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If you're feeling a little — or maybe a lot — stressed about the election, you are by no means alone.That's the conclusion of a variety of surveys, which show that a majority of Americans are concerned about violence breaking out from supporters of whoever loses the presidential election, no matter who that is. However, there are ways to reduce election-related anxiety, and they're rooted in acting in one's own best interest, and in self-control, according to experts.The situation is exemplified by clashes seen over the weekend.In Times Square on Sunday, demonstrators in support of President Donald Trump and former Vice President Joe Biden clashed physically. Police separated the two sides and took a handful of people into custody.There were other such encounters, as well, many of which were posted online.The incidents, along with worries about the accurate vote count, the Postal Service properly doing its job on mail-in voting, long lines to cast a ballot, COVID-19 affecting ability to turn out to vote, and any number of other concerns, all add up to create a stressful election season.Experts who analyze election-related security issues agree.Gloria Browne-Marshall is a constitutional law professor at John Jay College, and author of "She Took Justice" and The Voting Rights War, both of which deal with challenges to voting."Because there have been so many uprisings of militia groups, and so many of these different tactics being used to disrupt protesters," Browne-Marshall said, "people are afraid that those entities are going to come out.""If [groups that are willing to do harm] see that they're losing the election, or their candidate is losing the election," Browne-Marshall continued, "they might come out to intimidate voters."Doron Kempel is a security expert, former Israeli Army commander, and founder of the personal security app Bond. He said that he's well aware of the anxiety that voters have."People feel so tense about what may occur, irrespective of whether you're on this or that side of the aisle," Kempel said in a Zoom interview. "Everybody's concerned that whatever happens, people are going to be upset, and are going to get emotional, and maybe there's going to be a little bit of violence."Polling bears that out.Earlier this month, a YouGov / Braver Angels national poll showed that a majority – 56% of people agreed or strongly agree with the following statement: "America will see an increase in violence as a result of the election."That’s far higher than the 11% who disagree or strongly disagree. Thirty-three percent of people polled said they neither agree nor disagree.The numbers indicate that more people are stressed than not.Research shows that there are ways to manage the tension and even turn it into action that's positive and protective."They should all have a voting plan," Browne-Marshall said, as she listed some ways people can reduce anxiety, by foiling any attempts to suppress voting. "And if things get disrupted by violence in the [voting] line, then don't wait till the last minute. Vote early if you can, in whatever state, vote in the way that's safest," she said.Kempel, the security expert, also said that there are measures that all voters can take to protect themselves during election season.First and foremost, said Kempel, there's reason to be more optimistic about the social and political climate, despite the fact that there's great tension."I don't think that Americans, in general, want to hurt each other," Kempel said. "So the fact that somebody's very upset, and is shouting, even is getting too close to somebody else's nose, and is being very vocal, that does not mean that he or she wants to hurt their counterpart.""Which means for all of us," he continued, "if we manage our egos, and we manage our emotions, there will not be violence."Dr. Steven Stosny is a psychologist who specializes in emotional issues and couples therapy. He coined the term election stress disorder, or ESD, and said that people in our region are experiencing it strongly.To counter it, said Stosny, "The most important thing you can do is connect with your family, your friends, people you love, even if you have to do it by Zoom.""If you're living with someone whom you love, hug that person six times a day," Stosny said. "That gives you a hormone that naturally regulates anxiety, makes you feel close, more trusting.""The second biggest thing," Stosny continued, "is exercise. That's the great reliever of stress. Walking 30 minutes a day has been shown to be as effective for many people as anti-anxiety agents and antidepressants, with none of the side effects, and lots of benefits."This story was reported by James Ford at WPIX in New York, New York. 4742

If you’re among the 40 million people online looking for love, you know it can be tough finding the perfect match. It might be your fault, but one little change could send you down the aisle. The problem? You may be dating out of your league. A new study found that users who messaged people out of their league typically waited a lot longer to get a reply back or even get a reply at all. "A lot of people try to date out of their league, and they use that terminology," says Chief love officer Michelle Frankel, with New York City Matchmaking. "But it may not result in the end relationship they are looking for; but it might not even be what they perceive it to be."  According to Urban Dictionary, dating out of your league simply means you’ve got no shot. However, Frankel says that’s not true all the time. For example, look at Christie Brinkley and Billy Joel, back in the 1980's.Frankel says dating up like Billy Joel did can work, but it can’t be based on looks alone. “Look what he brought to the table," explains Frankel. "Clearly he was financially set at the time and also he had so much unique talent."  If you date out of your league simply to find someone better looking than you, Frankel says good luck finding a match. "That's not a recipe for a lasting relationship in and of itself. There has to be more compatibility, shared values, same interests and both going in the same direction." Whether you are dating online or in person, Frankel says to stop trying to find your Disney movie moment. "You are never going to find perfection; it doesn't exist," Frankel says.   1707

If you’re celebrating the holiday season at home this year because of the COVID-19 pandemic, then you probably aren’t using up your travel rewards points. Instead of watching those points languish, consider turning them into holiday gifts — you can stretch your budget while taking advantage of new offers from credit card issuers.Amid the pandemic, many card issuers are offering more flexibility when it comes to points redemptions, as well as extra statement credits. With 1 in 3 holiday shoppers who accrued credit card debt last holiday season still paying it off, using credit card rewards to finance gifts can be a great way to celebrate the season while avoiding additional debt.Here are some examples of offers you can take advantage of this year:Send a mealFor a limited time, if you have an eligible Capital One travel card, you can use miles to cover restaurant delivery and takeout purchases at a 1:1 rate. That means instead of using your miles to fly home to see family, you can use them to send them a nice holiday takeout meal. You could even join them for it over Zoom.Bank of America? is also offering temporary points-for-food conversions on some of its travel cards, and in some cases a statement credit. Similarly, Chase is allowing some cardholders to redeem points for statement credits against purchases made at grocery stores, restaurants (including takeout and delivery) and home improvement for a limited time.Make a donation in someone’s nameChase is allowing some cardholders to redeem points for statement credits when making donations to qualifying charitable organizations.Treat a friend to coffeeStarbucks credit card holders received 150 bonus Stars earlier this year as part of Chase’s efforts to help consumers during the pandemic. That equates to a handcrafted drink, hot breakfast or parfait — so if you haven’t redeemed those rewards yet, consider putting them toward a (socially distanced) holiday date with a friend.Gift a streaming serviceEight months into the pandemic, we’re still looking for new ways to keep ourselves entertained indoors. Several issuers have cards with temporary or ongoing offers that give you statement credits or bonus rewards for streaming.If you pay for someone else’s streaming service, you can reap the discount or rewards.Cover someone’s exercise programFor a limited time, some American Express cardholders can purchase a membership to at-home fitness program Variis by Equinox and earn statement credits each month. Terms apply. Or, if Peloton is more your speed, some Chase cards earn limited-time statement credits toward eligible memberships.Get cashSome cards also let you redeem travel points for cash back at the same rate.It’s not always the best redemption option. But at a time when travel options may be limited, it can help offset some of the costs of the holidays and even reduce your chances of accruing credit card debt from all that additional spending, which is a real gift to yourself.More From NerdWallet5 Minimalist Tips to Make the Holidays More AffordableCan I Get Preapproved for a Credit Card?7 Times You Might Want to Product-Change a Credit CardKimberly Palmer is a writer at NerdWallet. Email: kpalmer@nerdwallet.com. Twitter: @kimberlypalmer. 3256

Illinois authorities are investigating allegations of neglect after a fire in Chicago killed 10 children, officials said Tuesday.Eight bodies were discovered Sunday after the blaze broke out in the two-story building. The other two victims, both 14, died this week at John H. Stroger, Jr. Hospital, said Natalia Derevyanny, a spokeswoman with the Cook County Bureau of Administration.The investigation was opened after fire officials said there were no adults in the home, Illinois Department of Children and Family Services spokesperson Alissandra Calderon said in an email.A family member told CNN affiliate WGN the children were at the house for a sleepover. 669

House Republicans are announcing they're leaving office at a significantly faster rate than any other recent Congresses, suggesting Democrats could pick up seats in the 2018 midterm elections. On Wednesday, CNN reported House speaker, Wisconsin Republican Paul Ryan, would be next.Already, at least 42 House Republicans have announced they are retiring, running for another office or resigning outright, including Ryan. They're leaving from all over the map, from southern New Jersey to southern New Mexico.Democrats need to pick up 24 House seats to retake the majority from Republicans, who've had control of the House since 2011.Republican leadership has acknowledged it has a problem."We've got to find better ways to empower people where they feel like this is worth their time," Rep. Pete Sessions of Texas, a former two-term National Republican Congressional Committee chair who met with several members to discuss retirements, told the National Journal in September.But the retirements kept coming.While midterm elections are historically tough for the party of the President in power, it's too early to tell how things will unfold this year. But seats are opening up all over. A few seats will be filled by special elections before next November. But most won't.The locations of some of these seats were pivotal during the push for health care reform and tax reform in 2017. Reps. Frank LoBiondo of New Jersey and Charlie Dent of Pennsylvania were courted during the health care debates for their votes. Both have high numbers of Medicaid enrollees in their districts. Property taxes are high in New Jersey, and LoBiondo objected to the repeal of the state and local tax deduction during the tax reform debates.Some states are seeing higher numbers of open seats. And not all of the vacancies are coming from Republicans. Several vacancies opened in Texas, including the blue 16th Congressional District, won by Democrat Beto O'Rourke in 2016. He announced that he plans to run for the Senate in 2018.Seats have opened as a result of sexual harassment inquiries or accusations. Among Democrats, Reps. Ruben Kihuen of Nevada and John Conyers of Michigan announced they would leave Congress following pressure to resign, though Kihuen plans to finish his term. On the Republican side, Rep. Trent Franks of Arizona resigned and Rep. Blake Farenthold of Texas announced he will resign, both following sexual harassment accusations.The campaign committees on both sides of the political aisle are eyeing the 23 Republicans defending districts that Hillary Clinton won in 2016 and the 12 seats held by Democrats in districts that President Donald Trump won. These are seen as vulnerable seats to flip.But many of the Republican retirements are occurring in districts where Trump narrowly carried the vote, like New Jersey's 2nd or Michigan's 11th. Members from these districts could have faced tough re-elections this year, when Democrats are expected to be strong performers, potentially regaining control of the House.Republicans who say they will run for other offices are more likely to come from districts where Trump performed well. These members vote in alignment with the President at a high rate. They may count on continued support from his base to propel them into higher office.With few exceptions, the Republicans and Democrats who are retiring largely vote along party lines. They also have levels of support for the President's agenda similar to those of their respective parties.Past research has found the emergence of "strategic retirement" by politicians when they think re-election is less likely. The recent results in Virginia and subsequent Republican departures suggest this phenomenon may be in effect.Here is the full list of representatives so far who have announced that they plan to leave office, broken down by whether they said they will resign, retire or run for another office. Some members resigned before their terms ended.While the number of Democrats and Republicans planning to run for another office is close in number, the number of House Republican retirements dwarfs those announced by Democrats. Members from either party planning to run for another office tend to run for Senate seats or governorships.Scandal has also led to some resignations. Rep. Tim Murphy of Pennsylvania announced he would retire after the anti-abortion GOP congressman admitted that he had had an affair and had urged an abortion.  4465