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PHOENIX, Ariz. -- New witness video shows Phoenix police pinning down a 28-year-old man on a scorching summer street just minutes before he became unresponsive and died.Ramon Timothy Lopez was the father of two children, including a newborn baby. Lopez had been diagnosed with paranoid schizophrenia, according to his girlfriend. He worked as a truck driver, and he lived less than a mile from where he encountered police on August 4.The witness, who captured about 20 seconds of cell phone video, said she stopped with other traffic as an officer chased Lopez back-and-forth across 51st Avenue near Indian School Road at about 10:30 a.m. that day. The woman, who also lives in the Maryvale neighborhood, asked KNXV not to use her name. She felt the first officer was overly aggressive toward Lopez."[I] felt he was using a lot of force to slam his body into the ground," the woman said. "The gentleman seems like he was still struggling, but at that point, it seemed like he just didn’t want his face smashed on the asphalt. It was super hot.”Minutes earlier, police were dispatched to a report of a man looking into car windows in a nearby parking lot. Phoenix police say Lopez saw the officer approaching him when he ran into a liquor store, threw a drink at the officer, and ran away into the road."The officer was by himself and when he grabbed hold of Lopez, they both fell onto the hot asphalt and both could have been struck by vehicles on 51st Avenue," Sgt. Mercedes Fortune said in an email to KNXV.Once other officers arrived, "Ramon refused to cooperate and continued to kick and pull away from officers," Fortune added.The witness video, from the moving car, showed one officer holding Lopez's feet to the ground. A second officer appeared to kneel on Lopez's back and a third officer was crouching near his upper body. It's unclear whether he was also on top of Ramon."He did have his left knee in the midst of his back and shoulders," the witness said. "[The officer] had [Ramon's] arms pressed against the tops of his shoulders and his legs were actually on his hand, so at that point, [Ramon] was restrained, and [the officer] was still put in quite a bit of force."Lopez appeared to be holding his head off the pavement, but he was not moving otherwise. Police said they found no drugs or weapons on Lopez.Police say they put Lopez in the back of a police car before he became unresponsive. He was taken to the hospital and pronounced dead."Officers did not place their knee(s) on Ramon's neck and at no time was his airway obstructed," Fortune said. She added that Ramon was laying on the roadway for a minimal amount of time.Asphalt on a 100-degree morning in Phoenix can become hot enough to cause serious burns on human skin.Fortune also said it would be "highly irresponsible" to assume the cause of death. According to the Maricopa County Medical Examiner website, the autopsy results are still pending.The witness who spoke to KNXV said she also called the Phoenix Police Department to report concerns about what she saw. She said a sergeant returned her call."He let me know he reviewed the body cam and didn't see anything that I was reporting," she said. "At that point, he couldn't really help me with anything, and it wasn’t, you know, his department."She's still hoping for answers and closure for Lopez's family and her entire neighborhood."I’m supposed to depend on these police officers to protect us, and when I see situations like this, it’s just hard to know where to put the trust at this point," she said.Phoenix police tell KNXV they will release their bodycam video of the arrest and in-custody death next week.This story was originally published by Melissa Blasius at KNXV. 3723

PENSACOLA, Fla. (AP) — The Saudi student who fatally shot three people at a U.S. naval base in Florida hosted a dinner party earlier in the week where he and three others watched videos of mass shootings, a U.S. official told The Associated Press on Saturday.One of the three students who attended the dinner party videotaped outside the building while the shooting was taking place at Naval Air Station Pensacola on Friday, said the U.S. official, who spoke on condition of anonymity after being briefed by federal authorities. Two other Saudi students watched from a car, the official said.The official said 10 Saudi students were being held on the base Saturday while several others were unaccounted for.U.S. officials had previously told the AP they were investigating possible links to terrorism.The student opened fire in a classroom at the base Friday morning, killing three people.A U.S. official who spoke to The Associated Press on condition of anonymity on Friday identified the shooter as Mohammed Saeed Alshamrani. The official wasn’t authorized to discuss the matter publicly. The official also said the FBI was examining social media posts and investigating whether he acted alone or was connected to any broader group.The assault, which prompted a massive law enforcement response and base lockdown, ended when a sheriff’s deputy killed the attacker. Eight people were hurt in the attack, including the deputy and a second deputy who was with him.Family members on Saturday identified one of the victims as a 23-year-old recent graduate of the U.S. Naval Academy who alerted first responders to where the shooter was even after he had been shot several times.“Joshua Kaleb Watson saved countless lives today with his own,” Adam Watson wrote on Facebook. “He died a hero and we are beyond proud but there is a hole in our hearts that can never be filled.”Florida U.S. Sen. Rick Scott issued a scathing statement calling the shooting — the second on a U.S. Naval base this week — an act of terrorism “whether this individual was motivated by radical Islam or was simply mentally unstable.”During a news conference Friday night, the FBI declined to release the shooter’s identity and wouldn’t comment on his possible motivations.“There are many reports circulating, but the FBI deals only in facts,” said Rachel L. Rojas, the FBI’s special agent in charge of the Jacksonville Field Office.Earlier Friday, two U.S. officials identified the student as a second lieutenant in the Saudi Air Force, and said authorities were investigating whether the attack was terrorism-related. They spoke on condition of anonymity to disclose information that had not yet been made public.President Donald Trump declined to say whether the shooting was terrorism-related. Trump tweeted his condolences to the families of the victims and noted that he had received a phone call from Saudi King Salman.He said the king told him that “this person in no way shape or form represents the feelings of the Saudi people.”The Saudi government offered condolences to the victims and their families and said it would provide “full support” to U.S. authorities.The U.S. has long had a robust training program for Saudis, providing assistance in the U.S. and in the kingdom. The shooting, however, shined a spotlight on the two countries’ sometimes rocky relationship.The kingdom is still trying to recover from the killing last year of Washington Post columnist Jamal Khashoggi at the Saudi Consulate in Istanbul. Saudi intelligence officials and a forensic doctor killed and dismembered Khashoggi on Oct. 2, 2018, just as his fiancée waited outside the diplomatic mission.One of the Navy’s most historic and storied bases, Naval Air Station Pensacola sprawls along the waterfront southwest of the city’s downtown and dominates the economy of the surrounding area.Part of the base resembles a college campus, with buildings where 60,000 members of the Navy, Marines, Air Force and Coast Guard train each year in multiple fields of aviation. A couple hundred students from countries outside the U.S. are also enrolled in training, said Base commander Capt. Tim Kinsella.All of the shooting took place in one classroom and the shooter used a handgun, authorities said. Weapons are not allowed on the base, which Kinsella said would remain closed until further notice.Adam Watson said his little brother was able to make it outside the classroom building to tell authorities where the shooter was after being shot “multiple” times. “Those details were invaluable,” he wrote on his Facebook page.Watson’s father, Benjamin Watson, was quoted by the Pensacola News Journal as saying that his son was a recent graduate of the U.S. Naval Academy who dreamed of becoming a Navy pilot. He said he had reported to Pensacola two weeks ago to begin flight training. “He died serving his country,” Benjamin Watson said.The shooting is the second at a U.S. naval base this week. A sailor whose submarine was docked at Pearl Harbor, Hawaii, opened fire on three civilian employees Wednesday, killing two before taking his own life. 5106

PHOENIX, Ariz. (KGTV) - A San Diego woman is demanding answers from Phoenix police after her uncle was shot to death by officers outside his apartment.This week, ABC10 News spoke to 18-year-old San Diegan Sadie Whitaker about her family's outrage surrounding the death of her 40-year-old uncle, Ryan Whitaker, who was shot by Phoenix police in May. It was captured on police body camera video that was just released.“I feel like this needs to be heard everywhere. It needs to be national news. It was just wrong,” said Sadie.Police said a concerned neighbor called in to report that Whitaker and his girlfriend may have been having a physical fight inside their Phoenix apartment.In the police body camera video, officers are heard knocking on the door and identifying themselves. Whitaker opens the door and appears to step out with a gun in his right hand which he then appears puts behind his back and lowers to the ground with his left hand visibly in the air. The encounter quickly escalates and shots are heard being fired.Police said the second officer in the video shot Whitaker, believing the first officer was in immediate danger. Whitaker did not fire, they report.Sadie tells ABC10 News that a few days before that, someone had knocked on their door but took off. “This night, when the same thing happened, he brought his gun to the door for protection,” Sadie added.She said his gun was legally purchased and he had no criminal history.After shots were fired, Whitaker's girlfriend appears to become hysterical. She’s heard asking why officers shot him. An officer is heard telling her that Whitaker had just pulled a gun on them. She responds that it’s dark and someone just knocked on the door.An officer is heard saying, “Your neighbor called saying he heard you guys going at it.” She responds, “Literally, we were making salsa and playing Crash Bandicoot so there may have been some screaming from PlayStation but it wasn't domestic violence or anything.”“I do not think [the shooting] was justified whatsoever,” said Sadie.Whitaker's family is calling for the officers to be terminated and face criminal prosecution.“I want there to be awareness and I want people to know that this kind of stuff is going on,” Sadie says.Phoenix Police told ABC10 News that they can’t comment because of pending litigation. The officer who fired rounds is now reportedly assigned to a non-enforcement position. 2420

People who care about their credit scores tend to obsess about some things they probably shouldn’t, such as the possibility they might have too much credit.Let’s bust that myth right upfront: The leading credit scoring formulas, FICO and VantageScore, don’t punish people for having too many accounts. And right now, having access to credit could be a lifeline.In June, the median duration of unemployment was nearly 14 weeks, according to the U.S. Bureau of Labor Statistics. “Median” is the halfway point, which means half of the unemployed had been out of work longer. After the Great Recession, the median length of unemployment peaked at 25 weeks.Most households don’t have enough emergency savings to get through extended unemployment. Access to credit ultimately could be what staves off eviction, keeps the lights on and puts food on the table.Obviously, you can have too much credit if it would tempt you to spend recklessly. And the more accounts you have, the easier it might be to forget a payment — which can be devastating to your scores — or fail to detect signs of fraud.But that doesn’t mean you should worry about applying for the credit you need in the misguided notion that having too much credit is bad for your scores.“It’s not about the number of accounts,” says Ethan Dornhelm, FICO’s vice president of scores and predictive analytics. “It’s about how those accounts are handled.”It’s not how many cards, but how you use themBefore the advent of modern credit scores in the 1980s, lenders did worry that people who had access to a lot of credit would suddenly run up big balances, then default, says credit expert John Ulzheimer, who formerly worked for FICO and for Equifax, a credit bureau. But data scientists have since learned otherwise. People who had been responsible with credit in the past tend to continue being responsible.“I’ve got a gajillion credit cards,” Ulzheimer says. “I could charge up every single one of my cards tomorrow, but I’m not going to do that.”Although you can’t have too much credit, you can have too much debt. Having big balances relative to your credit card limits, or a bunch of cards with balances, can definitely hurt your scores, credit scoring experts say.“There’s no right number of credit cards,” says Jeff Richardson, senior vice president marketing and communications at VantageScore Solutions. “But if you have 22 cards and they all have balances, that can add up.”Even small balances and balances you pay in full can be problematic. Credit scoring formulas consider how many of your accounts have balances and how much of your credit limits you’re using, among other factors. The scoring system uses the balances reported by your creditors, which are generally the amounts from your last statement. You could pay those balances off promptly, but they still show up on your credit reports and affect your scores.Credit-building strategiesIf you’re trying to polish your credit, Ulzheimer recommends using one or two credit cards and not charging more than 10% of their limits. That may require making more than one payment each month to keep the balances low or asking issuers for higher credit limits.If you do use more than a couple of cards, paying the balances off before the statement closing date will typically result in a zero balance being reported to the credit bureaus, and that can be good for your scores.Be careful about canceling unused cards, however. Closing credit accounts can hurt your scores, since it reduces your total available credit. If you’re concerned a lender might close an unused card, you can use it occasionally and immediately pay off any charges so you have a zero balance on the statement closing date.If your credit scores are already high, however, Ulzheimer questions how much effort you should invest in making them higher. Once your scores are over 760 on the commonly used 300-850 scale, you’re getting the best rates and terms lenders offer.Another thing people worry about, but probably shouldn’t: inquiries. Applications for credit typically have a minor impact on your scores and any impact fades within a year. But Ulzheimer says people are often convinced otherwise.“It’s crazy how many questions I get about inquiries, and they are so meaningless in the grand scheme of things,” Ulzheimer says. “People love to obsess about little things that don’t really have a whole lot of influence.”This article was written by NerdWallet and was originally published by the Associated Press.More From NerdWalletSmart Money Podcast: How to Travel Safely, and How to Handle Old DebtsTransition From Work-at-Home Novice to ProCan You Really Trust Your Payment App?Liz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 4764

People at events throughout the nation today, April 4, 2018 are remembering the assassination of civil rights leader Martin Luther King Jr., which happened 50 years ago at the Lorraine Motel in Memphis, Tennessee.MLK's legacy is being highlighted today with events at the National Civil Rights Museum, which is at that site. The day will include bell tolls across the nation at 6:01 p.m. Central Time, the moment when Dr. King was shot.There are also marches and other events in Washington D.C. and throughout the country. 540