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Americans are trying to form better financial habits in light of the recession, building emergency savings and paying down debt.However, many are finding savings accounts are now returning next to nothing in interest. That's because of the Federal Reserve's decision to keep interest rates low.Rates that were over 2.5% a year ago are down to under 1% now. But there are some other accounts that can get you a better return.“Something known as a rewards checking account might be a better option,” said Greg McBride, Chief Financial Analyst at Bankrate.com. “These are accounts that typically pay higher yields, higher than even online savings accounts, you might find 1.5, 2, 2.5%, but you have to meet certain qualifications each month to earn that deal.”Rewards checking accounts typically are offered by smaller community banks and credit unions. They usually come with monthly requirements though, like direct deposit, online bill pay, enrolling in e-statements, and using your debit card a certain amount of times. But those are things many people already use.In terms of saving versus paying down debt now, experts say to save.“That's really critical. No one knows what’s going to happen down the road in terms of jobs or income, so having some money put away will help you sleep at night,” said McBride.Just to give you an idea, you could make by saving around ,000 a year at 3% interest rate, which a rewards account might pay.That’s compared to just 60 cents in an average savings account, which only has about a .06% interest rate. 1556

As investigators seek to determine the cause of the Miami bridge collapse on Thursday that killed six people, attention has turned to the companies involved in the .2 million construction project.Records show that a construction company -- Munilla Construction Management, or MCM -- has done extensive work for the government and that some of its projects have come under scrutiny from safety officials. 414

As Jeffrey Epstein associate Ghislaine Maxwell awaits trial, newly released documents provide insight into the charges she's facing.A deposition from 2016 has been made public that alleges Maxwell was a recruiter for Epstein's underage sex ring.Testimony from Virginia Giuffre, one of Maxwell's alleged victims, implicates Prince Andrew and former New Mexico Gov. Bill Richardson. Both the prince and Richardson have denied the allegations against them.Giuffre also reports seeing former President Bill Clinton on Epstein's private island. When she asked Epstein about why Clinton was there, she said Epstein told her that Clinton owed him a favor.Clinton has previously denied ever going to Epstein's island.Giuffre also said one of the men involved in Epstein's sex ring was a "large hotel chain owner."The in the court filings, Maxwell and her attorney portray Giuffre as unreliable, pointing to errors in certain information she provided. 950

An Uber driver says she was carjacked at gunpoint in North Las Vegas and ended in Kingman, Arizona. But she wasn't alone.Donnelda Schuele says an innocent passenger was also caught in the middle of the ordeal that crossed state lines."At one point I was thinking, my poor passenger is really gonna die," Schuele said.Schuele's Saturday Uber pool ride almost turned deadly. She said she picked up a passenger through Uber pool -- a service where drivers can pick-up more than one unrelated customer. She then got another 'ping' to pick up a new customer near 5th Street and Lake Mead Boulevard. A man and a woman got into the backseat at that stop. Not long after she started driving, Schuele says the man pulled out a gun."He goes, 'Go straight. I don't care who you hit. Go straight,'" Schuele said.Hopping on the freeway, they started to make their way down to Arizona."Before the Lake Mead exit, he shoots the gun in the car. He shot it through the floor of the car," Schuele said.She says the man also pistol-whipped the other male passenger sitting in the front seat of the car. "He had hit him on the head with the gun and cracked him really good at the back of his skull,"  Schuele said.The man with the gun kept on telling her to drive towards the mountains."He goes, that's where I'm going to be dumping you guys," Schuele said.She says the man shot the gun out the window several times, hitting a commercial truck."The other passenger is flipping out. I mean he is literally flipping out," Schuele said.As they were passing by Hoover Dam, Schuele says the suspect ordered her and the other passenger to get out of the car. That's when they were able to get help.Arizona troopers said the carjackers continued driving south on State Route 93, leading them on a pursuit. Even though they ran over strip spikes, the alleged carjackers did not stop until they crashed into another vehicle. The man and woman tried to run away but troopers were able to catch them at that point. It was the end of a nightmare for Schuele and her passenger."Thank god for my blessings and that I was able to keep a cool head," Schuele said.An Uber spokesperson says it is investigating the incident and will support police investigation in any way it can. 2355

An Arizona family is celebrating a major milestone. Baby Henley was born with a congenital heart defect or a hole in her heart. Weighing in at only 4 pounds and 7 ounces, there was a lot of concern about her health because she just would not eat."Because of the hole in her heart, she just could not eat, it was too difficult for her, so she struggled a lot to gain weight," said Megan Beebe, Henley's mother.So, from the age of 5 months old, Henley has relied on a feeding tube to get all of her nutrition."At one point, it was giving her 100% of her nutrition. We would put all of her formula, breast milk through the feeding tube," said Beebe.In her two years since she was born, Henley has had hundreds of doctor's appointments and five surgeries. She has also been working with a feeding therapist based out of the United Cerebral Palsy of Central Arizona. Henley does not have cerebral palsy, but her mother tells KNXV they really liked the specialized therapist they have been working with, so they have stuck with the organization."We just had to keep working our way up, until one day she ate an entire Cheeto Puff all by herself," said Beebe.That one Cheeto Puff was a big milestone for Henley."It took her about 10 full minutes to eat one Cheeto Puff but she ate the whole Cheeto Puff all by herself, did not throw up," said Beebe, talking about the relief they felt. They were finally able to see the light at the end of the tunnel of Henley's tough road to being able to eat without the aid of a feeding tube.After 27 months, Henley's feeding tube was finally removed. It was a big moment for Beebe. She tells KNXV she sometimes could not help but feel like a failure as a mother."Our number one job is to feed her and keep her alive, and we couldn't do that," said Beebe."The day we finally got to take her feeding tube out, it was like, it was just a miracle. We never thought that day was going to come," she added.This story was originally published by Sonu Wasu at KNXV. 1996