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It’s a tough time to do your banking if you prefer going to a branch. Hours have been cut at many locations, and social distancing guidelines mean bank lobbies are limiting traffic — assuming they are open at all.For customers who absolutely need to visit branches, banks are taking steps to prevent the spread of COVID-19. Sean Potter of Minneapolis, who blogs at My Money Wizard, saw these precautions during a recent meeting at his local bank. “It was awkward because I had an appointment with the relationship manager, and we still had to maintain 6 feet of distance even though we had to review the same documents together,” he says.Potter appreciates that the branch was trying to ensure his safety, but says he’s now considering other ways to bank. “From now on, it’s online or on the phone,” he says.Here are some ways you can bank without leaving home, along with safety tips if you do need to venture out to a brick-and-mortar branch.Explore online options“A lot of banking can be done with the click of a button,” says Brian Milton, head of retail banking at Union Bank. Union and most other banks and credit unions have robust websites and apps you can use for many banking tasks.Deposit checks. With mobile check deposit, you can snap a photo of a paper check and submit it online, via app or your bank’s secure website.Pay bills. With online bill pay, you can log in to your bank’s webpage and enter the name of the recipient and their contact information. Your bank handles the rest by making an electronic funds transfer or mailing a paper check.Apply for an account. Opening a new checking or savings account can be as easy as going to a bank’s website and submitting an online application. To apply, have your driver’s license and Social Security number handy to prove your identity.Sign documents. Some institutions use digital services such as DocuSign to prepare documents, including loan and account opening paperwork. They can be securely emailed to you, and you can sign them electronically by clicking highlighted prompts.Request payment assistance. Need some leeway with loan payments? Some banks are allowing customers to request arrangements online, including delaying due dates for bills, temporarily reducing monthly payments or asking for fee waivers.Or pick up the phoneKeep your bank’s customer service number nearby. You can use it to speak to a real person about account questions or issues.For example, some banks have announced that customers can call and request to waive non-sufficient funds fees, overdraft fees and monthly service charges.But keep this in mind: If you’re faced with steep fees, it may be better to simply switch to a cheaper bank. Online-only institutions, for example, tend to have low or no monthly service fees, and some offer toll-free customer service numbers staffed 24 hours a day, seven days a week. To learn more, read our primer on online banks.Bank safely at a branchIf you still need to visit a bank branch, here are some ways to protect yourself.Get it on the calendar. “Before you visit your local branch, it’s a good idea to call ahead and schedule an appointment,” Milton says. He adds that doing so helps branches manage occupancy and social distancing requirements.Calling ahead can also help the bank make sure it has a staffer on hand who can help you with a specialized transaction or request, he says.Consider drive-up services. Some banks have drive-up lanes where customers can receive the same services offered inside a branch, such as making cash deposits and withdrawals, and getting money orders, all at a safe distance from other people. You could also withdraw cash from an on-site ATM without the need to interact with a teller.Bring your protective gear. Since you’ll be touching screens, door handles and other public surfaces, consider bringing hand sanitizer or wearing gloves. If you do need to step inside a lobby, you may also be asked to wear a mask for everyone’s protection.Accept the changes. Steve Turner, a publicist in Chesterfield, Missouri, says he visits his local branch a few times a month to make business deposits. “There are signs on the floor showing where people should stand to keep their distance,” he says. Turner has also noticed there’s less small talk with the tellers, and reasons it’s because everyone is wearing a mask. He believes these changes will remain for a while. “It was odd at first, but now it seems like a new normal,” he says.More From NerdWallet3 Ways to Skip Your Bank’s Long Phone LinesLooking for Safer Ways to Pay? Go ContactlessIs My Money Safe in a Bank During the COVID-19 Crisis?Margarette Burnette is a writer at NerdWallet. Email: mburnette@nerdwallet.com. Twitter: @Margarette. 4731

It only took one inning in Game 1 of the World Series for Taco Bell's annual promotion to come into fruition. Thanks to Red Sox outfielder Mookie Betts' stolen base after getting a leadoff hit on Tuesday, everyone in America is eligible for a free Doritos Locos taco from Taco Bell on Nov. 1 from 2-6 p.m. According to MLB, the promotion is available at participating locations and while supplies last. 2018 marks the fourth year in a row that Taco Bell has given away tacos to everyone nationwide. Last year, Cameron Maybin earned a stolen base in the 11th inning of Game 2 of the World Series.  639

INDIANAPOLIS -- Vice President Mike Pence took to social media to celebrate the NFL's new policy that requires players to stand during the national anthem during games. The new policy, announced Wednesday, comes after months of controversy that started with silent protests by then-San-Francisco 49ers quarterback Colin Kaepernick, who said he was kneeling during the anthem to draw attention to injustice.After Kaepernick's protest, NFL players across the nation began to follow suit which later drew the ire of President Donald Trump, who in 2017 said players' kneeling showed "total disrespect for our great country."Pence expressed his feelings about the decision on Twitter with the hashtag #Winning along with a CNN story calling the new policy a "Victory for President Trump". 826

It’s just after 10 a.m. and Terry DeRouchey is driving up the trail to see the base of what will be the highest stone structure in the world. That is if it’s ever finished.“This is supposed to be representative of all Native Americans, and it’s just a special kind of feeling that I have,” DeRouchey said.It’s more than a monument to Crazy Horse, the legendary Lakota Warrior who fought in the battle of Little Big Horn against General Custer. It’s a whole mountain.“So, the face up there is 87.5 feet tall and all that red rock behind his face where it meets the grey rock in the back is where they’re going to carve his hair. And once the get his hair carved in, you could fit all four heads of Mt. Rushmore into his head,” described DeRouchey.In the 1940s, Chief Standing Bear wrote to the sculptor, Korczak Ziolkowski, and asked him to create a monument for Crazy Horse. On June 3, 1948, Korczak made the first blast and the project was started.Now, 72 years later, the project still isn’t finished.“We carve the mountain because it represents all the nation's indigenous people of the North American continent. My name is Monique Ziolkowski. Because I was born here, all of our brothers and sisters were born here. This just happened to be a project that mother and dad started in 1948,” said Monique Ziolkowski, the ninth of 10 children of Korczak and Ruth Ziolkowski.She’s continuing the work of her family seven decades later.“Dad carved many things into stone, and he felt he was a storyteller in stone. This just happens to be a bigger piece of stone,” said Ziolkowski.On Oct. 20 of each year, the memorial pays tribute to Monique’s father. The day marks the anniversary of his death.“Dad was one extreme to the other, and everything in between. He had a lot of heart a lot of passion, could be very hard on you if you were in the doghouse. One extreme to the other,” Ziolkowski recalled. Nearly 600 feet up above Korczak’s tomb, the work continues. Some of his grandsons are up there carving away at the hard rock of the Black Hills. The project continues to be a family affair.“Two of our nephews work on the mountain and then one of our nieces works in the archive room,” said Ziolkowski.However, it’s more than just a monument. The plan includes a welcome center, Native American museum, and The Indian University of North America, for students just finishing high school.“They have classes from professors from the first week of June to the first week of August and they left here with 12 college credits,” said DeRouchey.The foundation’s funding comes from donations and visitors from across the country.While the work has been ongoing for 72 years, there is no timeline to finish and no exact estimate on cost. But the family and foundation will press on because this is the story they’ve chosen to tell in stone“There’s all kinds of great stories out there, this is just one of them," said Ziolkowski. 2927

It’s official: Amazon owns Whole Foods.To mark the acquisition, the e-commerce giant slashed prices on more than a dozen popular products at Whole Foods, including organic avocados, almond butter and rotisserie chicken.This has some wondering whether the grocer commonly referred to as “Whole Paycheck” is suddenly within their budget. The short answer: probably not. 375