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At this point, it might be inevitable. Some of you will have your identities stolen.Nearly half of Americans had their personal information exposed during a breach at Equifax, the company announced last week.And it's just the latest hack. Sensitive data on about 80 million Anthem customers was accessed in 2015.These breaches are some of the worst because the information stolen (names, Social Security numbers, addresses) can be used by an imposter to open accounts in your name, steal your tax refund or your Social Security check."This is a goldmine of information for a thief," said Chi Chi Wu, an attorney at the National Consumer Law Center.When your credit card number is stolen, it's easier to fix. You call the credit card company to close the card and get a new number. In most cases, you won't be responsible for the charges. Some of the victims of the Equifax hack did have their credit card numbers exposed. Equifax will notify you in the mail if this is the case.But the credit rating bureau won't notify you directly if you're one of the 143 million people whose more sensitive information was stolen. You must go online to EquifaxSecurity2017.com to find out.First of all, don't panic. If your information was compromised, it does not mean your identity was stolen. There are some steps you can take right now, like placing a freeze on your credit reports, to help prevent it from happening.And even if everything seems fine now, you should also continue to keep a close eye on your accounts and credit reports because your identity might not be stolen right away.If you do find out that someone has created a new account in your name, you'll have to prove that you didn't open the account and you might have to clear bad debt information from your credit report.It could be a long, messy process. Here's where to start:1. Go to IdentityTheft.gov to file an identity theft reportThis is important because it will provide you with a document you'll need to send to other businesses where fraudulent accounts were opened -- not because the government will start investigating your personal case.The form asks you questions about who you are and what accounts were impacted. It doesn't ask for any other documents or even your Social Security number, said John Krebs, an attorney at the Federal Trade Commission.The website will also provide you with a recovery plan after you submit the information. The plan will vary depending on what kind of accounts were created or hacked.2. Put a freeze or fraud alert on your credit reportsYou can request the three credit rating agencies to freeze your credit. This will prevent anyone from opening additional new accounts in your name. You'll have to request to lift the freeze if you want to open a new line of credit yourself. There are usually fees to freeze and unfreeze that vary by state, but generally range between and .If this is too much of a hassle, you can put a free fraud alert on your credit reports instead. This will require creditors to take additional steps to verify your identity before issuing credit.The fraud alert usually lasts for 90 days and can be renewed. But after you fill out the identity theft report online, you can request an extended fraud alert that stays on your credit report for seven years.3. Request, in writing, to close fraudulent accountsContact the fraud department (not customer service) at each business where a new account was opened in your name to explain that someone stole your identity and request that the account be closed.The FTC provides a sample letter you can use to dispute these accounts. Include a copy of your identity theft report. In some cases, the creditor may also ask for a police report, which you must file with local law enforcement first."The creditor will have a higher tendency to believe you if you have the police report," Wu said.Ask the business to send you a letter confirming that the fraudulent account isn't yours, that you aren't liable for it, and that it was removed from your credit report.Under most state laws, you're not responsible for any debt incurred on fraudulent new accounts opened in your name without your permission, according to the FTC.4. Dispute any fraudulent information on your credit reportIf a thief uses your identity to create a new credit card account, for example, it will end up on your credit report. But you have no control over that account. If the imposter doesn't pay the bills, it can seriously hurt your credit score.You'll need to write to each of the three credit rating agencies to request that they remove the incorrect information.The FTC provides a sample letter you can use to explain the situation.You should hear from the agencies in about 30 days on how they are handling the dispute, Wu said.5. Prevent future fraudOnce you've cleared up the situation, remain vigilant. Just because you've reported an incident of identity theft, it doesn't mean it won't happen again.Keep a close eye on all your statements. Consider enrolling in a credit monitoring and theft protection service. If you've already frozen your credit reports, you'll have to temporarily lift the freeze in order to enroll in a monitoring service, according to the FTC.You should also try to file your taxes as early as possible next year -- before someone else tries to use your Social Security number to steal you return, suggests the Massachusetts Attorney General.In addition to your Social Security number, Equifax says that your driver's license number may also have been exposed. In some states, you can ask the Department of Motor Vehicles to place a flag on your license number. This will alert law enforcement to be extra careful identifying a person they pull over, according to the Identity Theft Resource Center. 5795

Authorities are using the recent arrest of a registered sex offender as a reminder for parents to monitor their children’s candy this Halloween season.Detectives with the Santa Barbara County Special Investigations Bureau and the Cannabis Compliance Team pulled over a driver Wednesday afternoon in Santa Maria, California.The driver was identified as Christian Sandez of Santa Maria. The Santa Barbara County Sheriff’s Office says inside his van they found “a large amount of packaged cannabis infused candy, processed cannabis flower, concentrated cannabis and cannabis vape products, which he possessed for the purpose of sales.”The 28-year-old, who is on active parole, does not have a California Bureau of Cannabis Control retail or sales license, according to the sheriff’s office.Sandez was arrested on suspicion of possession of marijuana, which is a felony, and booked into the Santa Barbara County Jail where he is being held without bail for violating his parole, the sheriff’s office says.The sheriff’s office says cannabis-infused products “are intentionally packaged to resemble normal candy and can easily be mistaken” and they are encouraging parents to monitor their children’s candy, especially around Halloween.This story originally reported on KSBY.com. 1282

Attention 'Rick and Morty' fans: McDonald's will be bringing back Szechuan Sauce.The company will announce details on when and where the sauce will return on Thursday in a three-part podcast series called "The Sauce.""We're doing more than simply bringing back the sauce. We know there were many unanswered questions and even more unbelievable stories from last year's Szechuan saga," the company said on its website.The "saga" refers to last year's incident where the company released the sauce for a very limited release, causing fans that had been waiting for hours to go home empty-handed.We heard you and have been working tirelessly to bring back The Sauce. On 2/22, we announce when/where Szechuan Sauce will return, but also answer the burning question: “What happened to The Sauce?!” To find out, visit https://t.co/Gcrq5kM71E or download the podcast series. pic.twitter.com/ezHbAqL82i— McDonald's (@McDonalds) February 20, 2018 950

At first glance, you may not notice what's different about this box of cereal. Maybe it's just one of those special editions that's in stores for a short time. But if you take a closer look you might ask, what's up with that?When Naomi Frierson walked into her local Walmart and down the aisle, her focus was getting her mom a box of her favorite cereal."I just picked it up and I kind of looked at it," Frierson said. "And I figured it was one of those special edition type of boxes. ... I didn't think much of it."But when she got home, her husband noticed."We proceed to look at it further and realize that not only are there mugshots but they're serial killers," Frierson said. "Not the C-E-R-E-A-L kind unfortunately."The box of "Life" cereal is covered with people synonymous with death. Larry, the Quaker Oats mascot is Jeffrey Dahmer. And instead of being made with 20 whole grains, it's made with 20 whole brains."And then on the nutrition panel you've got stuff like instead of cholesterol it says chloroform," Frierson said. "Down here it says cyanide."Frierson said she was creeped out, but her husband loved it."He immediately recognized all of the different players in the game," Frierson said. "And he thought it was just the coolest thing ever and assured me that it must be art."He was right. The box was a class project made by Lauren Miller, a senior art student at the University of South Florida."I kind of just wanted it to blend in with everything else," Miller said. "I took a bunch of pictures that I found online of serial killers and I used Photoshop to add them to the Life cereal box. I just thought it would be interesting to use Life cereals since these people did take away lives."Miller has a large version of the box in her studio but wanted to see how people reacted to this smaller version in the community.Frierson said, "I had people on my personal Facebook when I posted that thing like, 'Oh my gosh I need to have that. How can I get one? Are there more?'"Frierson said she's keeping this box, and Miller is exploring creating more to sell.Miller said she left a note on the box saying it was art and had already been paid for. But for Frierson, the initial jitters and overall experience was well worth the price."I think (it was) three dollars well spent for an interesting piece of art," Frierson said.A creepy class project, taking on a life of its own."I would say a solid 'A' so if you didn't get an 'A' I'll call your professor," Frierson said. 2539

AURORA, Colo. — Three Aurora police officers have been fired in the fallout over a photograph taken near the site where Elijah McClain was arrested, Interim Police Chief Vanessa Wilson announced Friday. McClain died after officers arresting McClain placed him in a carotid choke hold. 292

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