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Together, we will build a world where the accomplishments of our daughters will be celebrated, rather than diminished.— Dr. Jill Biden (@DrBiden) December 14, 2020 177

There was a “concerning” increase in the number of drug overdoses in the US in from March through May 2020, the Centers for Disease Control and Prevention said on Thursday.The data were part of an annual analysis of drug overdoses in the US. The data went from June 2019 through May 2020. The CDC noted that pre-pandemic drug overdoses were up in the month preceding the pandemic, but increased further when much of the US economy closed to stop the spread of the virus in March.The CDC previously estimated that 19,416 Americans died from drug overdoses from January through March 2020, which was up nearly 3,000 deaths. Approximately 81,230 drug overdose deaths occurred in the United States in the 12-months ending in May 2020, the CDC reported. For the year ending in May, there were nearly 10,000 additional drug overdose deaths compared to the previous year.The CDC said that synthetic opioids, primarily illicitly manufactured fentanyl likely drove the increase. The American Medical Association says that there has been a 37% drop in prescriptions of opioids since 2014.“The increase in overdose deaths is concerning.” said Deb Houry, M.D., M.P.H., director of CDC’s National Center for Injury Prevention and Control. “CDC’s Injury Center continues to help and support communities responding to the evolving overdose crisis. Our priority is to do everything we can to equip people on the ground to save lives in their communities.”The CDC issued a set of recommendations to help combat drug overdoses:Expand distribution and use of naloxone and overdose prevention education.Expand awareness about and access to and availability of treatment for substance use disorders.Intervene early with individuals at highest risk for overdose.Improve detection of overdose outbreaks to facilitate more effective response.The CDC added that “Measures taken at the national, state, and local level to address the COVID-19 pandemic may have unintended consequences for substance use and overdose, but CDC is working with states, territories, tribes, cities, and counties across the country to continue drug overdose surveillance and prevention efforts.”During the same timeframe of March through May 2020, more than 67,000 Americans died from the coronavirus despite intense mitigation efforts, according to Johns Hopkins University data. The death tolls from the coronavirus and drug overdoses show the challenge public health officials face in keeping the country healthy amid a pandemic.“The disruption to daily life due to the COVID-19 pandemic has hit those with substance use disorder hard,” said CDC Director Robert Redfield, M.D. “As we continue the fight to end this pandemic, it’s important to not lose sight of different groups being affected in other ways. We need to take care of people suffering from unintended consequences.” 2842

This article provides information and education for investors. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities.If you’ve ever wondered how your retirement savings stacks up against your peers, you’re in good company. The desire to know where you land in the sea of retirement savers is natural, and it can help either kick-start more progress or give you a feeling of satisfaction. But no matter how the numbers make you feel, they may not be the best measure of whether you personally are on track for retirement.What is the average retirement savings?The 2019 Survey of Consumer Finances shows that the average retirement savings for all families is 5,130. The median retirement savings for all families is ,000.Taken on their own, those numbers aren’t incredibly helpful. There are a variety of decent retirement savings benchmarks out there, but how much money other people have isn’t one of them. Even breaking the numbers down by age won’t give you a great picture of where your own finances should be. After all, age is just one factor in how much you should save for retirement — and not everyone who is the same age will retire at the same time.But retirement savings balances do tend to increase with age, as they should — the closer you are to retirement, the more you should have stashed away. (If you’ve been struggling to fund retirement accounts, our guide on how to save money will help.)How much each age has saved for retirementA little fine print upfront: Because averages can be heavily skewed by outliers — in other words, the savings over- and underachievers in each group — we’ve also included median balances. The median can often provide a more representative number than the average, and you’ll notice that the median numbers are quite a bit lower than the averages. (All data is from the 2019 Survey of Consumer Finances, unless otherwise noted.)It’s also worth noting that both figures include only those who have retirement holdings — there are many people of all ages who do not. In 2019, only about half of families owned any kind of retirement account.Under 35Average household retirement savings: ,170Median household retirement savings: ,000Let’s start with millennials; they’re used to being under the microscope. In 2019, 45% of families headed by someone under age 35 had retirement accounts — meant here to include IRAs, Keoghs and certain employer-sponsored accounts such as 401(k)s, 403(b)s and thrift savings accounts.Of the families in this age group who have retirement holdings, the average value of those holdings is ,170, and the median value is ,000. In other words, 3,352 and 1,444 pieces of avocado toast, respectively.If you’re not sure how much you should save for retirement, it’s best to get an idea for it sooner rather than later — you don’t want to be heading into retirement without enough saved.Ages 35 to 44Average household retirement savings: 1,950Median household retirement savings: ,000This age range encompasses the oldest millennials and the youngest of Generation X. More than half (56%) of households headed by someone of this age have retirement accounts, according to the data.The average and median values of this group’s retirement holdings are significantly higher than those of the under-35 set. These are strong earning years alongside peak spending years. Particularly for those who have kids, dollars may be stretched around paying for child care, saving for college and saving for retirement. If you’re looking to increase those retirement savings, an IRA can be a great way to do it.Ages 45 to 54Average household retirement savings: 4,720Median household retirement savings: 0,000This group is still part of Generation X, with the oldest members about a decade from what’s considered the standard retirement age. About 58% of households headed by someone this age have retirement holdings, according to the SCF.These can be peak earning years, especially for men, who see earnings growth until age 55, according to compensation research firm PayScale. The company’s research shows women top out over a decade earlier, at 44.Ages 55 to 64Average household retirement savings: 8,420Median household retirement savings: 4,000These are baby boomers, and the oldest among them are knocking on retirement’s door — just a couple of short years from Social Security’s definition of full retirement age. About 54.5% of households headed by a baby boomer have retirement holdings.Ages 65 to 74Average household retirement savings: 6,070Median household retirement savings: 4,000The bulk of these households include someone who is in retirement, or at least of retirement age. As a result, many are at the stage when they are probably spending, rather than accumulating, savings. According to the SCF, 48% of this age group have retirement accounts.After this point, average and median retirement account values begin to fall, as does the percentage of people who have retirement accounts. For households headed by someone age 75 or older, the median value of retirement holdings is ,000, with an average holding of 7,920.What do these numbers tell you?The headline here: Most people aren’t saving enough for retirement and are entering retirement with very little stashed away.“If you use these numbers as your guiding star, you’ll likely be in the same state as most of the country: unprepared for retirement.”That’s just one reason why the average retirement savings for someone your age isn’t a benchmark. If you use these numbers as your guiding star, you’ll likely be in the same state as most of the country: unprepared for retirement.How much you should have saved, and how much you should be saving, have nothing to do with where others your age stand. It has everything to do with your income, planned retirement spending, expected retirement age and life expectancy.If you want to find out how much you personally will need to retire, aretirement calculator can help. And if that calculator tells you you’re behind? An IRA is a good place to start catching up.More From NerdWalletSure, Stocks Are Fun. But ETFs Are SmartThe Upsides to Thinking About When You Will Die4 Tax Triggers New Investors Need to Know AboutAlana Benson is a writer at NerdWallet. Email: abenson@nerdwallet.com. 6422

Today @probsolvecaucus unveiled the “March to Common Ground” COVID Stimulus Framework to help get negotiators back to the table and get resources to American families and small businesses. https://t.co/eJxHNPwITv— Problem Solvers Caucus (@ProbSolveCaucus) September 15, 2020 282

Thursday was supposed to mark the second of three presidential debates between Joe Biden and Donald Trump.Instead, Trump and Biden will hold town hall forums on opposite networks in a hope to sway voters to the polls by November 3. The town hall forums will air Thursday evening at 8 p.m.How we got hereIn the two weeks since the last debate, Trump tested positive for the coronavirus as dozens of others who had contact with Trump around the time of the debate also tested positive for the virus. Also, revelations surfaced that Trump’s travel party did not follow the debate’s coronavirus guidelines at the Sept. 30 meeting in Cleveland.As a result, the Commission on President Debates announced last week the debate scheduled for Oct. 15 would be held virtually. Wanting no part of a virtual debate, Trump immediately retracted his participation in the debate, and instead his campaign said it would hold a rally.Meanwhile, Biden said he’d opt to hold a televised town hall forum on Thursday.On Wednesday, NBC News announced that Trump had agreed to participate in a town hall at the same time.When/where to watchBiden’s town hall will begin at 8 p.m. ET live in all time zones. The town hall will air live on ABC, ABC News Live on streaming platforms, YouTube, Twitter and Facebook. ABC News anchor George Stephanopoulos will moderate.Trump’s town hall will also begin at 8 p.m. ET live in all time zones. The town hall will air live on NBC, MSNBC and CNBC, stream on NBC News NOW and be available in Spanish on Telemundo’s digital platforms. NBC News’ Savannah Guthrie will moderate.Biden’s town hall is slated to last 90 minutes, while Trump’s will go 60 minutes.NBC News took criticism from some on social media for opting to hold the town hall at the same time as Biden’s event. The concurrent town halls will leave swing viewers having to pick one of the candidates to watch. Stephanopoulos hosted a town hall with Trump and voters last month, while Biden did a town hall with NBC News’ Lester Holt a week ago.FormatUnlike debates, town hall forum responses have no time limit, which allows for deeper discussions on topics. Based on recent town hall forums, the coronavirus and the economic fallout will likely be key topics.Also of note is that Trump has largely avoided taking questions from reporters since being diagnosed with the coronavirus. It would not be surprising to see direct questions posed to Trump on holding large events without masks amid a pandemic. 2486

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