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Receiving a wedding invitation should be exciting, not dreadful. But if it’s not the first one this season, or if you’re keeping a wary eye on your budget, getting that embossed white card in the mail could bring mixed emotions — and the search for a tactful way to decline. One-third of Americans have skipped or considered skipping a wedding because they couldn’t afford to attend, according to a recent survey from NerdWallet, conducted online by The Harris Poll. Their reluctance to attend is understandable, considering that the average reported budget for a close friend’s wedding gift was 8, according to the survey. “Many wedding guests look at a friend’s bridal registry and start doing the math,” says Courtney Jespersen, NerdWallet consumer saving expert. “But thankfully, the 0 coffee maker and 0 vacuum aren’t your only gift options.”Here are several budget-friendly wedding gifts that cost far less, or even nothing at all.Go in on a gift with a group. Other guests may be in the same boat, and if the wedding registry has gifts at various price points, there’s an opportunity for you to pool your gift budgets and choose something the couple really have their eyes on. Check with friends you know are on the guest list and choose an amount to spend that fits everyone’s budgets.Shop off-registry. You don’t have to stick to the wish list the couple put together, particularly if there’s nothing on there within your budget. “It’s perfectly fine for a guest to go off-registry,” says Diane Gottsman, national etiquette expert and founder of The Protocol School of Texas. “A registry is a useful guide that makes sure the bride and groom get what they need. However, a guest can also feel free to write a check or purchase something else they know the bride and groom will enjoy.”? MORE: 3 tips for the ideal wedding guestGive an experience. If the happy couple are millennials, there’s a good chance they’d love an experience more than a material gift anyway. Offer to plan and prepare a romantic picnic or help them build a garden in their backyard, Gottsman suggests.Contribute to a larger cause. If it’s good enough for Prince Harry and Meghan Markle, this may work for your friends, too. More than 4 in 10 (43%) millennials say they’d prefer to donate to charity in a couple’s name than buy them a registry gift, according to the NerdWallet survey. This is an appropriate gift if the couple has requested charitable contributions in their name or if you know they feel strongly about a certain cause or organization. Most charities don’t have a donation minimum, so you can spend as much or as little as you want.Help fund a honeymoon (or home). Honeymoon and even down payment funds are increasingly popular choices for couples with pending nuptials. If your friends have set up such a registry, it’s a good option for guests with fixed budgets. ? MORE: How to cut wedding guest costsGet creative. Personalized gifts often mean the most. If you’re artistic, write the couple a meaningful poem or paint them a picture. You could also pay for someone else’s creativity — getting a relatively inexpensive photo frame personalized with the wedding date or couple’s last name, for example, makes a unique gift that may come in well under the average gift budget. “A gift doesn’t have to be expensive to be significant,” Gottsman says. “The most important thing is to let the bride and groom know you’re happy for them and wishing them a lifetime of happy memories.”More From NerdWallet 3626

President-elect Joe Biden and Vice President Mike Pence are set to receive the COVID-19 vaccine soon.According to two transition officials familiar with the matter, Biden will receive the vaccine publicly as early as next week. The officials spoke on condition of anonymity because they weren't authorized to discuss it publicly.The White House says Pence and his wife, Karen, will receive the vaccine publicly on Friday at 8 a.m. ETAccording to USA Today, Surgeon General Jerome Adams will also be vaccinated on Friday.Biden said on Tuesday that Dr. Anthony Fauci, the nation’s top infectious-disease expert, advised him to get the vaccine “sooner than later.” Biden has said that he wants to keep front-line health care workers and vulnerable people as the top priority as the vaccine is rolled out throughout the country.But he’s also noted the importance of him getting the vaccine publicly to build confidence among Americans to get vaccinated.Biden said, “I don’t want to get ahead of the line, but I want to make sure we demonstrate to the American people that it is safe to take." 1096

President Donald Trump sent well wishes to Supreme Court Justice Ruth Bader Ginsburg, who was hospitalized Thursday after fracturing three ribs, while also pointing out their political differences."I wish her well. She said something very inappropriate during the campaign, but she apologized for it," he told reporters."I wouldn't say she's exactly on my side, but I wish her well I hope she gets better and I hope she serves on the Supreme Court for many years," Trump added.Ginsburg apologized for comments she made during the 2016 election calling Trump a "faker.""He is a faker," she told CNN's Joan Biskupic of the then-presumptive Republican presidential nominee. "He has no consistency about him. He says whatever comes into his head at the moment. He really has an ego. ... How has he gotten away with not turning over his tax returns? The press seems to be very gentle with him on that."Ginsburg said in July she hopes to stay on the bench past 2020."I'm now 85," Ginsburg said. "My senior colleague, Justice John Paul Stevens, he stepped down when he was 90, so think I have about at least five more years."She was not present at Thursday's investiture of Justice Brett Kavanaugh, Trump's appointee confirmed last month that gave the court a solid 5-4 conservative majority.The-CNN-Wire 1305

President George W. Bush gave a tearful eulogy to his father, President George H.W. Bush, Wednesday at a state funeral for the 41st president of the United States.The younger Bush choked up as he quoted his father's inaugural address from 1989."In his inaugural address, the 41st President of the United States said this: 'We cannot hope to only leave our children a bigger car, a bigger bank account,'" Bush said. "'We must hope to give them a sense of what it means to be a loyal friend, a loving parent. A citizen who leaves who home, his neighborhood and his town a better place than when he found it. What do we want the men and women who work with us to say when we are no longer there? That we were more driven to succeed than anyone around us, or that we stopped to ask if a sick child had gotten better and stayed a moment there to trade a moment of friendship.'"Photos: State funeral for George H.W. Bush"Well, Dad, we're going to remember you for exactly that and much more," Bush continued. "And we're going to miss you. Your decency, sincerity and kind soul will stay with us forever. So through the tears, let us know the blessing of knowing and loving you, a great and noble man. The best father a son or daughter could have."At this point, Bush stuttered and took a moment to choke back tears."And in our grief, let us smile knowing that dad is hugging Robin and holding Mom's hand again."Robin was George H.W. Bush's second child and first daughter. She died of cancer in 1953 at the age of 3.Watch Bush's eulogy to his father in the player below.Alex Hider is a writer for the E.W. Scripps National Desk. Follow him on Twitter @alexhider.  1700

Rap musician T.I. was not happy to hear that a Florida student was being denied a meal for being 15 cents short on the first day of school. Last week, T.I. announced he was going to pay for the student's school lunch bill, for the entire year. "This s--- is despicable!!!" T.I. tweeted. "This is the kinda s--- that deters kids from coming to school. I’d like to take care of her school lunch for the year. I hate to hear this type of thing happening to our children. Petty a-- peon a--, poor excuse for a grown person."Earlier this month, Kimberly Aiken told WKMG-TV in Orlando that her daughter, a sophomore at University High School in Orange City, Florida, was told that she owed 15 cents when she went through the lunch line. When she told the cashier that she didn't have any money on her, the cashier allegedly threw the food away.Aiken's daughter did not eat anything for the rest of the school day.According to CBS News, Aiken signed her daughter up for a free and reduced-cost lunch program at University High School. However, the program hadn't taken effect yet. Aiken suspects that the 15-cent deficit was carried over from last year.A spokesperson for the Volusia County Public Schools said the district has contacted the family directly about the issue. 1310