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SAN DIEGO (KGTV) - Charles Schwab is the latest large investment firm to offer fractional stocks as a way to get more people to invest.The move puts more high-dollar, blue chip stocks within reach for younger customers."It's a big win to consumers in general," says Steven Fox, the owner of Next Gen Financial Planning. "That's particularly helpful for younger investors because they typically tend to have smaller accounts."A recent report says that 66% of millennials say they're afraid of the stock market. Fox thinks it's because that generation watched their parents go through multiple downturns and were turned off by its volatility.But, Fox says fractional stocks, and other new ideas from large companies are enticing more people to invest. He says many firms are starting to offer perks like zero-commission trades, fractional stocks, and on-line based accounts to help people save money and invest more."It may only be 1%, but for a lot of people over a long period of time, as you account grows more and more, that 1% can mean a difference of tens or hundreds of thousands of dollars that you would have available to pull out later in life."Fox says it also helps people keep a more diverse portfolio. He says this is the start of a shift to more direct indexing, where investors will be able to use fractional stocks to create their own groups of investments, rather than buying pre-set mutual funds or indexes."You're gonna see more technology come out that makes it easy to do direct indexing and consumers are going to see more and more options here," says Fox. 1585

SAN DIEGO (KGTV) -- City Council members Friday announced a plan to push for a temporary shelter for the homeless in Murphy Canyon.Council members Lorie Zapf and David Alvarez will hold a news conference Monday to request that a shelter be built at the former Chargers training facility.The complex, owned by the city, has remained unused since the Chargers moved to Los Angeles and will likely remain vacant for several more years.Announcing the press conference, the councilmembers said, “The San Diego River has seen an explosion of homeless encampments this year. This is an environmental nightmare and extremely dangerous with the rainy season rapidly approaching.”More than 100 homeless encampments were counted by volunteers with the San Diego River Park Foundation in October. 792

SAN DIEGO (KGTV) -- Cool zones are open around San Diego County as the weather heats up. The cool zones, spread out throughout the county, provide designated air-conditioned facilities that provide a place to beat the heat. According to county officials, the cool zones provide a place where seniors and others can congregate to protect their health and reduce individual energy costs. The program has been in operation since 2001. The County Health and Human Services Agency Aging and Independence Services partners with San Diego Gas and Electric to provide the service. Click here for a complete list of county cool zones and their hours of operation. Check out the list below for tips on beating the heat: Slow down. Be your most physically active during the coolest part of the day, usually between 4-7 a.m. Pace yourself when engaging in physical activity.Stay indoors as much as possible. If air conditioning is not being used, stay on the lowest floor. Keep shades down and blinds closed, but windows slightly open.Electric fans do not cool the air, but they do help sweat evaporate, which cools your body.Take a cool shower, bath or sponge bath.Avoid using the oven.Wear lightweight, loose-fitting, light-colored clothing. Light colors will reflect away some of the sun's heat.Air out hot cars before getting into them.Never leave children or pets inside vehicles at any time, even with the windows cracked. Temperatures inside a vehicle can reach lethal levels no matter what the weather is like.Drink more fluids than usual even if you do not feel thirsty.Water is the safest liquid to drink during heat emergencies. Avoid drinks with alcohol or caffeine; they make the heat's effects on your body worse.Eat small meals and eat more often. Avoid foods that are high in protein, which increases metabolic heat.Avoid using salt tablets unless directed to do so by a physician.If you take diuretics, ask your physician about a lower dosage during hot weather.If it is safe to do so, leave windows open at night. Open windows on two sides to create cross ventilation.Place a piece of cardboard covered with aluminum foil in sunny windows to reflect sunlight and heat away from the house.Vacuum, clean or replace air filters regularly for maximum cooling efficiency.If affordable, install outdoor awnings or sunscreens.Call your physician if you feel you may be experiencing a heat-related illness. 2412

SAN DIEGO (KGTV) -- Coming to California, leaving the Golden State, the pandemic's opened up possibilities for people looking to move.Some are escaping cities with high costs of living, and others are looking for cities that offer bigger houses and more room to work from home.“When we landed on Florida, he said, ‘I can live there,’ and I said, ‘I can live there,’” said Crystal Sargent.About a week ago, Sargent moved from San Diego to southwest Florida.California's original stay at home order has changed the way she operates her company.Most everything is now done remotely; no need to all be in one physical location."During COVID, you know when you were just more stationary, and you didn't have to fight traffic, you didn't have to rush off from one meeting to the next, for me I could just focus on my client's success," Sargent said."There's just a lot that Utah doesn't offer that California does," said David Keller.Keller's a web developer for an eCommerce company.Right now, he lives in Utah."I've been here for a couple of years now, and I just could not wrap my head around the snow," he explained.Keller said his company changed its remote work policy, allowing some employees to work from anywhere in the country.At the end of this week, he's packing up and moving back to sunny southern California.Keller said if the pandemic hadn't shifted many employees to a remote work environment, he probably wouldn't be moving to California.People Moving According to a COVID-19 migration report from Hire A Helper, Americans are moving. The report found that across the country, 15% of all moves between January and June 2020 were forced by the pandemic. The company said another key finding of their report is that 37% of people moving due to COVID moved because they couldn't afford to live where they were living."At the state level, it's the states with a higher population, and a higher rate of COVID spread that saw the biggest net losses of moves. Since the pandemic was declared, 64% more people left New York and California than moved in," the report stated.While some in California chose to leave the state, a closer look at the numbers from Hire A helper shows there hasn't been a mass exodus.Their data shows 82% of Californians who moved relocated somewhere else within the state.Many moved to smaller and, in some cases, less expensive cities, while others to the suburbs.According to Hire A Helper, 47% of all San Diego moves were within San Diego and 67% of those who moved out of San Diego went to the Los Angeles area.According to United Van Lines, there was a decline in moving requests from March to May 2020 compared to the same period in 2019. In a moving trends and data insights release, "Interstate move requests were lower in March 2020 (26% decrease) and April 2020 (31% decrease) than 2019 data. However, moving interest in September 2020 is notably higher than the previous year (32% increase) — indicating a shifting peak moving season, which typically occurs in late spring and early summer."Rental Market Rob Warnock is a research associate for the online rental platform Apartment List."You have people who are leaving the rental market to enter the home ownership market, for example, you have people who are just moving within cities because a lot of cities like San Francisco have a lot of variation in the housing market just across different neighborhoods or nearby suburbs," Warnok said.He explained there are different migration flows, and people's current situation is driving moves some hadn't considered.According to an Apartment List national rent report, rent prices in some areas across the country are down.Their report noted, "Of the 100 largest cities for which we have data, 41 have seen rents fall since the start of the pandemic in March. To put that in perspective, during the same months last year just four cities saw a drop in rent prices, and among them the average decline was only 0.8 percent. And even in the cities where rent growth has been positive through the pandemic, it has still been sluggish. Seventy of the 100 largest cities are currently registering slower year-over-year rent growth than at this time last year.”It also showed falling rent prices in expensive coastal cities. Although in San Diego Apartment List found San Diego rents have increased 0.8% over the past month but have decreased moderately by 1.4% in comparison to the same time last year.The report stated, "While rent declines in most cities have been relatively modest, a handful of major cities are experiencing significant and rapid price reductions. San Francisco leads the pack with a decline of 17.8 percent since the start of the pandemic. The median 2-bedroom apartment in San Francisco now rents for ,592, compared to ,254 at this time last year. Though it remains the most expensive market in the country, San Francisco renters may now be able to find better deals than at any time in recent memory." 4972

SAN DIEGO (KGTV) — City officials hope to get the construction process for a proposed downtown park, aimed at being an anchor for San Diego's East Village, off the ground this summer.The proposed 4.1-acre, million East Village Green will sit between F and G Streets stretching from 13th St. to 15th St. The massive stretch of green space in the heart of downtown San Diego will feature an 11,000-square-foot multi-use lawn, plaza and fountain areas, children's garden, 14,200-square-foot community center, dog parks, and room for food facilities, according to development plans.RELATED: Officials to break ground on county's first bike skills park in South BayThe green would also include an underground parking structure for 200 vehicles. "The City will be maintaining and programming East Village Green, and Civic [San Diego] hopes to start the bid solicitation process in late summer," according to Kimberly Moore with Civic San Diego. Plans show an additional multi-use lawn, children's garden, and casual park space in the park's future. Part of the construction process will also involve restoring nearby historic homes, which sit at the corner of F and 15th Streets. RELATED: New park includes San Diego's first public parkour spaceThe city hopes to begin construction by early 2021. Renderings and phase development plans can be seen here.Officials say the park has the ability to serve as a way to give East Village's residents an "engaging and interactive" place for community events and daily use. 1520

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