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SAN DIEGO (KGTV) — It can take close to 30 years for a renter in San Diego to save enough money for the down payment on a home.Experts say there are ways to speed up the process.Jennifer and Allan Uy just bought a home for their family of four but to make that possible, they moved in with Jennifer’s parents to save money. They paid off ,000 in debt and saved ,000 for the down payment.“It’s actually like adjusting in terms of watching television, and they had like the Disney Channel on, and we had to take turns so I could watch the news,” said Jennifer’s father.According to Hot Pads, it takes 28 years for a San Diego renter to save enough to put down 20 percent on a median-priced home. Moving in with parents can cut that down to 12 years.Relying on relatives may not be an option for many San Diegans.Todd Lane, president and CEO of California Coast Credit Union, says you don’t necessarily need to save as much money if you have a higher income.“Look for a program out there with a mortgage lender that offers you the option for not having to pay for mortgage insurance and making less than 20 percent down payment that’s really the key,” said Lane.Lane also suggests you avoid making big purchases prior to applying for a home loan.“Don’t just go out and borrow for a car loan just before your gonna go out and get an home loan; keep that older car,” Lane recommended.Financial adviser Dennis Brewster said aiming for a condo instead of a home is a great way to get in the home buying game.“Anything to start building the equity helps – instead of paying rent,” said Brewster.Other pro tips include using 401K investments for a down payment, or having relatives co-sign the loan. 1704
SAN DIEGO (KGTV) — Memorial Day Weekend kicked off Friday night on the USS Midway. As a part of their Legacy Week, they had their annual benefit concert. This year, Daughtry took the stage. Kevin Beam is a big fan and made sure to buy his tickets early, “you got Memorial Day Weekend, Daughtry and beautiful San Diego”. People filled the top deck of the Midway. Ahead of the concert, the USS Midway Foundation presented three ,800 checks to different local charities. The night served as a way for people to remember and honor those who gave the ultimate sacrifice. Penny Erickson was especially grateful for the event Friday, “I’m from a military family my dad was from Pearl Harbor so it means a lot to me.” Chuck Erickson is a volunteer for the USS Midway and a veteran. Friday night, he tells 10News he’s making sure he is grateful all weekend long, “a lot of people lost their lives giving us the freedom we have today”. The USS Midway will have there Legacy Week events through Memorial Day. 1009

SAN DIEGO (KGTV) - It's been months since construction began on eight prototypes for a wall to span the U.S.-Mexico divide. The structures, built by six companies that have largely remained out of the spotlight, faced a barrage of tests by border officials, reportedly including jackhammers, saws, torches and other tools and climbing devices to try and thwart the walls.THE CONTRACTORS...The contractors tasked with building the prototypes were: 474
SAN DIEGO (KGTV) -- Kristi's a full-time 5th grade teacher and her sister, Heather, is the director of compliance and relations at San Diego State, Heather also runs a small tattoo removal business on the side.When COVID came around, the sisters added even more to their plate."We're both born entrepreneurs and always are thinking about solutions," says Heather.While Heather was creating a COVID training guide for her employees as her small business prepared to reopen, the sisters stumbled upon an idea that could help small business owners navigate some of their own challenges."We started brainstorming and began to go through pieces, did the research and provided a training for her employees and thought,'oh my gosh, if she needs this everyone's going to need this,'" Kristi recalled. That's when Small Business Employee Training was born. Their safety course takes in-depth COVID-19 information, along with CDC guidelines and regulations, and transforms it all into a 30-minute safety course for employees. "In the state of COVID, there was a lot of fear and anxiety around going back to work. How does that happen, what are the requirements," Kristi said.Since the course have became available, over 300 employees have taken the course through their employers."The goal is an employee would enter the workplace, go through a training, and understand what COVID is and how to keep themselves and other safe in the workplace."The course is only and employees receive a certificate of completion afterwards. 1526
SAN DIEGO (KGTV) - It’s the largest loss of life in United States Navy history and you can read an award-winning account of it by two San Diego authors. ‘Indianapolis: The True Story of the Worst Sea Disaster in U.S. Naval History and the Fifty-Year Fight to Exonerate an Innocent Man’ is being released as a paperback after the hardcover became a New York Times bestseller. Sara Vladic and Lynn Vincent wrote the book together after researching it for more than 17 years. “It’s so much more than a sinking story and a shark story,” said author Lynn Vincent. Vladic spent nearly two decades interviewing survivors from the sinking USS Indianapolis. “Getting to know these men and their story and heroism and what it took to survive those days is incredible,” added Vladic, “it still teaches us lessons today of what the cost of freedom really is and what we should be remembering.” The book is cinematically written and presents multiple accounts from the men that had to fend off sharks and each other for several days at sea after the heavy cruiser was sank by the Japanese during WWII. The authors say they are in talks with several streaming services to make a miniseries based on the book. 1202
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