in 2019 than 2018Seven of the 10 most destructive wildfires in California history have happened in the last five years — including 2018′s Camp Fire, which destroyed roughly 19,000 buildings and killed 85 people in and around the Northern California town of Paradise. That blaze alone generated more than billion in insurance claims, according to the Department of Insurance.Since 2015, state officials say insurance companies have declined to renew nearly 350,000 policies in areas at high risk for wildfires. That data does not include information on how many people were able to find coverage elsewhere or at what price.One of those homeowners is Sean Coffey, who said he and his wife have struggled to maintain fire insurance on their home in Oakland.“The pattern repeated itself almost every year since we bought our house. We would have (coverage) for 10 months. In the fall, we would get a notice we are being dropped,” he said.RELATED: Study: Alien grasses are making more frequent US wildfiresCoffey now buys fire insurance from the California Fair Access to Insurance Requirements Plan, an insurance pool mandated by state law that is required to sell policies to people who can’t buy them through no fault of their own. He must purchase a second policy to cover risks other than fire.FAIR Plan policies in wildfire-prone areas have grown an average of 8% each year since 2016, according to the Department of Insurance. Last month, Lara ordered the FAIR Plan to begin selling comprehensive policies next year that cover more than just fire damage. FAIR Plan Association President Anneliese Jivan called that order “a misguided approach,” saying it will make all of the plans more expensive.Lara has the authority to order the moratorium under a bill he authored while in the state Senate last year that was signed into law by former Gov. Jerry Brown. The law took effect in January, and this is the first time regulators have used it.In addition to ordering the moratorium, Lara called on insurance companies to voluntarily stop dropping customers solely because of wildfire risk.RELATED: Bigger, longer blackouts could lie ahead in California“I believe everyone in the state deserves this same breathing room,” Lara said.A spokeswoman for the American Property Casualty Insurance Association did not immediately respond to a request for comment.While state officials rush to assist homeowners, a new report from California Auditor Elaine Howle said the state did not do enough to protect non-English speaking, elderly and other vulnerable residents during three of the state’s most devastating fires in recent years.The audit covered Butte County, site of 2018′s Camp fire, plus the 2017 Thomas Fire that burned more than 281,000 acres in Ventura County and 2017 fires in Sonoma County that killed 24 people. The audit found none of the three counties had assessed its residents to determine who might need extra help and whether resources were available to help such people, such as transportation, during a natural disaster.The audit also scolds the state oversight agency, the Governor’s Office of Emergency Services, for failing to assist counties in developing such plans and reviewing any plans in place.Howle says it was impossible to determine whether lives could have been saved “if the counties had planned differently or more fully implemented the best practices”her office recommends in the report.” But she noted that “inadequate plans and insufficient planning are proven contributors to failure.” 4561

Right across the street from the abandoned building on fire is another fire at a used auto/tire shop. It’s by Sheridan and 60th. @tmj4 #Kenosha #Wisconsin pic.twitter.com/ZauWNN3Y4G— Lauren Linder (@lauren_linder) August 25, 2020 237

Ru-El Sailor is still not completely a free man, even after he was released from prison last week, moments after his 2003 murder conviction was vacated in Cuyahoga County, Ohio court.Sailor now ordered to wear an ankle monitor for 120 days, due to an Ohio Department of Rehabilitation and Correction regulation that requires those released from a maximum security prison to be monitored and not leave the state.The ankle monitor requirement was imposed, even though Sailor spent 15 years in prison for a crime he didn't commit.Sailor believes a change in state law is needed to prevent this from happening to others exonerated here in Ohio."Desperately needs to be changed, desperately needs to be changed," said Sailor."If I have to be the one that has to bite the bullet first and open the door for others, then I don't mind biting the bullet.""I'll wear this ankle monitor for four months or a year if I have to, if it's going to make change for other people behind me to come and not have to go through the same things I went through," he said.Black on Black Crime Incorporated, which also fought for Sailor's release, along with the Ohio Innocence Project, agrees a change in ankle monitor requirements are needed in cases of wrongful conviction.Black on Black Crime Inc. President Al Porter Jr. said his organization will ask for a change in state law."The state law definitely does have to be changed," said Porter."We will stand also to make sure that the next person doesn't have to go through this, especially once they've been freed, and proven innocent beyond a shadow of doubt."Sailor's legal team said it is working to resolve the ankle monitor situation.Meanwhile, Sailor told News 5 the ankle monitor isn't stopping him from working on starting his own business.Sailor said he would like to create a service that would shuttle family members who want to visit loved in prison across the state. 1927

SACRAMENTO, Calif. (AP) — Hundreds of protesters rallied outside the state Capitol on Saturday to protest against California's stay-at-home orders even as residents entered the Memorial Day weekend with newly expanded options for going to the beach, barbecuing and shopping. Restrictions have eased across much of the state. Some 45 of 58 counties have received permission to reopen most stores and many public spaces by meeting state standards for controlling the coronavirus. And expected high temperatures will lure people to beaches, hiking trails and bike paths. But authorities are warning visitors to practice social distancing and other other anti-virus measures, noting that the number of COVID-19 cases and deaths continues to rise — just more slowly. 769

SACRAMENTO, Calif. (AP) — The California Senate will investigate a California utility's process for cutting off power to more than 2 million people to prevent wildfires.In a memo to the Senate Democratic Caucus on Thursday, Senate President Pro Tempore Toni Atkins asked the Senate Energy, Utilities, and Communications Committee to "begin investigating and reviewing options to address the serious deficiencies" with PG&E's current process of shutting off power to prevent wildfires.Atkins said an oversight hearing will be scheduled in the next few weeks.Last week, dry conditions and dangerous winds prompted PG&E to cut power to more than 700,000 customers to prevent its equipment from sparking wildfires.Gov. Gavin Newsom and other leaders said the outage lasted too long. Newsom has urged the utility to give rebates to affected customers and businesses. 877

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