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President Donald Trump reiterated his willingness Monday to allow the government to shut down this fall if he does not receive sufficient funding for border security but he declined to take a firm stance on the specific amount of money he would accept."If we don't get border security after many, many years of talk within the United States, I would have no problem doing a shutdown," Trump said during a joint news conference at the White House alongside Italian Prime Minister Giuseppe Conte. "It's time we have proper border security. We're the laughingstock of the world. We have the worst immigration laws anywhere in the world."Trump's comments come after he threatened on Twitter over the weekend to shut down the government if he does not receive funding for his campaign-promised border wall from Congress. 823

PRAIRIE VILLAGE, Kan. — A Kansas City area family is celebrating a big win. They paid off more than 0,000 in student loan debt in a little over six years.Ashlyn Yarnell accumulated the debt in the process of becoming a family law attorney."That was my calling. That's what I knew I wanted to do, and that was the path to get there," Yarnell said.Because she attended college and law school on the heels of the recession, a lot of scholarship money dried up, leaving student loans as the only option."I did everything I could think of. I worked jobs, I lived with friends, lived with family when I could," she said.By the time Yarnell graduated, her debt total came to 0,500.Paying it all off seemed daunting at the time, but Yarnell and her husband, Drew, immediately got to work. They shared advice for others starting their debt journeys.Study your debt"It's like tackling an opponent. You've got to study that, you've got to learn about all the options you have to get rid of it," Ashlyn Yarnell said.She created a spreadsheet to track the balances of her loans and the total paid each month."We had a plan right out of school, how many years it was going to take, how we were going to handle this," Drew Yarnell added.Flexibility with that plan is important, as Drew said it took them slightly longer than they anticipated to pay off the debt.Consider refinancingWhen Ashlyn began paying off her loans, the interest rates were all over the map."Some were a low 2 percent interest rate," she said. "Some were as high as 10 percent."By refinancing, she was able to get the average rate down from 6.8 percent to 4 percent.Those considering refinancing student loans now should keep in mind payments on federal loans have been suspended interest-free through the end of the year."You really need to think twice about refinancing a federal student loan because you lose those benefits," said Brian Walsh, manager of financial planning for SoFi, the personal finance company Ashlyn used for refinancing.The Yarnells also refinanced their home in the spring to help with final loan payments.According to Walsh, there are some important factors to consider before taking that step. Look at the closing costs first."How many months is it going to take me to recoup those costs, and am I going to live in this house long enough? Otherwise refinancing your home might not be a good idea even if it is a lower interest rate right off the bat," he said.Celebrate small milestonesAt the start of the couple's repayment journey, the daily interest rate was ."Every day I imagined handing my lender a bill in addition to everything I already owed, and that was unacceptable to me," Ashlyn said.She and Drew celebrated as they were able to knock down that daily interest rate, eventually reducing it to just ."You don't have to wait until the very end to enjoy knocking off a certain number," Drew Yarnell said, "If you get to a milestone, I think it's important to celebrate it on the way."Be sure to set small goals within the long-term plan."You break it up into microgoals, and it helps you stick to it and kind of hit the reset button once you hit that goal a couple months down the road," Walsh said.The Yarnells reached their finish line in May, when Ashlyn submitted her last student loan payment."I was screenshotting everything. My husband was taking pictures," she said, "And there were not even tears, it was sobs of relief."With interest factored in, the total came to nearly 4,000.The couple wanted to take a trip to celebrate, but COVID-19 interrupted those plans. Instead, Ashlyn wants Drew to pick out something for himself since he came along on the debt repayment journey with no complaints."He is a total team player," she said.The Yarnells also started education funds for their two sons, Charlie and Jack.Here are some other tips from SoFi for paying down debt:Figure out your monthly spendingUse a budgeting app to stay on trackConsult an expert if developing a plan on your own is too difficultDon't be afraid to talk about your debtThis story originally reported by Cat Reid on kshb.com. 4126

President Donald Trump said Monday that he believes the Texas church shooting was caused by a "mental health problem," not an issue with gun laws in the United States."Mental health is your problem here," Trump said, noting that "based on preliminary reports" the shooter was "a very deranged individual." 313

POWAY, Calif. (KGTV) -- The San Diego County Sheriff’s Department is bringing attention to a 51-year-old unsolved murder.On May 1, 1967, 14-year-old Nikki Benedict was stabbed and left to die while walking home from her friend’s house in Poway.The family has gone 51-years without knowing what happened to Nikki. Both of her parents died without answers.Tuesday, one of her three surviving sisters was there with detectives bringing the case back up, hoping anyone with helpful information will come forward.An 11-year-old boy found Nikki suffering at 6:30 in the evening on the tragic day. Deputies and medics tried to save Nikki’s life, but she died after arriving at the hospital.When the crime happened, witnesses reported seeing a young man running from the scene. Investigators say almost every teenage boy in Poway was interviewed at the time but detectives found no connection.51-years later no one has yet been arrested for Nikki’s murder. Detectives say they don’t want to give away information regarding DNA or any other evidence linked to the knife in the case.They understand the killer may no longer be alive but ask anyone with information to call 888-580-8477.Up to a ,000 reward is being offered to anyone with information that leads to an arrest.  1280

President Donald Trump is threatening to withhold federal money if schools don’t reopen in the fall. He says the guidelines that his own federal health officials have created for schools to reopen are impractical and expensive. Trump isn't saying what funds would be cut off or what authority he had to make the move.San Diego Unified School Board Vice President Richard Barrera contested the president's authority to cut funding."He does not have that power. The federal aid that’s going to schools is approved by congress and under law, it has to be distributed to schools," Barrera said.In the 2018-19 school year, San Diego Unified received about 5 million in federal revenue, about 7.4% of its general fund budget.Barrera said SDUSD "desperately" wants to reopen campuses August 31, but said reopening can only occur if the viral spread is sufficiently under control and the district has appropriate funding for safety measures.Taking to Twitter to voice frustration, Trump argues that countries including Germany, Denmark and Norway have reopened schools “with no problems.” He's also repeating his claim that Democrats want to keep schools closed for political reasons, not because of coronavirus risks.I disagree with @CDCgov on their very tough & expensive guidelines for opening schools. While they want them open, they are asking schools to do very impractical things. I will be meeting with them!!!— Donald J. Trump (@realDonaldTrump) July 8, 2020In Germany, Denmark, Norway, Sweden and many other countries, SCHOOLS ARE OPEN WITH NO PROBLEMS. The Dems think it would be bad for them politically if U.S. schools open before the November Election, but is important for the children & families. May cut off funding if not open!— Donald J. Trump (@realDonaldTrump) July 8, 2020 1805